C
Lower Risk with the Potential for High Returns—NOW
You Can Have the Best of Both Worlds
in Investment Portfolio Fund!
To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．
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To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.
So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?
BARCLAYS GLOBAL INVESTORS LTD
BGI have been chosen to track the FTSE A1l Share Index (指数)．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．
BAILLE GIFFORD
EBG will be looking for companies that can offer excellent growth chances．
GMO WOOLLEY LTD
Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．
CLAY FlNLAY
By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．
ROTHSCHILD ASSET MANAGEMENT
Rothschild aims to add stability and income to the Fund by investing in government bonds(公债)and other fixed interest securities．
And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．
It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?
1．The text is most likely to be found in ．
A．a scientific research report B．a travel magazine
C．a weekly newspaper D．a geography textbook
2．Who will be most interested in reading the advertisement?
A．Accountants． B．Students．
C．Investors． D．Professors．
3．What is the function of Investment Portfolio Fund?
A．Exposing your money to the ups and downs of the direct investment into shares．
B．Helping lower risk with the potential for higher returns．
C．Hiring no less than five leading fund managers．
D．Giving a detailed description of balanced management requirement．
4．Which of the following statements is NOT true according to the text?
A．The five fund managers with different approaches to investment can cooperate with each other perfectly．
B．Marks&Spencer Financial Services reassure the investors that their interests will be well 1ooked after．
C．Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．
D．Gmo Woolley will be looking for companies that can offer excellent growth chances.
When I was 15, I had an enemy, a girl who liked to point out my short-comings(缺点). Week by week her list grew. I was skinny(瘦的), I talked too loud, I was too proud, and so on. I put up with(忍受)her as long as I could. At last, I ran to my father in tears and anger. He listened to my outburst quietly. They he asked, “Are the things she says the true or not?”True? I wanted to know how to strike back. What did truth have to do with it?
“Mary, didn’t you ever wonder what you are really like? Well, you now have that girl’s opinion. ”Go and make a list of every thing she said and mark the points that are true. You needn’t pay attention to the other things she said.
I did as he told me and discovered to my surprise that about half the things are true. Some of them I couldn’t change(like being skinny), but a good number I could and suddenly wanted to change. For the time in my life I began to get a quiet clear picture of myself.
I brought the list back to Daddy, but he wouldn’t take it.“That’s just for you,”he said.“You know better than any else the truth about yourself, once you hear it. But you’ve got to learn to listen, not close your ears in anger or hurt. When someone says something about you, you’ll know if it’s true or not. If it is ,you’ll find it will echo(共鸣)inside you.”
“I still don’t think it very nice of her to talk about me in front of everybody.”
“Mary, there is one way you could stop others talking about you ever again, and criticizing(批评) you—just say nothing and do nothing. But then, if you do that, you’d find you were nothing. You wouldn’t like that now, would you?”“No, I admitted(承认)”One day the writer ran to her father in tears and anger because__________.
| A．she found she talked too much. | B．she found she was too proud. |
| C．her classmates were not friendly to her. | D．a girl pointed out many of her shortcomings. |
The writer’s father asked her ____________.
| A．to pay attention to all that her“enemy”said about her. |
| B．not to pay attention to what her“enemy”said about her. |
| C．to pay attention only to the points that were true about her. |
| D．to pay attention only to the points that were not true about her. |
The writer found that___________.
| A．about half the things her“enemy”said were true. |
| B．most of the things her“enemy”said were true. |
| C．few of the things her“enemy”said were true. |
| D．none of the things her“enemy”said were true. |
The writer’s father thinks__________.
| A．if one says nothing and does nothing, people will praise him. |
| B．one should not do anything because others will talk about him. |
| C．it is not good to talk about others. |
| D．everyone is talked about by others. |
I had an experience some years ago, which taught me something about the ways in which people make a bad situation worse by blaming themselves. One January, I had to hold two funerals on successive days for two elderly women in my community. Both had died “full of years”, as the Bible would say. Their homes happened to be near each other, so I paid condolence (吊唁) calls on the two families on the same afternoon.
At the first home, the son of the deceased (已故的) woman said to me, “If only I had sent my mother to Florida and gotten her out of this cold and snow , she would be alive today. It’s my fault that she died.” At the second home, the son of the other deceased woman said, “If only I hadn’t insisted on my mother’s going to Florida, she would be alive today. That long airplane ride, the sudden change of climate, was more than she could take. It’s my fault that she’s dead.”
