Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to eliminate costly paper handling or teller(出纳员)interactions in an increasingly competitive banking environment .
Today , most large national banks , many local banks and credit unions offer some form of online banking , variously known as PC banking , home banking , electronic banking or Internet banking . Online banks are sometimes referred to as “brick-to-click” banks , both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking , as well as from “virtual”(虚拟)banks that have no physical branches or tellers whatsoever .
The challenge(挑战)for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it . Most of the large banks can now offer fully safe ,fully functional (功能的)online banking for free or for a small cost . As more banks succeed online and more customers use their sites , fully functional online banking will likely become as commonplace as automated teller machines (ATM).
Online banking has a lot of advantages . Unlike your corner bank , online banking sites never close; they’re at hand 24 hours a day , seven days a week , and they’re a mouse click away . If you’re out of state or even out of the country when a money problem appears , you can log on instantly to your online bank and take care of business . Online bank sites generally carry out and confirm (确认)deals at or quicker than ATM processing speeds . Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively .
69.The word “eliminate” in the first paragraph probably means “___________”.
A.keep B.remove C.reduce D.improve
70.What is the challenge for the banking industry according to the text ?
A.To make online banking attractive . B.To open new services all over the world .
C.To offer online banking for free . D.To take care of business 24 hours a day .
71.From the text we can conclude that__________ .
A.“brick-to-click” banks are in fact another kind of physical banks
B.the function of a “brick-to-click” bank is as common as that of an ATM
C.a “ brick-to-mortar” bank is no better than a virtual one
D.customers can deal with their banking by a mouse click
72.What would be the best title for this text ?
A.Banking of Various Forms B.Improvement of Banking Industry
C.Development of Online Banking D.Functions of the “Brick-to-Click” Bank
You wake up in the morning, the day is beautiful and the plans for the day are what you have been looking forward to for a long time. Then the telephone rings, you say hello, and the drama starts. The person on tbe other end has a depressing tone in his voice as he starts to tell you how terrible his morning is and that there is nothing to look forward to. Are you still in a wonderful mood? Impossible!
Communieating with negative people can wash out your happiness. It may not change what you think, but communicating long enough with them will make you feel depressed for a moment or a long time.
Life brings ups and downs, but some people are stuck in the wrong idea that life has no happiness to offer. They only feel glad when they make others feel bad. No wonder they can hardly win others’ pity or respect.
When you communicate with positive people, your spirit stays happy and therefore more positive things are attracted. When the knife of a negative person is put in you, you have the heavy feeling that, all in all, brings you down.
Sometimes we have no choice but to communicate with negative people. This could be a co-worker, or a relative. In this case, say what needs to be said as little as possible. Sometimes it feels good to let out your anger back to the negative person, but this is to lower you to that same negative level and they won’t feel ashamed of themselves about that.
Negativity often affects happiness without even being realized. The negative words of others at the start of the day can be attached to you throughout the rest of your day, which makes you feel bad and steals your happiness. Life is too short to feel negative. Stay positive and avoid negativity as much as possible.The purpose of Paragraph 1 is to.
A.make a comparison | B.introduce a topic |
C.offer an instructive story | D.tell a true story |
How can negative people have effect on us?
A.By influencing our emotion. |
B.By telling us the nature of life. |
C.By changing our way of thinking |
D.By comparing their attitude to life with ours. |
Some negative people base their happiness on —.
A.their pity for other people | B.their respect for others |
C.building up a positive attitude | D.making other people unhappy |
According to the passage, to reduce negative people’s influence on us, we are advised.
A.to change negative people’s attitude to life |
B.to show our dissatisfaction to negative people |
C.to make negative people feel as hamed of themselves |
D.to communicate with negative people as little as possible |
BUKHANNON, West Virginia~~Two rescue teams slowly moved along a two—mile path on Monday night to the site of a coal mine explosion that trapped 13 miners, who had not been heard from since the early morning accident.
Meanwhile, at a nearby church, more than 250 family members and friends gathered, waiting for updates on the rescuers' progress.
The miners were trapped at about .6:30 and many families weren't informed of the accident until about 10 a.m.~~more than three hours after it happened. "It's very upsetting, but you've got to be patient, I guess," said John Helms, whose brother, Terry, was trapped in the mine.
The trapped miners were about 260 fee underground and about 10,000 feet from the Sago Mine's entrance, said Roger Nicholson, a lawyer from International Coal Group.
At a late night news conference, Nicholson said one team had advanced about 4, 800 feet in the four hours since entering the mine just before 6 p.m. Another team entered the mine about 30 minutes later.
He said the crew was very experienced, with some members having worked underground for 30 to 35 years. The miners were equipped with al>out one hour of breathable oxygen each. The company has not released the names of the miners.
The teams test the air about every 500 feet, and have to disconnect the power to the phones they use to communicate with the surface before doing that. "We don't want to be electrifying anything if it's in an atmospfiere with hurnahle gases," Kips said.
The cause of the explosion was not immediately known. High levels of carbon monoxide (一氧化物) were discovered shortly after the explosion, which delayed rescue efforts, but those levels have weakened since then, authorities said.According to the passage, we ran infer that.
I.communication with the trapped miners was cut off
J.the rescue started as soon as the accident happened
K.the two rescue teams entered the mine at the same time
L.all the miners who were trapped underground were still aliveIf the first team advanced at an average speed, they could dig abo
ut______per hour.
A.1,000 feet | B.1,200 feet | C.2,400 feet | D.4,800 feet |
Where ran the passage he seen?
