阅读下列材料, 从所给的六个选项（A、B、C、D、E 和 F）中, 选出符合各小题要求的最佳选项。选项中有一项是多余选项。
| A. Prepare for Rainy Days C. Get Aggressive E. Set the Goal |
B. Watch Your Spending D. Start Saving F. Save More |
Steps to Retire a Millionaire
Having a million-dollar portfolio is a retirement dream for many people. Making that dream come true requires some serious effort. While success is never a sure thing, the steps outlined below will go a long way toward helping you achieve your objective.
61.
Vacations, car, kids and all of life's other expenses take a big chunk out of your paycheck. To maximize your savings, you need to minimize your expenses. Buying a home you can afford and living a lifestyle that is below your means and not funded by credit cards are all necessities if you want to boost your savings.
62.
If you don't save, you'll never reach your goal. As obvious as this might seems, far too many people never even start to save. If your employer offers a 401(k) plan, enrolling in the plan is a great way to put your savings on autopilot. Simply sign up for the plan and contributions will be automatically taken out of your paycheck, increasing your savings and decreasing your immediate tax liability.
If your employer offers to match your contributions up to a certain percentage, be sure to contribute enough to get the full match. It's like getting a guaranteed return on your investment. Finding the cash to stash may be a challenge, particularly when you're young, but don't let that stop you from pursuing future riches.
63.
Studies have shown that the majority of the returns generated by an investment are dictated by the asset-allocation decision. If you are looking to grow your wealth over time, fixed-income investments aren't likely to get the job done, and inflation can take a big chunk out of your savings.
Investing in equities entails more risk, but is also statistically likely to lead to greater returns. For many of us, it's a risk we have to take if want to see our wealth grow. Asset-allocation strategies can help you learn how to make picking the right mix of securities the core of your investing strategy.
64.
Part of long-term planning involves accepting the idea that setbacks will occur. If you are not prepared, these setbacks can put a stop to your savings efforts. While you can't avoid all of the bumps in the road, you can prepare in advance to mitigate the damage they can do.
65.
Your income should rise as time passes. You'll get raises, you'll change jobs, and maybe you'll get married and become a two-income family. Every time more cash comes in to your pocket, you should increase the amount that you save. The key to reaching your goal as quickly as possible is to save as much as you can.
根据短文内容，从下框的A～F选项中选出能概括每一段主题的最佳选项，并在答题卡上将该选项涂黑。选项中有一项为多余项。
| A. Find inspiration around you B. Spare no efforts to achieve your goal C. Hold a positive attitude D. Break the routine E. Find a reason in everything you do F. Take care of your health |
You may have goals of losing weight, dreaming of pursuing a passion or interest, plans of achieving success in your career and relationships, but without positive motivation, all these remain goals, plans and dreams if you are not motivated to achieve them and make them into reality. Positive thoughts play a major role in your outlook in life and in giving you the motivation to reach for you dreams. If you are optimistic that you can do the task at hand, or you can reach your goals, you will be motivated to take those steps towards achieving it.
Whether it is nature’s beauty, or great relationships from friends and family, being able to find inspiration has a positive impact in getting yourself motivated to do what you want to achieve and live a better life, so strive to make friends and keep a happy relationship with your family.
One of the things that can contribute to lack of motivation is doing the same things every day and getting stuck into it without knowing where you are heading. Sometimes you have to explore other opportunities, learn new skills and explore other interests. Do not be afraid to take risks, explore new ways of achieving your goals and get out of your comfort zone at times to discover new things around you and take advantage of new opportunities in life.
A tired and stressed body most often leads to lack of motivation to do what you want to do. Have a regular exercise. This will not only make you become stronger physically but will also lift up your mood to tackle (处理)life’s challenges each day.
Most often, we feel mostly motivated if there is a need to do it. Finding the reason why you live your life each day will truly make everything easy and help you get motivated. Dedicating(致力于) your efforts to someone you love and treasure is also a good motivation that you can give yourself. No matter what challenges you have to face, for as long as you know that you are doing it for someone you love, you will find yourself motivated to do it.
