The life-long benefits of teaching children how to take care of their money make it well worth the effort. Children who are not taught these lessons pay the consequences for a life time. Some parents don’t teach children about money because they think they shouldn’t talk about money with children, don’t have the time, or think they don’t have enough money. Parents should take the time to teach children about money regardless of their income and should start when children are young.
Most people have strong feelings and opinions about money, based on childhood experiences and the values and beliefs of their families. Most often, these experiences, values, and beliefs are different for each parent. Parents should talk about these feelings and opinions and establish an unchanging approach（方式） to teaching children about money. This is important for the healthy development of children.
Here are some tips that parents can keep in mind as they begin teaching their children to manage money:
★ Guide and advise your children how to spend their money, rather than tell them what they can and cannot do.
★ Encourage and praise children rather than criticize their actions.
★ Allow children to learn by mistakes and by successes.
★ Be consistent（前后一致的） while taking children’s differences into consideration.
★ Include all family members in money management discussions, decision making, and activities that are suitable for their age. As children get older include them in discussions of limits and consequences.
★ Expect all family members to do some everyday chores based on their abilities without being paid.
★ Express your desire to have things you can’t afford. Children need to know that parents say “no” to themselves, too. It is _____ for parents to teach their children about money management in their childhood.
| A．easy | B．useless | C．too early | D．beneficial |
15-year-old Harry isn’t good at managing his money. His mother is advised to _____.
| A．explain to him how to manage his money better |
| B．pay him more money to deal with his chores |
| C．praise him for what he has done |
| D．allow him to buy what he wants |
When parents discuss how to manage the family finances, they should _____.
| A．include their children in the discussion |
| B．express their desire to have some valuable things |
| C．pay more attention to their children’s differences |
| D．try to meet their older children’s needs first |
In a book called Magnificent Obsession, by Lloyd C. Douglas, a description is given of people helping others but doing it secretly. When difficult problems worried an individual(个人), friends nearby would meet to discuss possible solution(解决方案) without the individual knowing their actions. When a solution was agreed upon, one or two of the friends would carry out the plan and solve the problem secretly, to the great delight of the worried individual. The helpers would stand by privately(私下地), content with their success. No reward was given to the problem solvers, not even a sincere “thank you”, because they were never known.
This concept is popular today but in a different way. The phrase “pay it forward” is now used when one person helps another. However, the person helped may not be able to repay the person or group that helped them. So rather than return the favor to their helpers, they are supposed to help someone else in the future, which means they pay it forward. It is a sense of responsibility which makes us want to give back in equal measure to the one who has helped us. But, in this case, the responsibility turns to helping someone in the future.
Suppose your elderly grandmother pays part of your schooling. She may tell you there is no need to repay her because it is a gift from someone who loves you very much. Nothing would please her more than to have you use her money to get a good education.
You may never be able to repay her for such a gift. However, she not only gave you some money, but she provided you with an example that you should also help other people who need it.
People with serious needs are everywhere. Many are children who need better clothes, more books and even better schools. Some are elderly people who can’t afford their medicine or a doctor’s care. Consider how you can “pay it forward” rather than pay money back to your grandmother. The helpers in the book “Magnificent Obsession” were not rewarded because ______.
| A．they hadn’t solved the problems thoroughly (彻底地) |
| B．they had solved the problems secretly |
| C．they were friends of the worried individual |
| D．they expected to be paid back in the future |
The underlined word “pay it forward” means _______.
| A．to repay someone who has helped you |
| B．to pay someone else who needs help |
| C．to help someone who has helped you |
| D．to help someone else who needs help |
What does the writer suggest with the example of “your elderly grandmother”?
| A．We should learn to respect our grandparents. |
| B．We should work hard to get a good education. |
| C．We should also lend a hand to other people in need of help. |
| D．We should never forget to repay people for their help. |
From the passage we know_______.
| A．everybody needs help |
| B．more children need help than elderly people |
| C．it costs a lot of money to “pay it forward” |
| D．nowadays many people help others without being repaid |
Twenty years ago, I drove a taxi for a living. One night I went to pick up a passenger at 2:30 AM. When I arrived to collect, I found the building was dark except for a single light in a ground floor window.
