The life-long benefits of teaching children how to take care of their money make it well worth the effort. Children who are not taught these lessons pay the consequences for a life time. Some parents don’t teach children about money because they think they shouldn’t talk about money with children, don’t have the time, or think they don’t have enough money. Parents should take the time to teach children about money regardless of their income and should start when children are young.
Most people have strong feelings and opinions about money, based on childhood experiences and the values and beliefs of their families. Most often, these experiences, values, and beliefs are different for each parent. Parents should talk about these feelings and opinions and establish an unchanging approach(方式) to teaching children about money. This is important for the healthy development of children.
Here are some tips that parents can keep in mind as they begin teaching their children to manage money:
★ Guide and advise your children how to spend their money, rather than tell them what they can and cannot do.
★ Encourage and praise children rather than criticize their actions.
★ Allow children to learn by mistakes and by successes.
★ Be consistent(前后一致的) while taking children’s differences into consideration.
★ Include all family members in money management discussions, decision making, and activities that are suitable for their age. As children get older include them in discussions of limits and consequences.
★ Expect all family members to do some everyday chores based on their abilities without being paid.
★ Express your desire to have things you can’t afford. Children need to know that parents say “no” to themselves, too. It is _____ for parents to teach their children about money management in their childhood.
A.easy | B.useless | C.too early | D.beneficial |
15-year-old Harry isn’t good at managing his money. His mother is advised to _____.
A.explain to him how to manage his money better |
B.pay him more money to deal with his chores |
C.praise him for what he has done |
D.allow him to buy what he wants |
When parents discuss how to manage the family finances, they should _____.
A.include their children in the discussion |
B.express their desire to have some valuable things |
C.pay more attention to their children’s differences |
D.try to meet their older children’s needs first |
If women are mercilessly exploited year after year, they have only themselves to blame because they tremble at the thought of being seen in public in clothes that are out of fashion; they are always taken advantage of by the designers and big stores. Clothes which have been worn only a few times have to be put aside because of the change of fashion. Women usually stand in front of a wardrobe full of clothes, announcing sadly that she has nothing to wear.
Changing fashions are nothing more than the international creation of waste. Many women spend vast sums of money each year to replace clothes that have hardly been worn. Women , who cannot afford to throw away clothing in this way, waste hours of their time altering the dresses they have. Skirts are lengthened or shortened; neck-lines are lowered or raised, and so on.
No one can claim that fashion industry contributes anything really important to society. Fashion designers are rarely concerned with vital thing like warmth, comfort and durability(持久性). They are only interested in outward appearance and they take advantage of the fact women will put up with any amount of discomfort, as long as they look right. There can hardly be a man who hasn’t at some time in his life smiled at the sight of a woman shaking in a thin dress on a winter day, or deliberately picking her way through deep snow in high-heeled shoes.
When comparing men and women in the matter of fashion, the conclusion to be drawn are obvious. Do the constantly changing fashions of women’s clothes, one wonders, reflect qualities of inconstancy and instability? Men are too clever to let themselves be cheated by fashion designers. Do their unchanging styles of dress reflect basic qualities of stability and reliability? That is for you to decide.