根据短文内容，从下框A～F选项中选出能概括每段主题的最佳选项，并在答题卡上将该选项涂黑。选项中有一项为多余项。
A. How inner beliefs can help
B. Why are habits so important
C. How to develop positive habits
D. Improve your life
E. You can do it
F. Action plan
The single most important factor that contributes to success is what you do every single day. It is as simple as that. Your habits will determine whether you are successful or not. If you have strong and healthy positive habits, it does not matter whether or not you fail today because you are guaranteed to succeed in the long run. _________________________________
Because you repeat the same actions and the same behaviors every single day, a single positive action will not change your life, but the same action repeated 1,000 times will have a significant impact on your life. For example, if you go to the gym one time, you won’t see a big difference in your life. However, if you go to the gym 1,000 times over a five year period, you will see a big difference in your body. The same principle applies to finance, health, relationships, work, career, and school. Simple positive actions repeated every single day will have a great impact on your life in the long run._________________________________
There’s nothing easier than developing positive habits. You simply have to do every single day the action you want to make a habit. If you want to develop the habit of running, run almost every day. If you want to develop the habit of eating healthy, eat healthy every day. If you want to develop the habit of reading, read every day. Habits are created by repetition. The more you do an action, the easier it becomes in the long run.__________________________________
If you want to be successful in changing your habits, you should think about changing your inner beliefs about your habits. For example, your old belief was: “I love cigarette because it makes me feel good and relaxed. I need cigarette to be happy and relaxed.” If you keep this belief, you won’t be able to keep your resolution to stop smoking for very long. Instead, you should adopt this new belief: “I love yoga because it makes me feel good and relaxed. Cigarette is poisonous and destroys my body. Yoga makes me happy.” You should analyze your beliefs and make sure they won’t stop you from changing your habits. The same is true when you try to form positive habits. If you want to start eating healthy food, here are some positive beliefs you should start thinking about: “Healthy food is very good for my health. It gives me a lot of energy and I feel very good.”___________________________________
It’s now time for you to develop positive habits in your life and avoid your negative habits. Write down 3 positive habits that you would like to develop and 3 negative habits that you would like to get rid of. For each positive habit, write down exactly what actions you’re going to take every single day in order to develop the new habit. For each negative habit, write down exactly what actions you’re not going to take in the next weeks. Here are some positive habits that will lead to success: exercise, healthy food, reading, saving, studying, healthy relationships, hard work, etc.. Here are some negative habits to get rid of: gambling, drug and alcohol abuse, overeating, shyness, etc.._____________________________________
Everybody can change. All it takes is courage and commitment. Decide right now to improve your life by changing your habits. Take action right now! Don’t be afraid. Yes, you will probably make mistakes along the way. But never forget that success is guaranteed for you if you have positive habits in your life. If you refuse to quit, success will be yours.
根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。
Taking good notes is a time-saving skill that will help you to become a better student in several ways..Second, your notes are excellent materials to refer to when you are studying for a test. Third, note-taking offers variety to your study time and helps you to hold your interest. You will want to take notes during classroom discussions and while reading a textbook or doing research for a report.
.Whenever or however you take notes, keep in mind that note-taking is a selective process.
.The following methods may work best for you.
•Read the text quickly to find the main facts and ideas in it.
•Carefully read the text and watch for words that can show main points and supporting facts.
•Write your notes in your own words.
•.
•Note any questions or ideas you may have about what was said or written.
As you take notes ,you may want to use your own shorthand (速记). When you do, be sure that you understand your symbols and that you use them all the time. .
| A．Use words, not complete sentences. |
| B．There are three practical note-taking methods. |
| C．You must write your notes on separate paper. |
| D．Otherwise, you may not be able to read your notes later. |
E. You will also want to develop your own method for taking notes.
F. That means you must first decide what is important enough to include in your notes.
G. First, the simple act of writing something down makes it easier for you to understand and remember it.
根据短文内容，从短文后的选项中选出能填入空白处的最佳选项，选项中有两项为多余选项。请将答案写在答题卷上。 (共5小题；每小题1分，满分5分)
Thinking is great. But action makes things happen. One of the biggest differences with people who achieve their goals is that they consistently take action. Action takes energy though, so where does that energy come from? It comes from within. Inspiration is a powerful force. _________________. Here are several ways to light the fire and inspire you to take action:
Be decisive. ______________. Take action and test your results. The act of making a decision and taking action will light the fire of passion. Start taking action, test your path, and learn and adapt along the way, rather than trying to figure everything out up front.
________________ Maybe you want to get in great shape, but are you acting like you mean it? How many hours are you putting in each week? What routines are you trying? What action are you taking? If you do as planned, you’ll make better choices, and show more confidence.
________________. Find some role models and heroes to use to lift your spirits. Just having some examples under your belt can inspire you to new levels. Chances are, no matter what problem or challenge you’re up against, somebody’s been there and done that. If not exactly, then at least you can draw from similar experiences.
Play the favorite scenes in your mind. We all have favorite scenes from movies over the years. It’s those scenes of success, or courage that inspires us. Have these at your mental fingertips and draw from them. Continue to fill and expand your collection by paying attention to the scenes that move you. You can also draw from scenes in real life. _________________. Think of them as flash cards to come out when you need it most. Simply see the scene in your mind, remember the feeling, and use that to fire you up.
请阅读下列相关信息，并按照要求匹配信息。选项中有两项多余选项。
| A．Attachmoreaidtoweakschools B．Childrenshouldsharethesameeducationalrights C．Heavyloadissupposedtobetakenoffthestudents’shoulders D．Bringtheindustrialmanagementofeducationtoanend E．Balancededucationmaystopschoolchoice F．Keyschoolsandclassesareunreasonable G. Students often bear too much pressure on themselves. |
______ Education should be intended to make better citizens instead of making money. Money can be earned by starting business. It’s time to abolish the industrialized education so that all the people can benefit from real education.
______ Concrete measures should be taken to lessen the students’ heavy burden. Not empty talks but concrete and solid policies can guarantee all the students grow soundly.
______ My parents are farmer-turned workers. I think we should be treated equally with the local children. We should have equal chance to go to both the local public schools and take the national College entrance exam rather than go back to our native places.
______ School choice has become a serious educational problem. To solve this problem, we must stick to the balanced development. The government should offer more support to weak schools and have all the teachers exchange the round hillock work among all the schools.
______ The government’s unwillingness to spend enough money on education makes key schools turn to parents for money to build new buildings and increase teachers’ income, widening the gap between key schools and common schools. Therefore, in order to realize the balance of education, the government should offer more help to weak schools.