Kids have their own ideas about money---some are sensible and others are not so wise.
Twelve-year-old Amanda thinks it’s to save and not blow your money right away “ so you can other things”.
When it comes to credit cards, eight-year-old Jeremie says when the monthly comes in “ you sign it and then you give it back” ---leaving out the part about actually it.
These kids are far away from the working world, but the ideas they’re forming about could affect how much they save, how they use credit cards and how much debt they finally take on in later life.
High school business teacher Jeff Balch said his students had knowledge about money other than spending. “ They don’t know most things because talks to them about them---as in their parents,” said Balch, “The discussions tend to be in terms of kids too much money, but no one tells them why, where their money goes.
Mitch Murphy said students’ message to the task force was to “ make it ”. “ It may be difficult to have a 14-or 15-year-old student get too about retirement planning, ” Murphy said, “ But if you want to talk about a cellphone contract or a debt card,they will be engaged in.” Murphy said learning financial literacy (能力) , well getting into the work force, should stay with Canadians for life and the country as a result.
Sandra Martin said children can start learning about money when they learn to . “ Sit down with the flyers and look at how much things cost,” Martin said. Babysitting and birthday money could be and there would be a(n) as to how much could be debited(借) every month, she said.
“ The reality is that we’re not spending with cash anymore. If you’re always in of your child’s money, then they’re never going to learn what it means to save for something that’s .”
Balch said he tries to make his students realize the differences between needs, wants and priorities(优先权). If they haven’t learned self-control and if they haven’t learned how to money, they can easily spiral(螺旋上升) out of control.
A．good B．difficult C．easy D．hard
A．sell B．exchange C．buy D．involve
A．material B．bill C．catalogue D．figure
A．paying B．replacing C．recycling D．adopting
A．already B．still C．even D．almost
A．belief B．part C．discipline D．money
A．much B．more C．little D．many
A．everybody B．somebody C．anybody D．nobody
A．spending B．costing C．taking D．sparing
A．amazing B．real C．active D．legal
A．disappointed B．skeptical C．enthusiastic D．fortunate
A．correctly B．early C．late D．patiently
A．before B．after C．when D．while
A．benefit B．bother C．contact D．educate
A．cook B．trade C．count D．paint
A．stood B．banned C．displayed D．deposited
A．attitude B．conclusion C．limit D．data
A．search B．control C．need D．place
A．important B．formal C．scientific D．independent
A．borrow B．lend C．increase D．handle
In some cities , workaholism（废寝忘食工作）is so common that people don’t consider it unusual . They accept the lifestyle as 36 . Government workers in Washington , D. C. , 37 , frequently work sixty to seventy hours a week . They don’t do this because they have to ; they do it because they 38 to . Workaholism can be a 39 problem . Because true workaholics would rather work than do anything else , they 40 have no idea of how to relax ; that is , they might not 41 movies , sports , or other types of entertainment . Most of all , they 42 to sit and do nothing . The lives of workaholics are usually stressful , and this tension（紧张）and worry can cause 43 problems such as heart attacks and stomach diseases . 44 , typical workaholics don’t pay much attention to their families . Their marriages may end in 45 as they spend little time with their families .
Is workaholism 46 dangerous ? Perhaps not . There are , certainly , people who work 47 under stress . Some studies show that many workaholics have great energy and interest in work . They feel 48 is so pleasurable that they are actually very happy . For most workaholics , work and entertainment are the same thing . Their jobs 49 them with a challenge ; this keeps them busy and creative .
50 do workaholics enjoy their jobs so much ? There are several 51 to work . Of course , it provides people with paychecks , and this is important . But it offers 52 financial security . It provides people with self-confidence（自信心）; they have a feeling of satisfaction 53 they have produced a challenging piece of work and are able to say “I 54 it” . Psychologists （心理学家）claim that their work gives people an identity （自身价值）. After they take part in work , they 55 a sense of self and individualism .
36．A．strange B．boring C．pleasant D．normal
37．A．for example B．on the other hand C．what’s more D．after all
38．A．agree B．promise C．dare D．want
39．A．slight B．serious C．obvious D．difficult
40．A．still B．probably C．certainly D．mostly
41．A．afford B．enjoy C．watch D．allow
42．A．dream B．decide C．intend D．hate
43．A．physical B．cultural C．social D．mental
44．A．Therefore B．However C．Anyway D．Besides
45．A．happiness B．silence C．failure D．surprise
46．A．sometimes B．always C．seldom D．hardly
47．A．sadly B．differently C．efficiently D．slowly
48．A．study B．family C．life D．work
49．A．equip B．pack C．provide D．fill
50．A．When B．Why C．How D．Where
51．A．factors B．advantages C．steps D．ways
52．A．no more B．more or less C．no more than D．more than
53．A．when B．before C．unless D．until
54．A．valued B．failed C．caught D．made
55．A．give B．lose C．get D．need
One of the political issues that is heard a lot about in the States lately is campaign（竞选）finance reform（改革）. The people who are 36 for reform usually want the 37 to pay for campaigns and/or limit the amount of money that candidates（候选人）and their 38 can spend.
