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Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.

Recently, two major US student loan lenders — Citibank and JPMorgan Chase — announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get government-funded loans. In the 2005-2006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants (助学金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes (住房抵押贷款计划) have disappeared — a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of £103. Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps (经济萧条时期), people regard further education as a way to survive tough job markets.
According to the passage, banks are unwilling to offer students loans because ________.

A.the students are poor and sometimes they can’t pay off the debt
B.banks prefer lending the money to the young professionals
C.banks don’t have enough money left at the present time
D.they think college students are not studying hard

The underlined phrase “top up” in Paragraph 3 probably means ________.

A.put up B.make up C.fill up D.pick up

Which of the following is NOT true according to the passage?

A.UK college students have to pay more if they want to rent houses.
B.More UK students want to further their study in college.
C.It is not so easy for US students to loan money now.
D.College students’ tuition fees have risen greatly.

It can be inferred that ________.

A.there are no private student loan lenders in the UK
B.loans for US college students will be increased next year
C.private funding falls a little because of higher-interest loans in the US
D.private loans play a very important role in financing US students’ education
科目 英语   题型 阅读理解   难度 中等
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In 1993 an unknown American called Clarence Nash went to see the filmmaker Walt Disney. He had an unusual voice and he wanted to work in Disney’s cartoon(动画片) film for children. When Walt Disney heard Nash’s voice, he said “Stop! That’s our duck!”
The duck was the now-famous Donald Duck, who first appeared in 1934 in the firm The Wise Little Hen. Donald lived in an old houseboat(水上住家) and wore his sailor jacket and hat. Later that year he became a star after an eight – minute Mickey Mouse film. The cinema audience liked him because he was lazy and greedy(贪婪的), and because he lost his temper (发脾气) very quickly. And they loved his voice when he became angry with Mickey’s eight nephews(侄子). Soon Donald was more popular than Mickey Mouse himself, probably because he wasn’t a goody-goody like Mickey.
In the 1930S, 40s and 50s Donald and his friends Mickey, Goofy and Pluto made hundreds of Disney cartoons. He also made educational films about the place of the USA in the world, and safety in the home. Then in 1966 Donald Duck and his voice disappeared – there were no more new cartoons.
Clarence Nash died in February, 1985. But today’s children can still see the old cartoons on television and hear that famous voice.
Who made Donald Duck film? ______

A.Mickey Mouse. B.Clarence Nash.
C.Walt Disney. D.Pluto.

When was the first Donald Duck film made? ______

A.In 1933. B.In 1934. C.In 1966. D.In 1930.

Who was Clarence Nash? ______

A.A cartoonist. B.Donald Duck’s voice.
C.A film-maker. D.A film star.

Where do today’s children see Donald Duck ? ______

A.In new film. B.At the cinema.
C.On television. D.At concerts.

The underlined word “audience” in the second paragraph means______ .

A.reads B.formal interview
C.law freedom D.the people who watch a film at a cinema

Do you know why different animals or pests (昆虫) have their special colors? Colors in them seem to be used mainly to protect themselves.
  Some birds like eating locusts (蝗虫), but birds cannot easily catch them. Why? It is because locusts change their colors together with the change of the colors of crops(庄稼). When crops are green, locusts look green. But as the harvest time comes, locusts change to the same brown color as crops have. Some other pests with different colors from plants are easily found and eaten by others. So they have to hide themselves for lives and appear only at night.
If you study the animal life, you’ll find the main use of coloring is to protect themselves. Bears, lions and other animals move quietly through forests. They cannot be easily seen by hunters (猎人). This is because they have the colors much like the trees.
Have you ever noticed an even stranger act? A kind of fish in the sea can send out a kind of very black liquid (液体)when it faces danger. While the liquid spreads over (散开), its enemies (敌人)cannot find it. And it immediately swims away. So it has lived up to now though it is not strong at all.
From the passage we learn that locusts________.

A.are small animals B.are easily found by birds
C.are dangerous to their enemies D.change their colors to protect themselves

How can pests with different colors from plants keep out of danger?

A.They run away quickly.
B.They have the colors much like their enemies.
C.They hide themselves by day and appear at night.
D.They have to move quietly.

Bears and lions can keep safe because _________.

A.they have the colors much like the trees B.they move quietly
C.they like brown and gray colors D.they live in forests

Why can the kind of fish live up to now?

A.Because it is very and strong.
B.Because the liquid it sends out can help it escape from its enemies.
C.Because the liquid it sends out can kill its enemies.
D.Because it swims faster than any other fish.

Which is the best title for this passage?

A.The Change of Colors for Animals and Pests   
B.Colors of Different Animals and Pests
C.The Main Use of Colors for Animals and Pests  
D.Some Animals and Pests

Many children use the Internet to get useful knowledge and information, and to relax in their free time. But some of them are not using in a good way. Here are some rules to make sure you are safe and have fun on the Internet.
● Make rules for Internet use with your parents. For example, when you can go online, for how long and what activities you can go online.
● Don’t give your password (密码) to anyone else, and never leak out the following information---your real name, home address, age, school, phone number or other personal information.
● Check with your parents before giving out a credit (信用) card number.
● Never send a photo of yourself to someone in e-mail unless your parents say it’s OK.
● Check with your parents before going into a chat room. Different chat rooms have different rules and attract different kinds of people. You and your parents must make sure it’s a right place for you.
● Never agree to meet someone you met on the Internet without your parent’s permission (允许). Never meet anyone you met on line alone.
● Always remember that people online may not be who they say they are. Treat everyone online as strangers.
● If something you see or read online makes you uncomfortable, leave the site. Tell a parent or teacher right away.
● Treat other people as you’d like to be treated. Never use bad language.
● Remember—not everything you read on the Internet is true.
If you want a true friend on the Internet , you can ____________ .
A tell the people what your name is . B meet the people on line alone.
C write an e-mail about yourself . D get your parent’s permission.
It’s good for children to ________ on the Internet.

