In Western countries people have been using the installment plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.
The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.
Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.
56. Which of the following is NOT true about the installment plan?
A. A lot of British families use the installment plan.
B. More than 10 percent American families buy things on installments.
C. Americans depend more on installment than British people do.
D. Americans spend one tenth of their income on installment buying.
57. Goods bought on installments are more expensive than goods bought by cash because ______.
A. the buyer has to pay extra money as interest
B. the delivery of the goods charges extra money
C. the buyer has to pay a down payment
D. the service offered by installment plan charged extra money
58. What will happen to a buyer if he fails to make the full payment for an item bought on installments?
A. He might lose his job.
B. He will stop owning the item he has bought.
C. He will have to sell what he has bought.
D. He will go into debt.
59. The advantage of installment buying might include all the following EXCEPT that ________.
A. purchasing power is strengthened
B. employment might be increased
C. people develop a good habit of saving money
D. young couples are able to furnish their homes
60. In some countries, the governments control the installment plan to ________.
A. increase employment
B. avoid depressions
C. ensure that businesses make good profits
D. ensure that people can pay for what hey buy
The deserts of the world are not all covered with sand. Many of them have surfaces of rock or clay or small stones. They are not flat, either. They often have high hills and deep valleys. There is some plants’ life in many parts of the desert. There is little rain in the desert, but it does fall often enough for most plants.
The deserts of the world are not uninhabited (not lived by people). People also live outside oases(绿洲), but these people are not farmers. They have camels, goats, donkeys, sheep, etc. These animals can live on the desert plants and do not need much water.
The people of the desert have to move constantly from place to place, they must always look for grass or desert plants for their animals. They usually live in tents. When there is no more food for their animals, they fold up their tents, pat them on their camels and donkeys, and move to another place. In good years, when there is enough food for their animals, they trade their skins and their goats and camel hairs with the people of oases for wheat and fruit. But in bad years, when there is not enough food for their animals, the people of the desert would attack the oases people. But they are also hospitable, no man in the desert would ever refuse to give a stranger food and water.The underlined word “hospitable” has the meaning of being _______.
| A．brave | B．cruel | C．strange | D．kind |
In the desert _______.
| A．it rains in spring only |
| B．it rains for a short time every month |
| C．there is some rain, but far from enough |
| D．the rainfall is just enough for the plants |
People live _______.
| A．only inside the oases |
| B．only outside the oases |
| C．both inside and outside the oases |
| D．in places with regular rainfalls |
Kataria is the founder of the worldwide laughter movement. The celebration of world Laughter Day is a positive activity for world peace and is intended to build up a global sense of brotherhood and friendship through laughter. The first “World Laughter Day” gathering took place in Mumbai, India, on 11th January 1998. 12,000 members from India and international Laughter Clubs attended it. Now there are over 5,000 Laughter Clubs worldwide on all 5 continents.
“HAPPY-DEMIC” was the first World Laughter Day gathering outside India. It took place on 9th January 2000. In Copenhagen, Denmark , more than 10,000 people gathered at Town Hall Square. The event went into Guinness Book of World records. “World Laughter Day” is now organized on the first Sunday of May every year. Hundreds of people gather worldwide on that day to laugh together.
Today, many people fear widespread international terrorism. The world has never faced so much unrest before. People are at war within themselves. Laughter is a universal language, which has the ability to unite humanity without religion. Laughter can build a common connection between various religions and create a new world order. The idea may sound over-ambitious (野心太大的), and maybe it is. But maybe it is not. It is our deep belief that laughter and only laughter can unite the world, building up a global sense of brotherhood and friendship.
Studies also say that laughter helps your body do the following: lower blood pressure; lighten depression; reduce stress; work out the heart, especially for those who are unable to perform physical exercise. So in life, when you can laugh, you should laugh loudly and with your entire body—because it’s good for you.The purpose of celebrating World Laughter Day is.
| A．to build up a global sense of brotherhood and friendship through laughter |
| B．to build a common connection between various religions |
| C．to reduce stress and lighten depression |
| D．to lower blood pressure |
The first World Laughter Day gathering outside India took place __.
| A．on llth January 1998 | B．on the first Sunday of May |
| C．on 9th January 1996 | D．on 9th January 2000 |
The author's attitude towards laughter movement is .
| A．positive | B．negative | C．uninterested | D．objective |
The passage is mainly about _______.
| A．World Laughter Day and its significance（重要意义） |
| B．the worldwide laughter movement |
| C．a universal language |
| D．laughter |
One day, a poor boy who was trying to pay his way through school by sending newspapers door to door, was so hungry that he decided to beg for a meal at the next house.
However, he lost his nerve when a lovely young woman opened the door. Instead of a meal he asked for a drink of water. She thought he looked hungry so she brought him a large glass of milk. He drank it slowly, and then asked, “How much do I owe you?”
“You don’t owe me anything,” she replied. “Then I thank you from the bottom of my heart.” With these words, Howard Kelly left that house.