I walked to the door and knocked. “Just a minute.” answered a weak, elderly voice. After a long pause, the door opened. A small woman in her eighties stood before me. By her side was a small suitcase. I took the suitcase to the car, and then returned to help the woman. She took my arm and we walked slowly toward the car. She kept thanking me for my kindness. “It’s nothing,” I told her. “I just try to treat my passengers the way I would want my mother treated.”
“Oh, you’re such a good man,” she said. When we got into the taxi, she gave me an address, and then asked, “Could you drive through downtown?”
“It’s not the shortest way.” I answered quickly.
“Oh, I’m in no hurry.” she said. “I’m on my way to a hospice（临终医院）. I don’t have any family left. The doctor says I don’t have very long.”
I quietly reached over and shut off the meter（计价器）. For the next two hours, we drove through the city. She showed me the building where she had once worked, the neighborhood where she had lived, and the furniture shop that had once been a ballroom where she had gone dancing as a girl. Sometimes she’d ask me to slow down in front of a particular building and would sit staring into the darkness, saying nothing. At dawn, she suddenly said, “I’m tired. Let’s go now.” We drove in silence to the address she had given me.
“How much do I owe you?” she asked.
“Nothing,” I said.
“You have to make a living.” she answered. “Oh, there are other passengers,” I answered.
Almost without thinking, I bent and gave her a hug. She held onto me tightly. Our hug ended with her remark. “You gave an old woman a little moment of joy.” The old woman chose to ride through the city in order to.
| A．show she was familiar with the city |
| B．see some places for the last time |
| C．let the driver earn more money |
| D．reach the destination on time |
The taxi driver did not charge the old woman because he.
| A．wanted to do her a favor |
| B．shut off the meter by mistake |
| C．had received her payment in advance |
| D．was in a hurry to take other passengers |
What can we learn from the story?
| A．Giving is always a pleasure. |
| B．People should respect each other. |
| C．An act of kindness can bring people great joy. |
| D．People should learn to appreciate others’ concern. |
A new study warns that about thirty percent of the world's people may not have enough water by the year 2025.
A private American organization called Population Action International did the new study. It says more than three-hundred-thirty-five-million people lack enough water now. The people live in twenty-eight countries. Most of the countries are in Africa or the Middle East.
P-A-I researcher Robert Engelman says by the year 2025, about three-thousand-million people may lack water. At least 18 more countries are expected to have severe water problems. The demand for water keeps increasing. Yet the amount of water on Earth stays the same.
Mr. Engelman says the population in countries that lack water is growing faster than in other parts of the world. He says population growth in these countries will continue to increase.
The report says lack of water in the future may result in several problems. It may increase health problems. Lack of water often means drinking waters not safe. Mr. Engelman says there are problems all over the world because of diseases, such as cholera, which are carried in water. Lack of water may also result in more international conflict. Countries may have to compete for water in the future. Some countries now get sixty percent of their fresh water from other countries. This is true of Egypt, the Netherlands, Cambodia, Syria, Sudan, and Iraq. And the report says lack of water would affect the ability of developing to improve their economies. This is because new industries often need a large amount of water when they are beginning.
The Population Action International study gives several solutions to the water problem. One way, it says, is to find ways to use water for more than one purpose. Another way is to teach people to be careful not to waste water. A third way is to use less water of agriculture.
The report also says long-term solutions to the water problem must include controls on population growth. It says countries cannot provide clean water unless they slow population growth by limiting the number of children people have. are expected to have severe water problems by the year 2025.
| A．46 countries | B．18 countries |
| C．28 countries | D．No countries |
All the following are true except .
| A．Lack of water may cause conflict between countries |
| B．New industries need a lot of water |
| C．There are solutions to the water problem |
| D．Egypt now has enough fresh water |
.What can be inferred from the passage? .
| A．There is connection between providing clean water and slowing population growth |
| B．Lack of water may also result from international conflict |
| C．The ability of developing has nothing to do with lack of water |
| D．It is not known whether diseases have something to do with lack of water |
The best title of the passage would be .