A.give password to others B.get useful knowledge and information
C.give out a credit card number D.go into a chat room as they’d like to

The underlined phrase “leak out” in the third paragraph may mean “________.”

A.give away B.leave out C.give out D.put away

If your parents don’t agree, never ________.

A.read anything on the Internet
B.relax in your free time
C.have a face-to face meeting with anyone you met online
D.treat other people as you’d like to be treated

This passage is mainly about “________”.

A.How to use Computers B.Surfing on the Internet
C.Information on the Interne D.Internet Safety Rules

Dreams are expressions of thoughts, feelings and events that pass through our mind while we are sleeping. Everybody dreams. But only some people remember their dreams. Our dreams often include all the senses (感觉)—smells, sounds, sights, tastes and things we touch. We dream in colour. Sometimes we dream the same dream over and over again. These repeated(重复的) dreams are often unpleasant. They may even be nightmares—bad dreams that frighten us.
Early in the twentieth century, two famous scientists developed their personal ideas about dreams. Austrian psychiatrist(心里学家) Sigmund Freud published a book called “The Interpretation(诠释) of Dreams” in 1900. Freud believed people often dream about things they want but can’t have. These dreams often have something to do with sex and aggression(侵犯). Swiss psychiatrist Carl Jung worked closely with Freud for several years, but he believed dreams could help people grow and understand themselves. He believed dreams provide solutions(解答) to problems we face when we are awake. He didn’t believe dreams hide our feelings about sex or aggression. Today we know more about the science of dreaming because researchers can take pictures of people’s brains while they are sleeping.
Other researchers are studying how dreaming helps our bodies work with problems and very sad emotions(感情). Robert Stickgold is a professor of psychiatry at Harvard University in Massachusetts. Doctor Stickgold says that when we dream, the brain is trying to make sense of the world. He does not agree with Sigmund Freud that dreaming is the way we express our hidden feelings and desires(愿望).
Scientists believe it is important to keep researching dreams. Doctor Stickgold says it has been more than one hundred years since Sigmund Freud published his important book about dreaming. Yet there is still no agreement on exactly how the brain works when we are dreaming or why we dream.
46. Dreams _________.
A. are remembered by everyone
B. express all that we think in our mind
C. include few senses and things we touch
D. are sometimes nightmares(恶梦) that repeat and frighten us
47. A book on dreaming was published by _________.
A. Sigmund FreudB. Robert Stickgold C. Carl Jung D. the writer
48. In the passage, all the psychiatrists _________.
A. believe dreams can help people understand all the problems that they face
B. think dreams always hide someone’s feelings about sex or aggression
C. study dream and dreaming and have their own ideas
D. have the same idea that people often dream about the things they want
49. From the passage, we know that _________.
A. Jung thought that dreams provide solutionsto problems we face when we are sleeping
B. Freud developed the idea that dreams are expressions of people’s hidden feelings
C. scientists have known quite well why we dream because they can take pictures of our brains
D. other researchers have discovered how dreaming helps our bodies work with problems and very sad emotions
50.Which would be the best title(标题) for the passage?
A. The Explanations of Dreams B. The Ways of Dreams
C. The Solutions to Dreams D. The Mystery(奥秘) of Dreams and Dreaming

In 1993 an unknown American called Clarence Nash went to see the filmmaker Walt Disney. He had an unusual voice and he wanted to work in Disney’s cartoon(动画片) film for children. When Walt Disney heard Nash’s voice, he said “Stop! That’s our duck!”
The duck was the now-famous Donald Duck, who first appeared in 1934 in the firm The Wise Little Hen. Donald lived in an old houseboat(水上住家) and wore his sailor jacket and hat. Later that year he became a star after an eight – minute Mickey Mouse film. The cinema audience liked him because he was lazy and greedy(贪婪的), and because he lost his temper (发脾气) very quickly. And they loved his voice when he became angry with Mickey’s eight nephews(侄子). Soon Donald was more popular than Mickey Mouse himself, probably because he wasn’t a goody-goody like Mickey.
In the 1930S, 40s and 50s Donald and his friends Mickey, Goofy and Pluto made hundreds of Disney cartoons. He also made educational films about the place of the USA in the world, and safety in the home. Then in 1966 Donald Duck and his voice disappeared – there were no more new cartoons.
Clarence Nash died in February, 1985. But today’s children can still see the old cartoons on television and hear that famous voice.
41. Who made Donald Duck film? ______
A. Mickey Mouse. B. Clarence Nash.
C. Walt Disney. D. Pluto.
42. When was the first Donald Duck film made? ______
A. In 1933. B. In 1934. C. In 1966. D. In 1930.
43. Who was Clarence Nash? ______
A. A cartoonist. B. Donald Duck’s voice.
C. A film-maker. D. A film star.
44. Where do today’s children see Donald Duck ? ______
A. In new film. B. At the cinema.
C. On television. D. At concerts.
45. The underlined word “audience” in the second paragraph means______ .
A. reads B. formal interview
C. law freedom D. the people who watch a film at a cinema

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