The Internet has led to a huge increase in credit-card(信用卡) fraud. Your card information could even be for sale in an illegal Web site(网站).Web sites offering cheap goods and services should be regarded with care. On-line shoppers who enter their credit-card information may never receive the goods they bought. The thieves then go shopping with your card number — or sell the information over the Internet.
Computers hackers(黑客) have broken down security(安全) systems, raising questions about the safety of cardholder information. Several months ago, 25 000 customers of CD Universe, an on-line music retailer(批发商),were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.
Credit-card firms are now fighting against on-line fraud. MasterCard is working on plans for Web-only credit card, with a lower credit limit. The card could be used only for shopping on-line.
However, there are a few simple steps you can take to keep from being cheated.
Ask about your credit-card firm's on-line rules: Under British law, cardholders are responsible(对……负有责任的) for the first US $78 of any fraudulent spending.
And shop only at secure sites: Send your credit-card information only if the Web site offers-advanced secure system.
If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Web site address may also start with https:// — the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.
Keep your password safe: Most online sites require a user name and password before placing an order. Treat your passwords with care.
41. What do most people worry about the Internet according to this passage?
A. A lot of stolen credit-cards were sold on the Internet. B. Fraud on the Internet.
C. Many Web sites are destroyed. D. Many illegal Web sites are on the Internet.
42. What is the meaning of “fraud”?
A. cheating B. sale C. payment D. safety
43. How can the thieves get the information of the credit-card?
A. The customers give them the information.
B. The thieves steal the information from Web sites.
C. The customers sell the information to them. D. Both A and B.
44. How many pieces of advice does the passage give to you?
A. Four. B. Three. C. Five. D. Six.
45. You are shopping on the site: http://www.shopping.com,and you want to buy a TV set, what does this article suggest doing?
A. Order the TV set at once. B. Do not buy the TV set on this site.
C. E-mail the site your credit-card information.
D. Tell the site your password and buy the TV set for you.
Lisa was running late. Lisa,25,had a lot to do at work,plus visitors on the way: her parents were coming in for Thanksgiving from her hometown. But as she hurried down the subway stairs,she started to feel uncomfortably warn. By the time she got to the platform,Lisa felt weak and tired--maybe it hadn’t been a good idea to give blood the night before,she thought. She rested herself against a post close to the tracks.
Several yards away,Frank,43,and his girlfriend,Jennifer,found a spot close to where the front of the train would stop. They were deep in discussion about a house they were thinking of buying.
But when he heard the scream,followed by someone yelling,“Oh,my God,she fell in!” Frank didn’t hesitate. He jumped down to the tracks and ran some 40 feet toward the body lying on the rails. “No! Not you! ”his girlfriend screamed after him.
She was right to be alarmed. By the time Frank reached Lisa,he could feel the tracks shaking and see the light coming. The train was about 20 seconds from the station.
It was hard to lift her. She was just out. But he managed to raise her the four feet to the platform so that bystanders could hold her by the grins and drag her away from the edge. That was where Lisa briefly regained consciousness,felt herself being pulled along the ground,and saw someone else holding her purse.
Lisa thought she’d been robbed. A woman held her hand and a man gave his shirt to help stop the blood pouring from her head. And she tried to talk but she couldn’t,and that was when she realized how much pain she was in.
Police and fire officials soon arrived,and Frank told the story to an officer. Jennifer said her boyfriend was calm on their 40-minute train ride downtown—just as he had been seconds after the rescue,which made her think about her reaction at the time. “I saw the train coming and 1 was thinking he was going to die,”she explained.
41. What was the most probable cause for Lisa’s weakness?
A. She had run a long way.
B. She felt hot in the subway.
C. She had done a 1ot of work.
D. She had donated blood the night before.
42. Why did Jennifer try to stop her boyfriend?
A. Because they would miss their train.
B. Because he didn’t see the train coming.
C. Because she was sure Lisa was hard to lift.
D. Because she was afraid the train would kill him.
43. How did Frank save Lisa?
A. By lifting her to the platform.
B. By helping her rise to her feet.
C. By pulling her along the ground.
D. By dragging her away from the edge.
44. When did Lisa become conscious again?
A. When the train was leaving.
B. After she was back on the platform.
C. After the police and fire officials came.
D. When a man was cleaning the blood from her head.
45. The passage is intended to _____________
A. warn us of the danger in the subway
B. show US how to save people in the subway
C. tell US about a subway rescue
D. report a traffic accident
An increase in students applying to study economics at university is being attributed to (归因于)the global economic crisis awakening a public thirst for knowledge about how the financial system works.