You see that any time there is a death, the survivors will feel guilty. Because the course of action they took turned out badly, they believe that the opposite course — keeping Mother at home, putting off the operation — would have turned out better. After all, how could it have turned out any worse?
There seem to be two elements involved in our willingness to feel guilty. The first is our pressing need to believe that the world makes sense, that there is a cause for every effect and a reason for everything that happens. That leads us to find patterns and connections both where they really exist and where they exist only in our minds.
The second element is the view that we are the cause of what happens, especially the bad things that happen. It seems to be a short step from believing that every event has a cause to believing that every disaster is our fault. The roots of this feeling may lie in our childhood.
A baby comes to think that the world exists to meet his needs, and that he makes everything happen in it. He wakes up in the morning and summons the rest of the world to its tasks. He cries, and someone comes to attend to him. When he is hungry, people feed him, and when he is wet, people change him. Very often, we do not completely outgrow that childish view that our wishes cause things to happen.The author had to hold the two women’s funerals probably because .
| A．he wanted to comfort the two families | B．he was an official from the community |
| C．he had great pity for the deceased | D．he was priest of the local church |
People feel guilty for the deaths of their loved ones because .
| A．they couldn’t find a better way to express their sorrow |
| B．they believe that they were responsible |
| C．they had neglected the natural course of events |
| D．they didn’t know things often turn out in the opposite direction |
According to the passage, the underlined part in paragraph 4 probably means that .
| A．everything in the world is predetermined |
| B．the world can be interpreted in different ways |
| C．there’s an explanation for everything in the world |
| D．we have to be sensible in order to understand the world |
What’s the main idea of the passage?
| A．Life and death is an unsolved mystery. |
| B．Every story should have a happy ending. |
| C．Never feel guilty all the time because not every disaster is our fault. |
| D．In general, the survivors will feel guilty about the people who passed away. |
What is a good education? The question is far from being answered. Once more, colleges and universities are changing their programs: they drop "fun courses" and restart some of the traditional subjects neglected (忽视) since the 1960s. Many great schools are again requiring the students to take a number of classes in English, history, literature, the social sciences, philosophy, the natural sciences, and art if they want to get a degree. Meanwhile, the experts are trying to describe the good education of our time. Obviously the purely vocational training once favored is not enough. But neither is the gentleman's education of the nineteenth century. Educational programs must meet the demands of a modern world where men and women have to work and to deal with big problems.
What, then, is a good education of this century? Some educators suggest that it should include foreign languages and the study of foreign cultures; a mastery of English, including the ability to write and speak well, because communications have become all-important in the modern world, and also because "a person who doesn't speak and write clearly doesn't reason clearly either"; some knowledge of the social sciences (sociology, psychology) that deal with human relations and human problems; some basic knowledge of modern science, which would enable future voters to be better informed about current problems like nuclear. Finally, many educators insist that all college graduates should be familiar with computers and modern information system since the educated professionals of tomorrow will have to understand their machines. Is that all? "No, of course not." answer the educators. "We have not mentioned the two great building blocks of education: history and literature!" The best title for this passage might be _______.
| A．Education | B．A Mastery of English |
| C．A Good Education | D．Something About Study |
The underlined word "drop" in the first paragraph means _______.
| A．desert | B．dislike | C．decline | D．neglect |
The author thinks that the question about what a good education is _______.
| A．has been answered fairly well |
| B．hasn't been put forward yet |
| C．has been dealt with successfully |
| D．has not been answered satisfactorily |
Some educational experts believe a mastery of English should include the ability _______.
| A．to read fast | B．to write and speak well |
| C．to write clearly and accurately | D．to listen and speak skillfully |
This tour takes you back in history to a moment that “will live in infamy （声名狼藉）. ” Explore the historic artifacts at the Arizona Memorial Visitor Center commemorating（纪念） the attack on Pearl Harbor, then travel around beautiful Oahu on a Circle Island guided bus tour.
The Arizona Memorial Visitor Center is Hawaii’s number one visitor attraction. View the film of the attack on Pearl Harbor and browse the historic artifacts on display. Then ride the Navy launch across Pearl Harbor to visit the Arizona Memorial. Then, board a tour bus for a scenic trip around the island of Oahu. Get your cameras ready for the beautiful view over Windward Oahu at Nu’uanu Pali Lookout. Visit Byodo－In Temple, which is set against a picturesque mountain backdrop.