One reason that reform is called for is that it costs so much to 39 for political office. Candidates have to spend a great deal of time and effort 40 money. The incumbents (those already in office) have less time to do chief jobs since they must 41 so many money raising events.
Another 42 is the fear that candidates will be owned or 43 by the “special interest groups” that give money to their campaigns. Sometimes this certainly seems to be the 44 .
On the 45 side are those who say that it doesn’t mean it’s really 46 just because you call something “reform”. They argue that the right to freedom of speech is 47 if the government can limit anyone’s ability to get his or her message out to the people.
If one person or a group of people want to tell the 48 what they think about an issue or candidate, they have to buy 49 on TV, radio, and in newspapers and magazines. They might want to put up advertisements along highways and on websites. All this costs a lot of 50 .
Those against laws that control or limit spending say that you don’t really have freedom of 51 or freedom of the press if you can’t get your message out. They say the government should never be able to control 52 discussions. They believe that this is most important when the voters are about to make 53 .
What do you think about this 54 ? Listen to what the candidates for national office have to say. Which candidates 55 the most sense to you?
36．A．waiting B．calling C．standing D．preparing
37．A．government B．president C．candidates D．citizens
38．A．leaders B．bosses C．supporters D．states
39．A．pay B．compete C．wait D．work
40．A．raising B．earning C．giving D．getting
41．A．notice B．report C．guard D．attend
42．A．event B．cost C．reason D．office
43．A．encouraged B．forced C．controlled D．ordered
44．A．joke B．purpose C．case D．example
45．A．other B．same C．another D．different
46．A．worse B．better C．easier D．harder
47．A．meaningless B．unimportant C．unnecessary D．impossible
48．A．reporters B．truth C．story D．public
49．A．time B．copies C．rights D．advertising
50．A．energy B．effort C．time D．money
51．A．argument B．opinion C．speech D．election
52．A．common B．political C．general D．special
53．A．profit B．trouble C．plans D．decisions
54．A．quarrel B．problem C．issue D．affair
55．A．find B．make C．create D．produce
I was cleaning out an old box when an old card caught my eye : Queen City Casket Company . “What is it ?” I wondered . I 36 it over . There , in faded ink , was a hand-scrawled（手写的） 37 . Immediately my mind traveled 38 many years .
I was nine years old , walking down the cold , wet streets of Springfield , with a bag of magazines on my shoulder . On my 39 that day , I came to that Company finally , whose owner , Mr Rader , had always taken me there to ask his workers 40 they wanted any magazines .
Shaking off the 41 like a wet dog , I entered Mr Rader’s office . After a quick glance he 42 me over to the fire-place . Noticing the 43 in the top of my44 , he said , “ Come with me !” pulling me into his pickup 45 . We pulled to a stop before a shoe store . Inside , a salesman 46 me with the finest pair of Oxfords I had 47 seen . I 48 about 10 feet tall when I got up 49 them . “ We’d like a pair of new socks too,” Mr Rader said .
Back in his office , Mr Rader took out a 50 , wrote something on it , and handed it to me . With 51 eyes , I read , “ Do to others as you would have them do to you .” He said affectionately (深情地), “Jimmy , I want you to 52 I love you”.
I said good-bye , and for the first time I 53 a flicker of hope that somehow things would be 54 . With people like Mr Rader in the world , there was hope , kindness and love , and that would always make a 55 .
36．A．read B．thought C．turned D．passed
37．A．address B．list C．message D．information
38．A．forward B．so C．ahead D．back
39．A．return B．rounds C．trip D．arrival
40．A．if only B．how C．whether D．why
41．A．dust B．sweat C．tail D．rain
42．A．led B．followed C．watched D．carried
43．A．hole B．mud C．water D．cover
44．A．magazine B．shoe C．sock D．bag
45．A．truck B．factory C．home D．store
46．A．dressed B．fitted C．showed D．comforted
47．A．ever B．already C．never D．hardly
48．A．appeared B．seemed C．looked D．felt
49．A．for B．with C．on D．in
50．A．pen B．paper C．card D．notebook
51．A．tearful B．unbelievable C．curious D．puzzled
52．A．admit B．know C．consider D．express
53．A．sensed B．received C．lost D．gained
54．A．mistaken B．right C．all right D．possible
55．A．deal B．fortune C．choice D．difference
The Florida sun baked my shoulders as I worked along the I-595 freeway near Fort Lauderdale, picking up rubbish. I paused to 36 the sweat off my forehead and look up at the cloudless blue sky.“ 37 can’t it rain?” I thought. That would 38 things down.
