A major source of teen stress is school exams, and test anxiety is not uncommon. When you recognize your teen is under stress, how can parents help your teen stay calm before an exam?
Be involved. Parents need to be involved in their teen’s work. ______ What they look for is your presence—to talk, to cry, or simply to sit with them quietly. Communicate openly with your teen. Encourage your teen to express her worries and fears, but don’t let them focus on those fears.
Help them get organized. ________ Together, you and your teen can work out a time-table in which she can study for what she knows will be on the test.
Provide a calm setting. Help your teen set up a quiet place to study and protect his privacy. Give them a nutritious diet. It is important for your teen to eat a healthy, balanced diet during exam times to focus and do her best. _________ If this happens, encourage your teen to eat light meals or sandwiches. A healthy diet, rather than junk food, is best for reducing stress.
________ Persuade your teenager to get some sleep or do something active when she needs a real break from studying. Making time for relaxation, fun, and exercise are all important in reducing stress. Help your teen balance her time so that she will feel comfortable taking time out from studying to spend time with friends or rest.
Show s positive attitude. _________ Your panic, anxiety and blame contribute to your teen’s pressure. Make your teen feel accepted and valued for her efforts. Most importantly, reassure your teen that things will be all right, no matter what the results are.
| A．A parent’s attitude will affect their teen’s emotions. |
| B．Exam stress can make some teens lose their appetite(胃口). |
| C．They will only make the situation worse. |
| D．Encourage your teen to relax. |
E. The best thing is simply to listen.
F. Help your teen think about what she has to study and plan accordingly.
G. Your teen may also make negative comments about themselves.
A．How inner beliefs can help
B．Why are habits so important
C．How to develop positive habits
D．Improve your life
E．You can do it
F．Action plan
The single most important factor that contributes to success is what you do every single day．It is as simple as that．Your habits will determine whether you are successful or not．If you have strong and healthy positive habits，it does not matter whether or not you fail today because you are guaranteed to succeed in the long run．_________________________________
Because you repeat the same actions and the same behaviors every single day，a single positive action will not change your life，but the same action repeated 1,000 times will have a significant impact on your life．For example，if you go to the gym one time，you won’t see a big difference in your life．However，if you go to the gym 1,000 times over a five year period，you will see a big difference in your body．The same principle applies to finance，health，relationships，work，career，and school．Simple positive actions repeated every single day will have a great impact on your life in the long run．_________________________________
There’s nothing easier than developing positive habits．You simply have to do every single day the action you want to make a habit．If you want to develop the habit of running，run almost every day．If you want to develop the habit of eating healthy，eat healthy every day．If you want to develop the habit of reading，read every day．Habits are created by repetition．The more you do an action，the easier it becomes in the long run．________________________________
If you want to be successful in changing your habits，you should think about changing your inner beliefs about your habits．For example，your old belief was: “I love cigarette because it makes me feel good and relaxed．I need cigarette to be happy and relaxed．”If you keep this belief，you won’t be able to keep your resolution to stop smoking for very long．Instead，you should adopt this new belief: “I love yoga because it makes me feel good and relaxed．Cigarette is poisonous and destroys my body．Yoga makes me happy．” You should analyze your beliefs and make sure they won’t stop you from changing your habits．The same is true when you try to form positive habits．If you want to start eating healthy food，here are some positive beliefs you should start thinking about: “Healthy food is very good for my health．It gives me a lot of energy and I feel very good．”___________________________________
It’s now time for you to develop positive habits in your life and avoid your negative habits．Write down 3 positive habits that you would like to develop and 3 negative habits that you would like to get rid of．For each positive habit，write down exactly what actions you’re going to take every single day in order to develop the new habit．For each negative habit，write down exactly what actions you’re not going to take in the next weeks．Here are some positive habits that will lead to success: exercise，healthy food，reading，saving，studying，healthy relationships，hard work，etc．Here are some negative habits to get rid of: gambling，drug and alcohol abuse，overeating，shyness，etc．___________________________________
Everybody can change．All it takes is courage and commitment．Decide right now to improve your life by changing your habits．Take action right now！Don’t be afraid．Yes，you will probably make mistakes along the way．But never forget that success is guaranteed for you if you have positive habits in your life．If you refuse to quit，success will be yours．
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Many people admit that they aren't prepared financially for life's unexpected challenges and emergencies. If your New Year's decision is to become more financially prepared for a“rainy day”the following tips are helpful for you to save,
Start saving now.
Set specific savings goals and break them down to a set dollar amount to save each paycheck. Save at least a small portion of each paycheck and remain committed to saving, and then look for ways each month to increase the amount.
One of the simplest ways to find money to put toward your rainy day fund is to keep a close eye on where your money is being spent. For two or three months, try keeping track of every expense, including small ones. Once you have a better idea of where your money is going, make a budget that includes a spending and savings plan.