A.Iii a magazine. | B.In a science hook. | C.On an advertisement. | D.In a newspaper. |
You know Australia is a big country, but you may not know how easy it is to get around. The untouched beaches that go for miles and deserts that touch the horizon are just there, waiting to be reached and explored. The following are the different ways you can explore our vast country.
Getting around Australia
Air
Flying is the best way to cover large distances in a short time. You can spend more time on the Australia's can't-miss landscapes and relaxing lifestyle. Moreover, competition among airlines makes great flying fees available for you.
Drive
Australia has a vast network of well-maintained roads and some of the most beautiful touring routes in the world. You have no difficulty finding car rental companies at major airports, central city locations, suburbs and attractions.
Bus
Bus travel in Australia is comfortable, easy and economical. Buses generally have air conditioning, reading lights, adjustable seats and videos. Services are frequent, affordable and efficient.
Rail
Train travel is the cheapest and gives you an insight into Australia's size and variety, all from the comfort of your carriage. Scheduled services are a great way to get quickly between our cities and regional centers.
Ferry(轮渡)
The Spirit of Tasmania runs a passenger and vehicle ferry service between Melbourne and Tasmania nightly. Extra sen ices are running during summer rush hours. Sea-link ferries connect South Australia and Kangaroo Island several times a day. Ferries connect suburbs in our capital cities.
Walk
With easy-on-the-feet pedestrian.(行人)streets, walking is a great way to get around our cities.
Besides all the above, you can also experience some of the longest: tracks and trails in the world in central Australia——impressive journeys of a thousand kilometers or more that can take several weeks to complete.The underlined word "untouched" in Paragraph 1 means.
A.secure | B.special | C.natural | D.artificial |
Which of the following is true about travelling in Australia?
A.You can easily rent a car to explore its beautiful touring routes. |
B.More travellers make the flying fees among airlines higher than before. |
C.Taking a bus tour is the most comfortable, economical and efficient way. |
D.Train services can offer you more comfort than any other means of transport, |
Ferry service between Melbourne and Tasmania usually runs •
A.several times a day | B.only at night hours |
C.between different cities | D.only during rush hours |
From the passage, we know that.
A.travelling in central Australia is time-consuming |
B.central Australia has the world's shortest railway line |
C.pedestrian walking is a great way to travel between cities |
D.you have no choice but to walk over 1,000 kilometers in central Australia |
If you travel to a new exhibition at the San Francisco Conservatory of Flowers, you will have chances to see some meat-eating plants. Take bladderworts, a kind of such plant, for example. They appear so small and grow in a quiet pond. "But these are the fastest known killers of the plant kingdom, able to capture a small insect in 1/50 of a second using a trap door!"
Once the trap door closes on the victim, the enzymes(酶)similar to those in the human stomach slowly digest the insert. When dinner is over, the plant opens the trap door and is ready to trap again.
Meat-eating plants grow mostly in wet areas with soil that doesn't offer much food nutrition. In such conditions, these amazing plants have developed insect traps to get their nutritional needs over thousands of years. North America has more such plants than any other continents.
Generally speaking, the traps may have attractive appearance to fool the eye, like pitcher plants, which get their name because they look like beautiful pitchers full of nectar(花蜜).
Hair-like growths along the pitcher walls ensure that nothing can escape, and the digestive enzymes can get to work. A tiny insect can be digested in a few hours, but a fly takes a couple of days.
Some of these pitchers are large enough to hold 7.5 liters. Meat-eating plants only eat people in science fiction movies, but sometimes a bird or other small animals will discover that a pitcher plant isn't a good place to get a drink.From Paragraph 1,we learn that bladderworts can_.
A.kill an insect in a second |
B.digest a fly in a few hours |
C.be found floating on a quiet lake |
D.capture an insect in 1/50 of a second |
If the trap door of a meat-eating plant is closed, the plant is
A.fooling insects into taking a sip |
B.producing nectar |
C.tempting insects to come close |
D.enjoying a dinner |
Meat-eating plants can grow in wet and poor soil because they.
A.can get nutrition from animals |
B.don't need much food nutrition |
C.can make the most of such conditions |
D.have developed digestive enzymes |
What can be captured by meat-eating plants for food?
A.A child. | B.A dog |
C.A little bird. | D.A little fish. |
Our boat floated on between walls of forest. It was too thick for us to get a view of the land we were passing through, though we knew from the map that our river must be passing through chains of hills from time to time. Nowhere did we find a place where we could have landed: although the jungle did not actually spread right down into the river, banks of soft mud prevented us from going ashore. In any case, what would we have gained by landing? The country was full of snakes and other dangerous creatures and the jungle was so thick that one would be able to advance slowly, cutting one's way with knives the whole way. So we stayed in the boat, hoping that when we reached the sea, a friendly fisherman would pick us up and take us to civilization.
As for water, there was a choice. We could drink the muddy river water, or die of thirst. We drank the water. Men who have just escaped from what appeared to be certain death lost all worries about such small things as diseases caused by dirty water. In fact, none of us suffered from any illness as a result.
One day we passed another village, but fortunately nobody saw us. We did not wish to risk being taken prisoners a second time: we might not be so lucky as to escape in a stolen boat again. TOC \o "1-3" \h \z What they could see on the boat was only.
A.high walls | B.chains of hills |
C.heavy woods | D.vast land |
They couldn't land because.
A.the mud on the shore was too soft |
B.they could not find anyone |
C.they could not find the mark on the map |
D.the forest was too thick to go through |
From the passage, we can learn that.
A.they were in an uninhabited area |
B.they were on a journey home happily |
C.the country was a civilized society |
D.the country was a tropical jungle coutry |
The best title for this passage might he______
A.I he Problem of Landing | B.Escape in the Jungle |
C.An Entirely New Experience | D.Exploration of a River |