Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons: a combination of savings, income, scholarships, and a modest amount of borrowing. Then her husband lost his job, and the plan fell apart.
"I have two kids in college, and I want to say come home. ' but at the same time I want to provide them with a good education," says Jacobs.
The Jacobs family, did work out a solution: They asked and received more aid from the schools, and each son increased his' borrowing to the maximum amount through the federal loan (贷款) program. They will each graduate with $ 20,000 of debt, but at least they will be able to finish school.
With unemployment rising, financial aid administrators expect to hear from more families like the Jacobses. More students are applying for aid, and more families expect to need student loans. College administrators are concerned that they will not have enough aid money to go around.
At the same time, tuition (学费) continues to rise. A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007, while average family income rose just 147% . Student borrowing has more than doubled in the last decade.
"If we go on this way for another 25 years, we won't have an affordable system of higher education," says Patrick M. Calan, president of the center. "The middle class families have been financing it through debt. They will send kids to college whatever it takes, even if that means a huge amount of debt."
Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them. The good news, however, is that federal loans account for about three quarters of student borrowing, and the government says that money will flow uninterrupted.According to Paragraph 1. why did the plan of the Jacobs family fail?
| A．The twins wasted too much money. | B．The father was out of work. |
| C．Their saving ran out. | D．The family fell apart. |
How did the Jacobses manage to solve their problem?
| A．They asked their kids to come home. |
| B．They borrowed $20, 000 from the schools. |
| C．They encouraged their twin sons to do part-time jobs. |
| D．They got help from the schools and the federal government. |
Financial aid administrators believe that________.
| A．more families will face the same problem as the Jacobses |
| B．the government will receive more letters of complaint |
| C．college tuition fees will double soon |
| D．America's unemployment will fall |
What can we learn about the middle class families from they text?
| A．They blamed the government for the tuition increase. |
| B．Their income increased steady in the last decade. |
| C．They will try their best to send kids to college. |
| D．Their debts will be paid off within 25 years. |
According to the last paragraph the government will________.
| A．provide most students with scholarships |
| B．dismiss some financial aid administrators |
| C．stop the companies from making student loans |
| D．go on providing financial support for college students |
Chris Waddell wants to climb Kilimanjaro in a wheelchair; George Del Barrio wants to make a film in Cambodia; Jeff Edwards wants to write a book: they want you to fund their dreams.
A website called Kickstarter.com is making it possible for people like this to raise money from a few hundred to tens of thousands of dollars to fund anything that catches the imagination of Internet users with a little money to spare.
It worked for Emily Richmond, a 24-year-old living in Los Angeles who plans to sail solo around the world for two years. She's raised $ 8,142 from 148 people who'll receive gifts such as photos from the trip or a telephone call when she crosses the equator (赤道).
“This was a perfect learning experience for my daughter,” Landon Ray said, adding that he also dreamed of sailing the world himself.
Jason Bitner’s plan for $ 7,500 to pay for a film about the small Midwestern town of La Porte, was so popular that it raised $ 12,153. It's about a record of pictures by a photographer who died in 1971. About a third of his supporters were friends and family. Others include people of La Porte but also people from as far as Australia.
“It’s a creative marketplace,” said Jonathan Scott Chinn, who is collecting $16,500 to make a short film. “You’re given the opportunity to make yourself known, and if it’s really interesting, it’ll take off.”
Independent singer & songwriter Brad Skistimas, 26, has been using the Internet for eight years to promote his one-man band Five Times August. He used Kickstarter to raise $ 20,000 to help his new album Life As A Song.