Make saving automatic. If your goal is to save $5,000 this year, calculate the amount you'll need to save from each paycheck, then arrange to have it automatically saved into your savings account each time you get paid. Visit your bank branch and ask a banker if you can set up automatic transfers into your savings account.
Go on a spending diet.
Avoid spending any money on non-essentials for 30 days and challenge yourselfto save as much as you can to put toward your rainy clay fund. Then make a list and determine not to spend on these items for one month,
| A．Track your spending. |
| B．Put your savings to work. |
| C．Do remember: Actions always speak louder than words. |
| D．The important thing is to start saving now, no matter how little. |
E. Treat your rainy day account like you'd treat any other financial obligation（债务).
F. Review your budget at the end of every month and determine if your spending is in line with your p1an.
G. Review your budget and identify extra or non-essential expenses, such as eating out, shopping. entertainment, etc.
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A good book can be satisfying. If reading is a habit you’d like to get into, there are some ways to develop it.
Realize that reading is enjoyable if you have a good book. If you have a difficult book and you are forcing yourself through it, it will seem like a task. _____
Set time. You should have some time during every day when you’ll read for at least 5 to 10 minutes. ______ For example, make it a habit to read during breakfast and lunch and even dinner if you eat alone.
Always carry a book. ______When I leave the house, I always make sure to have my car keys and one book at hand. The book stays with me in the car, and I take it into the office and to appointments and pretty much everywhere I go.
_____ Find a place in your home where you can sit in a comfortable chair. Don’t lie down unless you’re going to sleep. There shouldn’t be a television or a computer near the chair, and no music or no noisy family members/ roommates. If you don’t have a place like this, create one.
Reduce television/ the Internet. If you really want to read more, try cutting back on time on TV or the Internet. _____But remember: every minute you reduce of the Internet/ TV, you could use for reading. This could create hours of book reading time.
| A．Wherever you go, take a book with you. |
| B．Go to bookstores. |
| C．Have some good tea or coffee while you read. |
| D．Find a quiet place. |
E. This may be difficult for some people.
F. If this happens, give up the book and find another one that you’ll really love.
G. It means you will read no matter how busy you are.
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We are all called upon to make a speech at some point in life, but most of us don’t do a very good job.
So, you have to give a speech and you are terrified. You get nervous, you forget what you want to say, you stumble over words, you talk too long, and you bore your audience. Later you think, “Thank Goodness, it’s over. I’m just not good at public speaking. I hope I never have to do that again.”
Cheer up! Here are some simple steps to take the pain out of speech making. Ask yourself the purpose of your speech. What is the occasion? Why are you speaking? Then, gather as many facts as you can on your subject. Spend plenty of your time doing your research. Then spend plenty of your time organizing your material so that your speech is clear and easy to follow. Use as many examples as possible, and use pictures, charts, and graphs if they help you make your points more clearly.
Don’t talk over their heads, and don’t talk down to them. Treat your audience with respect. They will appreciate your thoughtfulness.
Just remember: Be prepared. Know your subject, your audience, and the occasion. Be brief. And be yourself. Let your personality come through so that you make person-to-person contact with your audience. If you follow these simple steps, you will see that you don’t have to be afraid of public speaking. In fact, you may find the experience so enjoyable that you volunteer to make more speeches ! You’re not convinced yet?
| A．It doesn’t have to be that bad. |
| B．Take several deep breaths before your speech. |
| C．This article gives some advice on how to give good speech. |
| D．Say what you have to say and then stop. |
E. Don’t say what you aren’t familiar with.
F. Never forget your audience.
G. Give it a try and see what happens.
Parents should help their children understand money．so you may start tallking about money when your child shows an interest in buying things,candy or toys,for example．
1．The basic function of money
Being explaining the basic function of money by showing how people trade money for goods or services．it’s important to show your child how money is traded for the thing he wants to have．If he wants to have a toy, give him the money and let him hand the money to the cashier ．when your child grows a bit older and understands the basic function of money, you can start explaining more complex ways of using money．
2．Money lessons
Approach money lessons with openness and honesty．If you must say no to a child’s request to spend money, explain,‖You have enough toy trucks for now．Or,if the request is for many different things, say．―You have to make a choice between this toy and that toy．
3．
Begin at the grocery store．Pick put similar brands of a product—a name brand butter and a generic(无商标产品),for example．You can show your child how to make choices between different brands of a product so that you can save money． If he chooses the cheaper brand, allow him to make another purchase with the money saved．Later,you may explains how the more expensive choice leaves less money for other purchases．
| A．Wise decisions |
| B．The value of money |
| C．Permit the child to choose between them |
| D．Tell your child why he can ---or cannot---have certain things |
E．Ask yourself what things that cost money are most important to you
F．Talk about how the money bought the thing after you leave the toy store
G．The best time to teach a child anything about money is when he shows an interest