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Winners Club
You choose to be a winner!
The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account(交易账户)where you receive a key-card so you can get to your money 24/7 – that’s 24 hours a day, 7 days a week!
It’s a club with impressive features for teenagers:
⊙ No account keeping fees!
You’re no millionaire so we don’t expect you to pay large fees. In fact, there are no account keeping or transaction fees!
⊙ Excellent interest rates!
You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits(储蓄)without taking them out in a month.
⊙ Convenient
Teenagers are busy – we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet •••You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part-time job!
⊙ Mega magazine included
Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money .There are also fantastic offers and competitions only for Winners Club members.
The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (So we can organize that cool key card), but it is easy. We can not wait to hear from you. It’s the best way to a winner.
Which of the following is TRUE about the Winners Club?

A.Special gifts are ready for parents.
B.The bank opens only on work days.
C.Services are convenient for its members.
D.Fees are necessary for the account keeping.

The Winners Club provides magazines which ________.

A.encourage spending
B.are free to all teenagers
C.are full of adventure stories
D.help to make more of your money

If you want to be a member of the Club, you must ________.

A.be an Internet user
B.be permitted by your parent
C.have a big sum of money
D.be in your twenties

What is the purpose of this text?

A.To set up a club.
B.To provide part-time jobs.
C.To organize key-cards.
D.To introduce a new banking service.
科目 英语   题型 阅读理解   难度 中等
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WASHINGTONLaura Straub is a very worried woman. Her job is to find families for French teenagers who expect to live with American families in the summer.
It’s not easy, even desperate.
“We have many children left to place: 40 out of 75,” said Straub, who works for a Paris based foreign exchange programme called LEC.
When exchange programmes started 50 years ago, more families were willing to help others. For one thing, more mothers stayed home.
But now, increasing numbers of women work outside the home. Exchange student programmes have struggled in recent years to sign up host families for the 30,000 teenagers who come from abroad every year to have some courses for one year in the United States. as well as the thousands more who take part in summer programmes.
School systems in many parts of the US,unhappy about accepting nontaxpaying students, have also strictly limited the number of exchange students they accept. At the same time, the idea of hosting foreign students is becoming less exotic (异国情调的).
In searching for host families, who usually receive no pay, exchange programmes are increasingly broadening their requests to include everyone from young couples to the retired.
“We are open to many different types of families.” said Vickie Weiner, eastern regional director for ASSE, a 25-year-old programme that sends about 30,000 teenagers
on one-year exchange programmes worldwide.
For elderly people,exchange students “keep up young——they really do,” said Jean Foster,who is hosting 16-year-old Nina Porst from Denmark.
5.Foreign teenagers come to American families wilh the purpose of .
A.finding thier parents in America B.finding good jobs in America
C.learning the culture of America D.enjoying the life of America
6.In the past, Straub’s job was easy, because American families .
A.needed more money to live B.had fewer children to support
C.had spare rooms to rent D.were not as busy as now
7.To deal with the problem in recent years, Straub and her workmates have to .
A.ask different kinds of families for help B.limit the number of the exchange students
C.borrow much money to pay for the costs D.force some families to accept students
8.From the last paragraph we can conclude that __________.
A.exchange students are welcome in America
B.exchange students must pay much money to the host families
C.American students don’t want to join the exchange programmes
D.old Americans can benefit from hosting exchange students

When several different people look at the same person, it is not unusual for each of them to see different things; when you alone observe one behavior or one person at two different times, you may see different things. The following are but some of the factors that lead to these varying perceptions:
Each person’s perceptions of others are formed by his or her own cultural conditioning, education, and personal experience.
Sometimes perceptions differ because of what we choose to observe and how we deal with what we’ve observed. It is not necessarily true that person’s perception is based on observations of a particular person. Your observations may be totally controlled by some. Your observations may be totally controlled by what others have told you about this person; or you may focus primarily on the situation or role relationship. Most people do not use the same yardstick to measure their parents, their friends, and strangers.
Sometimes we see only what we want to see what may be obverse to others because of our own needs, desires, or temporary emotional states. This is a process known as selective perception. Selective perception is obviously more difficult when contradictory information is particularly obvious, but it can be done. We can ignore the stimulus—“He’s basically a good boy, so what I saw was not shoplifting.” We can reduce the importance of the contradictory information—“All kids get into mischief(顽皮). Taking a book from the bookstore isn’t such a big deal.” We call change the meaning of the contradictory information—“It wasn’t shoplifting because he was going to pay for it later.”..
1.While observing a particular person, .
A.one is likely to take all aspects into consideration
B.one pays more attention to his or her advantages
C.children often differ from gownups in perception
D.one tends to choose certain cues to look for
2.Observation of the same person by two people at the same time may differ because .
A.their yardsticks are not the same
B.either of them may be slow to catch information
C.the time for observations is not long enough
D.each of them uses different language to express his or her impressions
3.The underlined word “ignore” in Paragraph 4 means to .
A.understand something B.try to do something
C.pay no attention to something D.know something better
4.The worst thing in selective perception is that .
A.perceived information runs against your desire
B.facts can be totally ignored and distorted
C.importance of contradictory information can be overrated
D.the same information may not be dealt with in the same way