“It’s a great way to get in touch with fans,” Skistimas said. “I was marketing to my own fans, so I said ‘If you want more music from me, now’s a great time to help me out’” .According to the text, Kickstarter. com is a website _______.
| A．to fund people travelling around the world |
| B．to collect money to realize special dreams |
| C．to help people deal with any trouble |
| D．to support its users to communicate online |
What do we know about Emily Richmond?
| A．She has finished her solo sail. |
| B．She has planned for two years. |
| C．Her solo sail needs about $ 8,142. |
| D．Her solo sail will last about two years. |
Emily Richmond's success showed that ________.
| A．one needs to attract interest when collecting money. |
| B．it is very easy to collect money |
| C．sending photos is good to thank supporters |
| D．it is a hard learning experience |
According to Brad Skistimas, Kickstarter. com is a good place _____.
| A．to make more music |
| B．to make a film about himself |
| C．to make an advertisement about him |
| D．to sell his new album Life As A Song |
What would be the best title for the text?
| A．The Internet Is a Big Market |
| B．The Internet Is a Bank for Your Life |
| C．The Internet Helps Sell Your Products |
| D．The Internet Can Help Fund Your Dream |
Wanted，Someone for a Kiss
We’re looking for producers to join us on the sound of London Kiss 100 FM. You’ll work on the station’s music programs. Music production experience in radio is necessary，along with rich knowledge of modern dance music. Please apply in writing to Producer Vacancies，Kiss 100.
Father Christmas
We’re looking for a very special person，preferably over 40，to fill our Father Christmas suit.
Working days：Every Saturday from November 24 to December 15 and every day from December 17 to December 24 except Sundays, 10:30－16:00.
Excellent pay.
Please contact the Enterprise Shopping Centre，Station Parade，Eastbourne.
Accountants Assistant
When you join the team in our Revenue Administration Unit，you will be providing assistance within all parts of the Revenue Division，dealing with post and other general duties. If you are educated to GCSE grade C level we would like to talk to you. This position is equally suitable for a school leaver or for somebody who has office experience.
Wealden District Council
Software Trainer
If you are aged 24-45 and have experience in teaching and training，you could be the person we are looking for. You should be good at the computer and have some experience in program writing. You will be allowed to make your own decisions，and to design courses as well as present them. Pay upwards of￡15，000 for the right person. Please apply by sending your CV (简历) to Mrs R. Oglivie, Palmlace Limited.．Who should you get in touch with if you hope to work in a radio station？
| A．Producer Vacancies，Kiss 100. |
| B．Mrs Oglivie，Palmlace Limited. |
| C．The Enterprise Shopping Centre. |
| D．Wealden District Council. |
．We learn from the ads that the Enterprise Shopping Centre needs a person who________.
| A．is aged between 24 and 40 |
| B．may do some training work |
| C．should deal with general duties |
| D．can work for about a month |
．Which position is open to recent school graduates？
| A．Producer，London Kiss. |
| B．Father Christmas. |
| C．Accountants Assistant. |
| D．Software Trainer. |
．What kind of person would probably apply to Palmlace Limited？
| A．One with GCSE grade C level. |
| B．One with some office experience. |
| C．One having good computer knowledge. |
| D．One trained in producing music programs. |
For years, business people in Western Europe were worried. They knew they could not compete against business from the U.S. The United States is much larger and had many more resources than any Western European countries.
Some European people realized that the European nations need to join together to help each other. If they could forget their language differences and the differences in customs, they might become strong competition against other countries.
In 1958, six of the European countries --- Belgium, the Netherlands, Luxembourg, France, Germany and Italy got together and decided to cooperate. They called their group the European Economic Community, or the Common Market. These countries agreed to join their resources together.
Within a few years, the European Economic Community had worked so well that its members were more prosperous than many other European nations. Soon, other nations began to realize the advantage of the Common Market. Today the Common Market includes most of the important countries in Western Europe. It is helping Western Europe to again take its place as a leader among the industrial nations of the world. From the passage we know the U.S. is much richer than _____ in resources.
| A．any other Western European countries |
| B．any other country in Western Europe |
| C．any country in Western Europe |
| D．every country in Europe |
The members of the European Economic Community have developed fast because they ___.
| A．share their resources and become more prosperous |
| B．can again take the place as a leader in the world |
| C．forget the differences in their languages and customs |
| D．have become strong competition against the U.S. |
Which statement is true?