1. Designers and big stores always make money _______.
A. by mercilessly exploiting women workers in the clothing industry.
B. because they are capable of predicting new fashions.
C. by constantly changing the fashions in women’s clothing
D. because they attach great importance to quality in women’s clothing.
2. To the writer, the fact that women put aside their old-fashioned dresses is seen as ________.
A. a waste of money B. a waste of time
C. an expression of taste D. an expression of creativity
3. According to the passage, which of the following statements is true?
A. New fashions in clothing are created for the commercial exploitation of women.
B. The constant changes in women’s clothing reflect their strength of character.
C. the fashion industry makes an important contribution to society.
D. Fashion designs should not be encouraged since they are only welcomed by women.
4. By saying “the conclusion to be drawn are obvious”, the writer means that________.
A. women’s inconstancy in their choice of clothing is often laughed at.
B. women are better able to put up with discomfort.
C. men are also exploited greatly by fashion designers.
D. men are more reasonable in the matter of fashion.
Below are some classified ads from the Internet
Health & beauty Do You Smoke? Try the Electronic Cigarette! No harm to your lungs and heart. No bad smell on clothes or breath. No second-hand smoke. Get a variety of flavors. One Year Warranty (担保书) and a 30 Day Money Back Guarantee. Why not have a try! http://www. electroniccigar.com |
One Week Diet System The One Week Diet System is a breakfast and mid-afternoon weight loss meal replacement that contains a selection of nutrient rich, all natural ingredients that will help you lose 2-3lbs per week. Call 312-078-4860 |
Counseling just in 50 dollars For stress, anger, addiction, depression, family conflicts, divorce, we are offering counseling on phone by our trained and licensed psychologist. We are offering counseling by phone 24 hours a day. Please call 9046858090 for appointments from 4am to 11pm every day. |
Volunteer --- Teach, organize and improve the life for families in Brazil/Ecuador /Congo. It is a 9/14/20 months program where you are in training together with people from many different countries at IICD Michigan. Go to our website at http://www. iicdmichigan.org Call 269-591-0518 |
Shopping Get big Discount on Gifts, Flower Delivery Find great deals on Gifts, Cigarettes, Flower Delivery, masks, Funny T-Shirts, costumes, snacks, Fruit & Wine, Romantic Gifts and many more. Find and enjoy latest Coupons (优惠卷), Discounts and Free Shipping offers from leading gift stores whenever you shop online. For more details visit http://www.productreviewjunction.com/Gifts & Flowers.htm Huge Discount on Textbooks, Book Rental (Los Angeles, USA) Best deals on Used Textbooks, College Textbooks, Online Book Rental, Audiobook Rental, Rare Books, Magazine Subscription and many more. Find and enjoy latest Coupons, Discounts and Free Shipping offers from leading book stores whenever you shop online. For more details visit http://www.productreviewjunction.com/Books.htm |
1. Which website should you visit if you want to buy some cigarettes as presents at a low price?
A. http://www. electroniccigar.org
B. http://www. iicdmichigan.org
C. http://www.productreviewjunction.com/Gifts & Flowers.htm
D. http://www.productreviewjunction.com/Books.htm
2. Where do the volunteers get training before taking on their voluntary work?
A. Brazil B. Ecuador C. Congo D. America
3. What number can you call if you are going to lose weight?
A. 312-078-4860 B. 240-564-3268 C. 302-393-3126 D. 252-747-7024
Section B
Directions: Read the following three passages. Each passage is followed by several questions or unfinished statements. For each of them there are four choices marked A, B, C and D. Choose the one that fits best according to the information given in the passage you have just read.
Margaret, married with two small children, has been working for the last seven years as a night cleaner, cleaning offices in a big building.
She trained as a nurse, but had to give it up when her elder child became seriously ill. “I would have liked to go back to it, but the shifts are all wrong for me, as I have to be home to get the children up and off to school.”
So she works as a cleaner instead, from 9 p.m. till 6 a.m. five nights a week for just £90, before tax and insurance. “It’s better than it was last year, but I still think that people who work ‘unsocial hours’ should get a bit extra.”
The hours she’s chosen to work mean that she sees plenty of the children, but very little of her husband. However, she doesn’t think that puts any pressure on their relationship.
Her work isn’t physically very hard, but it’s not exactly pleasant, either. “I do get angry with people who leave their offices like a place for raising pigs. If they realized people like me have to do it, perhaps they’d be a bit more careful.”
The fact that she’s working all night doesn’t worry Margaret at all. Unlike some dark buildings at night, the building where she works is fully lit, and the women work in groups of three. “Since I’ve got to be here, I try to enjoy myself—and I usually do, because of the other girls. We all have a good laugh, so the time never drags.”
Another challenge Margaret has to face is the reaction of other people when she tells them what she does for a living. “They think you’re a cleaner because you don’t know how to read and write,” said Margaret. “I used to think what my parents would say if they knew what I’d been doing, but I don’t think that way any more. I don’t dislike the work though I can’t say I’m mad about it.”
1.Margaret quit her job as a nurse because _______.
A. she wanted to earn more money to support her family
B. she had suffered a lot of mental pressure
C. she needed the right time to look after her children
D. she felt tired of taking care of patients
2.Margaret gets angry with people who work in the office because _______.
A. they never clean their offices B. they look down upon cleaners
C. they never do their work carefully D. they always make a mess in their offices
3.When at work, Margaret feels _______.
A. light-hearted because of her fellow workers B. happy because the building is fully lit
C. tired because of the heavy workload D. bored because time passed slowly
4.The underlined part in the last paragraph implies that Margaret’s parents would _______.
A. help care for her children B. regret what they had said
C. show sympathy for her D. feel disappointed in her
In 1961, scientist set up gigantic, sensitive instruments to collect radio waves from the far reaches of space, hoping to discover in them some mathematical pattern indicating that the waves were sent out by other intelligent beings. The first attempt failed, but someday the experiment may succeed.
What reason is there to think that we may actually detect intelligent life in outer space?To begin with, modern theories of the development of stars suggest that almost every star has some sort of family of planets. So any star like our own sun (and there are billions of such stars in the universe) is likely to have a planet situated at such a distance that it would receive about the same amount of radiation as the earth.
Furthermore, such a planet would probably have the same general composition as our planet; so, allowing a billion years or two or three, there would be a very good chance for life to develop, if current theories of the origin of life are correct.