I thought about my 39 , who were probably sitting in an air-conditioned 40 right now. I’d had some problems in school, 41 my parents decided to let me 42 full-time with my dad, We both worked for my uncle, who had taken 43 of a maintenance（道路养护）company. It was up to us to keep the roads 44 of rubbish. The job was 45 and dirty, especially on hot days 46 this. I wondered why I ever agreed to do it.
We continued our 47 route along the I-595, 48 for the overpass bridge. Then I noticed an area where some 49 were broken on the ground. It wasn’t like that before.
“Dad! Pull over! I want to 50 something out.”
I jumped off the truck and rushed to the bridge. Something was telling me to 51 …there wasn’t much time. 52 I saw a Toyota that 53 upside down in the tree. Maybe it was a stolen car that somebody 54 there, I thought. Then, just at that 55 , I noticed something moving. It was a bloody leg poking out of the driver’s side window!
“Heeeelp!”a lady moaned.
36． A．wipe B．cut C．put D．send
37． A．When B．How C．Why D．Where
38． A．turn B．keep C．make D．cool
39． A．parents B．school-times C．friends D．school yards
40． A．office B．classroom C．restaurant D．living room
41． A．but B．or C．for D．so
42． A．work B．study C．stay D．spend
43． A．business B．possession C．position D．place
44． A．away B．from C．far D．clear
45． A．easy B．lonely C．smelly D．noisy
46． A．for B．like C．after D．as
47． A．regular B．common C．unusual D．normal
48． A．reaching B．going C．looking D．heading
49． A．cars B．bottles C．branches D．glasses
50． A．check B．help C．take D．bring
51． A．decide B．hurry C．consider D．stop
52． A．Above B．Behind C．Ahead D．Below
53． A．hung B．trapped C．caught D．fell
54． A．stored B．deserted C．lost D．hid
55． A．bridge B．tree C．moment D．way
One spring afternoon five years ago, Jimmy Liao was crying in the hall of Taipei’s Sherwood Hotel, Life seemed 36 . The people who laughed as they walked past were taking their 37
for granted, just as he 38 himself. Now, however, he felt 39 —and he couldn’t even show his disappointment in his 40 .
Seeking more personally satisfying 41 , he had just left a successful job as a commercial artist when it seemed that fate（命运）played a cruel 42 on him. It was at this time that he developed cancer and was 43 to work. But that moment in the hotel was a turning point for Jimmy. He began to 44 the fact that there is no such a thing as fate, only 45 . Since then, he has published several imaginative, illustrated（带插图的）books.
According to Jimmy, you are 46 you choose to be. You can give up or you can work to be a happier person. Jimmy realized that, while the world 47 seems unfair, your choice can change your life.
This idea can be 48 in Jimmy’s books, where his characters show the powerlessness they feel 49 making their choices. The message that goes with Jimmy’s drawings, however, is 50 .
Though the world may make us feel small, we must be 51 . Everything will be all right for us—as it is for the“small people”in Jimmy’s books—if we make choices that are 52 for us.
In spite of his new 53 and wealth, Jimmy prefers working 54 at home with his wife and daughter. He spends his mornings drawing. To Jimmy, living a life as he chooses means much more than money and fame could 55 .
36．A．unhappy B．unusual C．unfair D．uneasy
37．A．health B．wealth C．happiness D．illnesses
38．A．ought to B．had to C．needed to D．used to
39．A．ashamed B．disappointed C．helpless D．endless
40．A．crying B．painting C．imagination D．consideration
41．A．home B．condition C．situation D．work
42．A．game B．trick C．role D．part
43．A．unable B．impossible C．unfit D．difficult
44．A．understand B．face C．refuse D．recognize
45．A．failures B．efforts C．choices D．interests
46．A．that B．what C．which D．whoever
47．A．always B．seldom C．sometimes D．usually
48．A．found B．drawn C．written D．accepted
49．A．after B．about C．with D．before
50．A．powerful B．hopeful C．useful D．successful
51．A．great B．strong C．brave D．equal
52．A．scientific B．basic C．right D．simple
53．A．product B．fame C．name D．job
54．A．rapidly B．separately C．slowly D．quietly
55．A．offer B．gain C．gather D．earn