| A．World Conflict | B．World Water Shortage |
| C．Diseases and Water | D．Population and Water |
Dolphins call out the specific names of loved ones when they become separated, a study finds．Other than humans, they are the only animals known to do this, according to the study．The big difference with dolphins is that these communications consist of whistles（鸣叫）, not words．
Earlier research found that dolphins have a “signature whistle” that would be somewhat like human shouting, “Hey everybody! I’m an adult healthy male named George, and I mean you no harm．”
The new finding is that dolphins also say the names of certain other dolphins．“Animals produced copies of the same sound when they were separated from a close partner．This supports our belief that dolphins copy another animal’s signature whistle when they want to reunite with that animal,” Stephanie King, who led the study, says．
King and her colleagues collected acoustic（声音的）data from wild dolphins around Sarasota Bay, Florida, from 1984 to 2009．The researchers also studied four adult male dolphins housed at the Seas Aquarium, also in Florida．
Those males are adults that keepers named Calvin, Khyber, Malabar and Ranier, all of whom, as well as all of the wild ones, developed their own signature whistles that served as names in communication with other dolphins．
“A dolphin uses its signature whistle to broadcast its identity and announce its presence．The signature whistles allow animals to identify one another over long distances and allow animals to recognize one another and to join up with each other,” King explains．“Dolphin whistles can be heard up to 20km away, depending on water depth and whistle frequency（频率）．”
The researchers said dolphins copy the signature whistles of loved ones, such as a mother, when the two are separated．These “names” are always used in positive situations, and are only directed toward loved ones．
While researchers are often unwilling to apply the word language to non-human communications, dolphins clearly have a very complex communication system．The underlined word “housed” in Paragraph 4 probably means “_________”．
| A．raised | B．saved | C．discovered | D．hunted |
Which one plays a part in whether dolphin whistles can be heard over a distance?
| A．The dolphin’s identity． |
| B．The water temperature |
| C．The whistle frequency． |
| D．The dolphin’s age． |
When do dolphins copy the signature whistles of loved ones?
| A．When there is a fight． |
| B．When their keeper comes． |
| C．When they are apart． |
| D．When they are hungry． |
The passage probably is taken from______
| A．A magazine about scientific advances． |
| B．A website about various animals． |
| C．A report on animal acoustics． |
| D．An essay about the relationship between humans and animals． |
Many songs, poems, and books have been written on love’s strong effect on people. The state of being in love has even been compared to being sick or mad. A study by Professor Semir Zeki of University College London has found that love does affect people’s brains by making them feel great.
Zeki studied young men and women who had recently fallen in love. He found that, when they were looking at photos of their loved ones, there was heightened activity in four areas of their brains. These areas deal with emotions, and one of them, in particular, is known to respond to drugs that cause feelings of great joy and excitement.
Interestingly, the study also found a lack of activity in two other areas of the brain when the volunteers looked at their lovers’ photographs. One of these areas is linked to feelings of sadness, while the other is often active in people suffering from depression. It seems love really can be uplifting.
The state of being in love, according to some scientists, may actually be good for your health. Although scientists know that being in love can make a person feel great, the exact influence of love on a person’s health is harder to determine. However, scientists say that people do need love in order to live healthy lives.
According to Dr. Thomas Lewis, people need to be in relationships because that is how we are designed. He says the brain can only maintain(保持) the overall stability of a person’s immune(免疫) system, bodily rhythms, and heart if it receives input(输入) from outside the body in the form of emotional connections with others.
Professor Antonio Damasio has a similar view. He says that love enriches a person’s imagination and creativity, and makes a person’s body work better. He also believes that love can even improve the body’s ability to fight against disease. Damasio’s wise words of advice are “ Choose love and you will live longer.”What is the main idea of this passage ? __________.
| A．love can really cause people active |
| B．love has an effect on songs and books |
| C．love is linked with emotion |
| D．love is what we need |
What does the underlined word “uplifting” mean? It means __________.
| A．inspiring | B．available | C．cold | D．mad |
From the passage we can conclude that__________.
| A．People write songs, poems and books to say love is the sweetest thing |
| B．nobody but Professor Semir Zeki has understood love does affect people’s brains |
| C．being in love sometimes may make someone act as if he/ she were mad |
| D．love causes heightened activity in all areas of a person’s brains |
Which of the following statements is not true?
| A．Some scientists have the idea that love does good to people. |
| B．It is possible for scientists to decide how much influence love can give people. |
| C．People are born to be in need of getting on touch with each other. |
| D．A person’s health depends on partly on emotional connections with others. |