Years later the woman became badly ill and was finally sent to the hospital in a big city. Dr. Howard Kelly, now famous, was called in. When he heard the name of the town she came from, a strange light filled his eyes. Dressed in his doctor’s clothes, Dr. Kelly went into her room and recognized her at once. From that day on, he gave special attention to her, and decided to do his best to save her life.
At last the woman was saved. Dr. Kelly asked the business office to pass the final bill to him. He looked at it and then wrote something on the side. The bill was sent to the woman’s room. She was afraid to open it because she was sure that it would take the rest of her life to pay for it off. Finally she looked, and the note on the side of the bill caught her attention. She read these words:
“Paid in full with a glass of milk, Dr. Howard Kelly.”
Tear of joy flooded her eyes.The boy sent newspapers door to door in order to ________.
| A．continue his schooling | B．become a famous doctor |
| C．thank the woman for her kindness | D．support his poor family |
Which is true about the boy and the woman?
| A．He was too shy to ask her for some water. |
| B．She thought he was not hungry but thirsty. |
| C．She wanted him to pay for the glass of milk. |
| D．She never thought he would save her life later. |
After Dr. Kelly knew who the woman was, he ________.
| A．began to take good care of her himself |
| B．told her she once gave him a glass of milk |
| C．decided to try his best to save her |
| D．asked for her bill and paid it off at once |
The best title for this passage is ________.
| A．A Warm-hearted Woman | B．A Glass of Milk |
| C．The Final Bill | D．A Famous Doctor |
If you want to keep healthy, you should have good habits. What is a habit? It is something we do very often. We don’t even think when we do it. It has become a part of our lives.
“Early to bed, early to rise makes a man healthy, wealthy and wise.” This is an old English saying. Do you know what it means? It means that we must go to bed early at night and get up early in the morning. If we do, we shall be healthy, rich and clever.
Is this true? Perhaps it is. We know the body must have enough sleep. Boys and girls need eight or nine hours’ sleep every day.
Some people go to bed late at night and get up late in the morning. This is a very bad habit. Then you will not think or do your work well. Of course, you can’t be healthy, wealthy or wise.
When we get up early in the morning, we can go out and do morning exercises. Exercise means doing things with the body. Walking, running jumping, swimming, and playing ball games are all exercise. If we don’t exercise, our body will become weak.
Exercise helps the blood (血液) to move around inside our body. Blood takes food to all parts of our body.
Our body also needs air to breathe. Without air, we will die. We must have lots of clean fresh air if we want to be healthy. That is why many people like to go out to do morning exercise.From the passage we know that it is good for our health to ____ .
| A．eat a lot | B．go to bed early | C．get up late | D．go to bed late |
How long should young boys and girls need to sleep a day?
| A．More than ten hours | B．Over eleven hours. |
| C．Less than seven hours. | D．Eight hours or so. |
If we want to keep healthy, we must ____ .
| A．eat more food | B．sleep more | C．get up late | D．take enough exercise |
Which of the following habits is NOT GOOD?
| A．Don’t go to bed until twelve o’clock.. |
| B．Take a walk after supper. |
| C．Run in the open air early in the morning. |
| D．Climb hills for half an hour early in the morning. |
[1]All people have dreams and they obey the rule that if you can dream it, you can achieve it! Here are four goals for people to reach a perfect life in their future.
[2]The first goal common to all of us in health and energy. We all want to be healthy and fit, to have high levels of energy and to live free of pain and illness. Today, with the incredible advances in medical science, the quality of our health and fitness, and our lifespan, is largely determined by design, not by chance. People with excellent health habits are far healthier, have more energy, and live longer and better than people who have poor health habits. Remember that health is not everything, but without health everything is nothing!
[3]The second goal that we all have in common is to enjoy excellent relationships – intimate, personal or social – with the people we like and respect, and who is turn. Fully 85% of your happiness will be determined by the quality of your relationships at each stage, and in each area, of your life. How well you get along with people, and how much they , have more impact on the quality of your life than perhaps any other factor.
The third common goal is to do work that we enjoy, to do it well, and to be well paid for it. You want to be able to get and keep the job you want, to get paid more and promoted (晋升) faster. You want to earn the very most that is possible for you at each stage of your career, whatever you do.
The fourth goal we all have in common is to achieve financial independence. You want to reach the point in life where you have enough money so that you never have any financial worries. You want to be completely free of them. You want to be able to order dinner in a restaurant without referring to the price listing to determine what you want to eat.What does this passage chiefly talk about? (no more than 12 words)
Fill in the blank in Paragraph 3 with proper words. (no more than 6 words)
Complete the following sentence with proper words according to the underlined sentence in Paragraph 4? (no more than 6 words)
Everybody wants to make no matter what job he is engaged in.Why does the author put health ahead of other goals? (no more than 20 words)
What does the underlined word “them” in the last paragraph probably refer to? (no more than 3 words)