Applications for degree courses beginning this autumn were up by 15% this January, according to UCAS, the Universities and Colleges Admissions Service. A. spokesman for the Royal Economic Society said applications to do economics at A-level were also up.
Professor john Beath, the president of the society and a leading lecture at St Andrews University, said his first-year lectures-which are open to students from all departments—were drawing crowds of 400, rather than the usual 250.
“There are a large number of students who are not economics majors, who would like to learn something about it. One of the things I have done this year is to relate my teaching to contemporary events in a way that one hasn’t traditionally done. ” He added.
University applications rose 7% last year. But there were rises above average in several subjects. Nursing saw a 15% jump, with people’s renewed interest in caters in the pubic sector(部门), which are seen as more secure in economic crisis.
A. recent study showed almost two thirds of parents believed schools should do more to teach pupils about financial matters, and almost half said their children had asked them what was going on, although a minority of parents felt they did not understand it themselves well enough to explain.
Zack Hocking, the head of Child Trust Funds, said: “It’s possible that one good thing to arise from the downturn will be a generation that’s financially wiser and better equipped to manage their money through times of economic uncertainty.”
71. Professor John Beath’s lectures are ______ .
A. given in a traditional way B. connected with the present situation
C. open to both students and their parents D. warmly received by economics
72. Incomes in the public sector are more attractive because of their_____.
A. greater stability B. higher pay C. fewer applications D. better reputation
73. in the opinion of most parents ______ .
A. eccentrics should be the focus of school teaching
B. more students should be admitted to universities
C. the teaching of financial matters should be strengthened.
D. children should solve financial problems themselves
74. According to Hocking, the global economic crisis might make the youngsters_____ .
A. wiser in money management
B. have access to better equipment
C. confide about their future careers
D. get jobs in Child Trust Funds
75. What’s the main idea of the text?
A. Universities have received more applications.
B. Economics is attracting an increasing numbers students
C. college students benefit a lot from economic uncertainty
D. parents are concerned with children’s subject selection.
Few laws are so effective that you can see results just days after they take effect. But in the nine days since the federal cigarette tax more than doubled—to $1. 01 per pack—smokers have jammed telephone “quit lines” across the country seeking to kick the habit.
This is not a surprise to public health advocates. They’ve studied the effect of state tax increases for years, finding that smokers, especially teens, are price sensitive. Nor is it a shock to the industry, which fiercely fights every tax increase.
The only wonder is that so many states insist on closing their ears to the message. Tobacco taxes improve public health, health, they raise money and most particularly, they deter people from taking up the habit as teens, which is when nearly all smokers are addicted. Yet the rate of taxation varies widely.
In Manhattan, for instance, which has the highest tax in the nation, a pack of Marlboro Light Kings cost $10.06 at one drugstore Wednesday. Charleston, S, C., where the 7-cent-a-pack tax is the lowest in the nation. The price was $4. 78.
The influence is obvious.
In New York, high school smoking hit a new low in the latest surveys—13.8%, far below the national average. By comparison, 26% of high school students smoke in Kentucky, Other low-tax states have similarly depressing teen-smoking records.
Hal Rogers, Representative from Kentucky, like those who are against high tobacco taxes, argues that the burden of the tax falls on low-income Americans “who choose to smoke.”
That’s true, But there is more reason in keeping future generations of low-income workers from getting hooked in the first place, As for today’s adults, if the new tax drives them to quit, they will have more to spend on their families, cut their risk of cancer and heart disease and feel better.