You’ll also see the famous North Shore surfing beaches of Sunset, Banzai Pipeline, and Waimea Bay and drive through rustic Haleiwa Town. Visit Dole Plantation and discover the history of Hawaii’s pineapple industry before enjoying a no host lunch at the Polynesian Cultural Center (lunch is not included in the listed-price).
Inclusions: Scenic bus tour of Oahu island
Film viewing at Arizona Memorial Visitor Center. Pearl Harbor
Visit of Byodo－In Temple and Dole Plantation
Available:
Mon. —Fri.
Hours of operation:
7 AM to 5 PM
Note:
Strict security measures forbid purses, handbags, fanny packs, backpacks, camera bags, diaper bags, luggage and／or other items. Visitors may bring a camera and cam-recorder. A storage facility, operated by a private vendor, is available for visitors coming to the USS Arizona Memorial, USS Bowfin Submarine Museum & Park, the Battleship Missouri and the Pacific Aviation Museum. What is the purpose of the passage above?
| A．To introduce the beautiful scene in Oahu. | B．To tell the writer attractions in Hawaii. |
| C．To attract more tourists. | D．To describe a wonderful tour in Oahu. |
Which of the following is the right order of the tour?
| A．The Arizona Memorial, Byodo-In Temple, Nu’uanu Pali Lookout, Polynesian Cultural Center |
| B．Pearl Habor, Dole Plantation, Nu’uanu Pali Lookout, Sunset Beach |
| C．Pearl Habor, North Shore, Byodo-In Temple, Dole Plantation |
| D．The Arizona Memorial, Nu’uanu Pali Lookout, Dole Plantation, Polynesian Cultural Center |
A tourist will see everything below at Pearl Harbor except _______.
| A．the Arizona Memorial | B．some historic artifacts |
| C．a film | D．Windward Oahu |
On October 19, 1959, the first Special English program was broadcast on the Voice of America. It was an experiment. The goal was to communicate by radio in clear and simple English with people whose native language is not English. Experts said the goal was admirable, but the method would not work. They were proved wrong. The Special English programs quickly became some of the most popular on VOA. And they still are.
Forty years later, Special English continues to communicate with people who are not fluent in English. But during the years its role has expanded. It also helps people learn American English. And it provides listeners, even those who are native English speakers, with information they cannot find elsewhere.
Today, Special English broadcasts around the world seven days a week, five times a day. Each half-hour broadcast begins with ten minutes of the latest news followed by 20 minutes of feature programming. There is a different short feature every weekday about science, development, agriculture and environment, and on the weekend, about news events and American idioms.
Three elements make Special English unique. It has a limited vocabulary of 1500 words. Most are simple words that describe objects, actions or emotions. Some are more difficult. They are used for reporting world events and describing discoveries in medicine and science. Special English is written in short, simple sentences that contain only one idea. No idioms are used. And Special English is spoken at a slower pace, about two-thirds the speed of Standard English. This helps people learning English hear each word clearly. It also helps people who are English speakers understand complex subjects.
Through the years, Special English has become a very popular tool for teaching English, even though it was not designed as teaching program. It succeeds in helping people learn English in a non-traditional way. Individuals record the programs and play them over and over to practice their listening skills. In countries around the world, English teachers assign Special English to their students. They praise it for improving their students' ability to understand American English and for the content of the programs. Universities and private companies in many countries produce packages of Special English materials for student use.At the beginning, Special English program was.
| A．well received |
| B．rejected by native people |
| C．doubted by some professionals |
| D．intended for teaching English |
What kind of English is spoken on Special English?
| A．British English. |
| B．American English. |
| C．Both British and American English. |
| D．Not certain. |
Which of the following are the elements that make Special English unique?
a．limited vocabulary
b．short simple sentences
c．good communication method
d．slow speed
e．interesting feature programming
| A．a, b, c | B．a, c, d | C．a, b, d | D．b, d, e |
From the last paragraph we can infer that.
| A．listening to Special English can be a student’s homework |
| B．listening to Special English can improve the content of the program |
| C．some student record the Special English material for sale |
| D．learning English from VOA is a traditional way for English learner. |