| A．The Common Market is only a political association. |
| B．The Common Market is an economic and political association |
| C．The Common Market is only an economic association |
| D．The Common Market is neither an economic association nor a political one. |
. In order to____， the Western European countries decided to cooperate.
| A．join together to found a united country |
| B．help each other to smooth away the differences in customs |
| C．work and act together for common purpose |
| D．work together and fight against the U.S. |
My husband and children think they are very lucky that they are living and that it’s Christmas again. We live on a dirty street in a dirty house among people who aren’t much good. But Johnny and children can’t see this，never can they see! What a pity it is that our neighbors have to make happiness out of all this dirt. I decided that my children must get out of this. The money that we’ve saved isn’t nearly enough.
The McGaritys have money but they are so proud. They look down upon the poor. The McGarity girl just yesterday stood out there in the street eating from a bag of candy while a ring of hungry children watched her. I saw those children looking at her and crying in their hearts; and when she couldn’t eat any more she threw the rest down the sewer(下水道). Why, is it only because they have money? There is more to happiness than money in the world, isn’t there?
Miss Jackson who teaches at the Settlement House isn’t rich, but she knows things. She understands people. Her eyes look straight into yours when she talks with you. She can read your mind. I’d like to see the children be like Miss Jackson when they grow up.This passage mainly suggests that the writer _______.
| A．is easy to get along with |
| B．is unhappy with the life they are living |
| C．is good at observing and understanding |
| D．is never pleased with her neighbors |
What do you think of McGarity girl?
| A．She is proud and hungry. | B．She is selfish and cruel. |
| C．She is lonely and friendless. | D．She is unhappy and misunderstood. |
In this text, the writer tries to tell us that _______.
| A．money is the key to everything |
| B．the more money you have, the less happy you’ll be |
| C．there is something more important than money |
| D．when talking to people we should look into their eyes |
Why play games? Because they are fun, and a lot more besides, following the rules, planning your next move, acting as a team member…. These are all “game” ideas that you will come across throughout your life.
Think about some of the games you played as a young child, such as rope-jumping and hide-and-seek. Such games are entertaining and fun. But perhaps more importantly, they translate life into exciting dramas that teach children some of the basic rules they will be expected to follow the rest of their lives, such as taking turns and cooperating.
Many children’s games have a practical side. Children around the world play games that prepare them for work they will do as grown-ups. For instance, some Saudi Arabian children play a game called bones，which sharpens the hand-eye coordination（协调）needed in hunting.
Many sports encourage national or local pride. The most famous games of all, the Olympic Games, bring athletes from around the world together to take part in friendly competition. People who watch the event wave flags, knowing that a gold medal is a win for an entire country, not just the athlete who earned it. For countries experiencing natural disasters or war, an Olympic win can mean so much.
Sports are also an event that unites people. Soccer is the most popular sport in the world. People on all continents play it—some for fun and some for a living. Nicolette Iribarne, a Californian soccer player, has discovered a way to spread hope through soccer. He created a foundation to provide poor children with not only soccer balls but also a promising future.
Next time you play your favorite game or sport, think about why you enjoy it, what skills are needed, and whether these skills will help you in other aspects of your life.Through playing hide-and-seek, children are expected to learn to _____.
| A．be a team leader |
| B．obey the basic rules |
| C．act as a grown-up |
| D．predict possible danger |
The underlined part in Paragraph 2 most probably means that games can_____.
| A．describe life in an exciting way |
| B．turn real-life experiences into a play |
| C．make learning life skills more interesting |
| D．change people’s views of sporting events |
According to the passage, why is winning Olympic medals so encouraging?
| A．It inspires people’s deep love for the country. |
| B．It proves the exceptional skills of the winners. |
| C．It helps the country out of natural disasters. |
| D．It earns the winners fame and fortune. |
Iribarne’s goal of forming the foundation is to _______.
| A．bring fun to poor kids |
| B．provide soccer balls for children |
| C．give poor kids a chance for a better life |
| D．appeal to soccer players to help poor kids |