66 The text is mainly about___________.
A. the price of cigarettes B. tie rate of teen smoking
C. the effect of tobacco tax increase D. the differences in tobacco tax rate
67 What does the author think is a surprise?
A. Teen smokers are price sensitive.
B. Some states still keep the tobacco tax low.
C. Tobacco taxes improve public health.
D. Tobacco industry fiercely fights the tax rise.
68. The underlined word "deter” in Paragraph 3 most probably means ______ .
A. discarding B. remove C. benefit D. free
69. Rogers’ attitude towards the low-income smokers might be that of _____ .
A. tolerance B. unconcern C. doubt D. sympathy
70. What can we learn from the last paragraph?
A. The new tax will be beneficial in the long run.
B. Low-income Americans are more likely to fall ill.
C. Future generations will be hooked on smoking.
D. Adults will depend more on their families.
year ago August, Dave Fuss lost his job driving a truck for a small company in west Michigan. His wife, Gerrie, was still working in the local school cafeteria, but work for Dave was scarce, and the price of everything was rising. The Fusses were at risk of joining the millions of Americans who have lost their homes in recent years. Then Dave and Gerrie received a timely gift-$7,000,a legacy (遗产) form their neighbors Ish and Arlene Hatch, who died in an accident . "It really made a difference when we were going under financially." says Dave.
But the Fusses weren't the only folks in Alto and the neighboring town of Lowell to receive unexpected legacy from the Hatches. Doxens of other families were touched by the Hatches' generosity. In some cases, it was a few thousand dollars ; in other, it was more than $100,000.
It surprised nearly everyone that the Hatches had so much money, more than $3 million-they were am elderly couple who lived in an old house on what was left of the family farm .
Children of the Great Depression, Ish and Arlene were known for their habit of saving, They thrived own (喜欢) comparison shopping and would routinely go from store to store, checking prices before making a new purchase .
Through the years, the Hatches paid for local children to attend summer camp when their parents couldn't afford it. "Ish and Arlene never asked you needed anything," says their friend Sand Van Weelden, "They could see things they could do go make you happier, and they would do them.
Even more extraordinary was that the Hatches had their farmland distributed. It was the Hatches' wish that their legacy-a legacy of kindness as much as one of dollars and cent -should enrich the whole community (社区) and Ish and Arlene Hatch's story .
Neighbors helping neighbors --that was Ish and Arlene Hatch's story.
1. |
According go the text, the Fusses
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2. |
Which of the following is true of the Hatches?
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3. |
Why would the Hatches routinely go from store?
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4. |
According to Sand Van Weelden, the Hatches were
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5. |
What can we learn from the text?
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“In only six days I lost seven pounds of weight.”
“Two full inches in the first three days!”
These are the kinds of statements used in magazine, newspaper, radio and television ads, promising new shapes and new looks to those who buy the medicine or the device. The promoters of products say they can shape the legs, slim the face, smooth wrinkles, or in some other way to beauty or desirability.
Often such products are nothing more than money-making things for their promoter. The re they produce are questionable, and some are dangerous to health.
To understand how these products can be legally promoted to the public, it is necessary? Understand something of the laws covering their regulation. If the product is a drug, FDA(Food Drug Administration)can require proof (证明)under the Food, Drug, and Cosmetic Act that safe and effective before it is put on the market . But if the product is a device, FDA. has no author to require premarketing proof of safety or effectiveness. If a product already on the marker danger to health, FDA. can request the producer or distributor to remove it from the a voluntarily, or it can take legal action ,including seizure (查封) of the product.
One notable case a few years ago involved an electrical device called the Relaxacisor, had been sold for reducing the waistline. The Relaxacisor produced electrical shocks to the ## through contact pads. FDA. took legal action against the distributor to stop the sale of the ## the grounds that it was dangerous to health and life.
Olwionsly, most of the devices on the maker never been the subject of court proceedings (法律诉讼),and new devices appear continually, Before buying, it is up to the consumer to the safety or effectiveness of such items.It can be inferred that ads mentioned in the text are ______.
A.objective | B.costly | C.unreliable | D.illegal |
Which of the following is true according to the text?
A. The court is in charge of removing dangerous product.
B. New products are more likely to be questionable.
C. The production of a device must be approved by FDA.
D. The promoters usually just care about profits.FDA. can ask for the proof of safety and effectiveness of a product ________.
A. if it is a drug
B. if it is a device
C. if its consumers make complaints
D. if its distributors challenge FDA’s authorityThe Relaxacisor is mentioned as_______.
A.a product which was designed to produce electricity |
B.a product whose distributor was involved in a legal case |
C.a successful advertisement of a beauty product |
D.an example of a quality beauty product |
The author intends to __________
A. make consumers aware of the promoters’ false promises
B. show the weakness of the law on product safety
C. give advice on how to keep young and beautiful
D. introduce the organization of FDA.