More surprising,perhaps, than the present difficulties of traditional marriage is the fact that marriage itself is alive and thriving.As Skolnick notes,Americans are a marrying people: relative to Europeans, more of us marry and we marry at a younger age. Moreover, after a drop in the early 1915s,the rate of marriage in the United States is now increasing. Even the divorce rate needs to be taken in this promarriage context: some 30 percent of divorced individuals remarry. Thus, marriage remains by far the preferred way of life for the vast majority of people in our society.
What has changed more than marriage is the nuclear family. Twentyfive years ago, the typical American family was made up of a husband, a wife, and two or three children.Now,there are many marriages in which couples have decided not to have any children. And there are many marriages where at least some of the children are from the wife’s former marriage, or the husband’s, or both.Sometimes these children spend all of their time with one parent from the former marriage; sometimes they are shared between the two former spouses (配偶).
Thus, one can find every type of family arrangement. There are marriages without children; marriages with children from only the persent marriage; marriages with “fulltime” children from both the present and former marriages; marriages with “fulltime” children from the present marriage and “parttime” children from former marriages. There are stepfathers, stepmothers, halfbrothers, and halfsisters.It is not all that unusual for a child to have four parents and eight grandparents! These are great changes from the traditional nuclear family.But even so, even in the midst of all this, there remains one constant: Most Americans spend most of their adult lives married.
13.By calling American marrying people the author means that .
A.Americans are more traditional than Europeans
B.Americans expect more out of marriage than Europeans
C.there are more married couples in U.S.A. than in Europe
D.more of Americans,as compared with Europeans, prefer marriage and they accept it at a younger age
14.Divorced Americans .
A.prefer the way they live
B.will most likely remarry
C.have lost faith in marriage
D.are the vast majority of people in the society
15.Which of the following can be presented as the picture of today’s American families?
A.Many types of family arrangements have become socially acceptable.
B.A typical American family is made up of only a husband and a wife.
C.Americans prefer to have more kids than before. D.There are no nuclear families any more.
16.“Part time”children .
A.spend some of their time with their half brothers and some of their time with their halfsisters
B.spend all of their time with one parent from the previous marriage
C.are shared between the two former spouses D.cannot stay with “fulltime” children
17.Even though great changes have taken place in the structure of American families, .
A.the vast majority of Americans still have faith in marriage
B.the functions of marriage remain unchanged
C.most Americans prefer a second marriage
D.most divorced Americans would rather not remarry

Looking back on my childhood, I am convinced that naturalists are born and not made. Although we were all brought up in the same way,my br others and sisters soon abandoned their pressed flowers and insects. Unlike them,I had no ear for music and languages. I was not an early reader and I could not do mental arithmetic.
Before World War I we spent our summer holidays in Hungary. I have only the dim memory of the house we lived in, of my room and my toys. Nor do I recall clearly the large family of grandparents,aunts, uncles and cousins who gathered next door. But I do have a clear memory of the dogs, the farm animals, the local birds, and above all, the insects.
I am a naturalist, not a scientist. I have a strong love of the natural world and my enthusiasm had led me into varied investigations. I love discussing my favorite topics and enjoy burning the midnight oil reading about other people's observations and discoveries. Then something happens that brings these observations together in my conscious mind. Suddenly you fancy you see the answer to the riddle, because it all seems to fit together. This has resulted in my publishing 300 papers and books, which some might honor with the title of scientific research.
But curiosity,a keen eye,a good memory and enjoyment of the animal and plant world do not make a scientist: one of the outstanding and essential qualities required is selfdiscipline, a quality I lack. A scientist, up to a certain point,can be made. A naturalist is born. If you can combine the two,you get the best of both worlds.
1.The first paragraph tells us the author .
A.was interested in flowers and insects in his childhood
B.lost his hearing when he was a child
C.didn’t like his brothers and sisters
D.was born to a naturalist’s family
2.The author can’t remember his relatives clearly because .
A.he didn’t live very long with them
B.the family was extremely large
C.he was too young when he lived with them
D.he was fully occupied with observing nature
3.It can be inferred from the passage that the author was .
A.a scientist as well as a naturalist
B.a naturalist but not a scientist
C.no more than a born naturalist
D.first of all a scientist
4.The author says that he is a naturalist rather than a scientist probably because he thinks he .
A.has a great deal of trouble doing mental arithmetic
B.lacks some of the qualities required of a scientist
C.just reads about other people’s observations and discoveries
D.comes up with solutions in a most natural way

Hiring a selfdrive car really adds to the enjoyment of your holiday. There are so many places of interest to visit, and if you enjoy seeing more than just the city center there’s no better way to explore than by car.

Hire Charges
What’s included
a)Unlimited mileage(英里数)
b)Expenses on oil, maintenance(保养) and repairs, which will be repaid on production of invoices(发票)
What’s not included
a)Personal accident insurance.
b)Garaging, petrol, parking and traffic fines.


Condition of Hire
The shortest rental period at these specially low prices is three days. For prices for periods of one or two days you only see our representative at the hotel.
Car hire must be booked six weeks or more before arrival in London to guarantee a car. But if you have been unable to make a booking in advance, please see our representative at the hotel who may still be able to help you.
The car types on the sheet are examples of the types of cars in each price range, but a particular car cannot be guaranteed.
Upon delivery the driver(s) will be asked to sign the car hire company’s Conditions of Hire.
If you decide to hire a car, just fill in the Booking Form and return it to us. A booking fee of £12 as part of the car hire cost is required.
Should you be forced to cancel your car hire booking after payment in full (two weeks before date of hire), a cancellation charge of £12 will be made.
5.From the advertisement we can see a car hirer will pay.
A.insurance against damage to the car
B.insurance against injury to the driver
C.the cost of maintenance of the car
D.the cost of repairs to the car
6.Which of the following is NOT true judging from the advertisement?
A.Such an advertisement most likely appears in a newspaper.
B.You are required to fill in a form before you hire a car.
C.You are pretty certain to hire a particular car if you’d like to.
D.You have to pay a booking fee when you hire a car from the company.
7.If car hirers change their minds after paying the whole cost of hiring, the £12 booking fee is .
A.partly returned
B.doubly paid
C.not returned at all
D.returned within two weeks.

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