But intelligent life?Life that has reached the stage of being able to send radio waves out into space in a deliberate pattern?Our own planet may have been in existence for five billion years and may have had life on it for two billion, but it is only in the last fifty years that intelligent life capable of sending radio waves into space has lived on earth. From this it might seem that even if there were no technical problems involved, the chance of receiving signals from any particular earth-type planet would be extremely small.
This does not mean that intelligent life at our level does not exist somewhere. There are such an unimaginable number of stars that, even at such miserable possibility, it seems certain that there are millions of intelligent life forms scattered through space. The only trouble is, none may be within easy distance of us. Perhaps none ever will be; perhaps the distances that separate us from our fellow “creatures” of this universe will forever remain too great to be conquered. And yet it is conceivable that someday we may come across one of them or, frighteningly, one of them may come across us. What would they be like, these outside-the-earth creatures?
1.What point is the author making by stating that almost every star has some sort of family of planets?
A. Sooner or later intelligent beings will be found on one of the stars.
B. There must be one or two of the planets on which there are no intelligent beings.
C. There are sufficient planets for there to be one that enjoys the same conditions as the earth does.
D. One or two billion years later intelligent beings will generate on those planets.
2.What is the main topic of the passage?
A. Some probable intelligent life forms on other planets.
B. Various stages undergone by the intelligent life on other planets.
C. Grounds for probable existence of intelligent life on other planets.
D. The possibility of intelligent life existing on our planet.
3.Which of the following can be inferred from the passage?
A. An encounter is probable between people from the earth and intelligent beings from another planet.
B. Though the first attempt failed, scientists did discover the radio waves sent out by other intelligent beings.
C. Other intelligent beings were able to send our radio waves into space well before the last fifty years.
D. It is certain that there are millions of intelligent beings scattered in space but only too far away.
4.According to the author, what is the difference between “we may come across one of them” and “one of them may come across us”?
A. The earth would be dangerously disadvantaged if it is sought after by possibly much more developed creatures.
B. It would prove that there are too many outside-the-earth creatures if “one of them comes across us”.
C. The history of the development of the earth would be proved to be shorter than that of “them” if “they” come across us.
D. it would prove that the distance in between is not so great as we think if “we come across one of them” someday.
In the United States in the early 1800’s, individual state governments had more effect on the economy than did the federal government. States controlled manufacturing, banking, mining and transportation firms and participated in the construction of various internal improvements such as canals, turnpikes(收费关卡), and railroads. The states encouraged internal improvements in two distinct ways: first, by actually establishing state companies to build such improvements; second, by providing part of the capital for mixed public-private companies setting out to make a profit.
In the early nineteenth century, state governments also engaged in a surprisingly large amount of direct restricting activity, including extensive licensing and inspection programs. Licensing targets reflected both similarities in and difference between the economy of the nineteenth century and that of today: in the nineteenth century, state regulation through licensing fell especially on drug dealers, innkeepers and retail merchants of various kinds. The goods of trade generally came under state inspection and such important raw material as lumber and gunpowder were also subject to state control. Finally, state governments experimented with direct labor and business regulation designed to help the individual laborer or consumer, including setting maximum limits on hours of work and restrictions on price-fixing by business.
Although the states dominated economic activity during this period, the federal government was not inactive. Its goals were the facilitation of western settlement and the development of native industries. Toward these ends the federal government pursued several courses of action. It established a national bank to stabilize banking activities in the country and, in part, to provide a supply of relatively easy money to the region, where it was greatly needed for settlement. It permitted access to public western lands on increasing easy term, with a summit in the Homestead Act of 1862, by which title to land could be claimed on the basis of residence alone. Finally, it set up a system of tariffs(关税) that was basically protectionist in effect, although maneuvering for position by various regional interests produced frequent changes in tariff rates throughout the nineteenth century.
1.What does the passage mainly discuss?
A. States rights versus federal rights.
B. The participation of state governments in railroad, canal, and turnpike construction.
C. The roles of state and federal government in the economy of the nineteenth century.
D. Restricting activity by state government.
2.It can be inferred from the first paragraph that in the nineteenth century canals and railroads were ______.
A. built with money that came from the federal government
B. much more expensive to build than they had been previously
C. built predominantly in the western part of the country
D. sometimes built in part by state companies
3.According to the passage, which of the following is true of the Homestead Act of 1862?
A. It increased the money supply in the West.
B. It was a law first passed by state government in the West.
C. It made it increasingly possible for settlers to obtain land in the West.
D. It established tariffs in a number of regions.
4.Which of the following activities was the responsibility of the federal government in the nineteenth century?
A. Control of the manufacture of gunpowder.
B. Determining the conditions under which individuals worked.
C. Regulation of the supply of money.
D. Inspection of new homes built on western lands.