Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.
At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.
Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.
As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”
The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.The passage is mainly about _____________.
| A．how to manage school lessons |
| B．how to deal with the financial crisis |
| C．teaching young people about money |
| D．teaching students how to study effectively |
It can be inferred from the first two paragraphs that __________.
| A．the author complains about the school education |
| B．pupils should not be taught to add up and subtract |
| C．students have been taught to manage their finances |
| D．laws on financial education have been effectively carried out |
The website and the consumer campaigner joined to _________.
| A．instruct the pupils to donate their pocket money |
| B．promote the connection of schools and families |
| C．ask the government to dismiss the parliament |
| D．appeal for the curriculum of financial education |
According to Pfeg, ___________.
| A．it is easy to keep good habits long |
| B．teenagers spend their money as planned |
| C．parents are willing to pay the debt for their kids |
| D．it will be in trouble if the teenagers are left alone |
A poll is mentioned to ___________.
| A．stress the necessity of the curriculum reform |
| B．show the seriousness of the financial recession |
| C．make the readers aware of burden of the parents |
| D．illustrate some people are strongly against the proposal |
C
When it comes to friends, I desire those who will share my happiness, who possess wings of their own and who will fly with me. I seek friends whose qualities illuminate（照亮）me and train me up for love. It is for these people that I reserve the glowing hours, too good not to share.
When I was in the eighth grade, I had a friend. We were shy and “too serious” about our studies when it was becoming fashionable with our classmates to learn acceptable social behaviors. We said little at school, but she would come to my house and we would sit down with pencils and paper, and one of us would say:“Let’s start with a train whistle today.” We would sit quietly together and write separate poems or stories
that grew out of a train whistle. Then we would read them aloud. At the end of that school year, we, too, were changing into social creatures and the stories and poems stopped.
When I lived for a time in London, I had a friend, He was in despair(失望)and I was in despair. But our friendship was based on the idea in each of us that we would be sorry later if we did not explore this great city because we had felt bad at the time. We met every Sunday for five weeks and found many excellent things. We walked until our despairs disappeared and then we parted. We gave London to each other.
For almost four years I have had remarkable friend whose imagination illuminates mine. We write long letters in which we often discover our strangest selves. Each of us appears, sometimes in a funny way, in the other’s dreams. She and I agree that, at certain times, we seem to be parts of the same mind. In my most interesting moments, I often think:“Yes, I must tell….”We have never met.
It is such comforting companions I wish to keep. One bright hour with their kind is worth more to me than the lifetime services of a psychologist（心理学家），who will only fill up the healing（愈合的）silence necessary to those darkest moments in which I would rather be my own best friend.
69. In the eighth grade, what the author did before developing proper social behavior was to ______.
A. become serious about her study
B. go to her friend’s house regularly
C. learn from her classmates at school
D. share poems and stories with her friend
70. In Paragraph 3, “We gave London to each other” probably means ______.
A. our exploration of London was a memorable gift to both of us
B. we were unwilling to tear ourselves away from London
C. our unpleasant feeling about London disappeared
D. we parted with each other in London
71. According to Paragraph 4, the author and her friend _______.
A. call each other regularly
B. have similar personalities
C. enjoy writing to each other
D. dream of meeting each other
72. In the darkest moments, the author would prefer to ______.
A.need professional helpB. be left alone
C. stay with her best friend D. break the silence
B
More than 10 years ago, it was difficult to buy a tasty pineapple. The fruits that made it to the UK were green on the outside and, more often than not, hard with an unpleasant taste within. Then in 1996, the Del Monte Gold pineapple produced in Hawaii first hit our shelves.
The new type of pineapple looked more yellowy-gold than green. It was slightly softer on the outside and had a lot of juice inside. But the most important thing about this new type of pineapple was that it was twice as sweet as the hit-and-miss pineapples we had known. In no time, the Del Monte Gold took the market by storm, rapidly becoming the world’s best-selling pineapple variety, and delivering natural levels of sweetness in the mouth, up until then only found in tinned pineapple.
In nutrition(营养) it was all good news too. This nice-tasting pineapple contained four times more vitamin C(维生素C) than the old green variety. Nutritionists said that it was not only full of vitamins, but also good against some diseases. People were understandably eager to be able to buy this wonderful fruit. The new type of pineapple was selling fast, and the Del Monte Gold pineapple rapidly became a fixture in the shopping basket of the healthy eater.
Seeing the growing market for its winning pineapple, Del Monte tried to keep the market to itself. But other fruit companies 
developed similar pineapples. Del Monte turned to law for help, but failed. Those companies argued successfully that Del Monte’s attempts to keep the golden pineapple for itself were just a way to knock them out of the market.
65. We learn from the text that the new type of pineapple is ______.
A. green outside and sweet inside
B. good-looking outside and soft inside
C. yellowy-gold outside and hard inside
D. a little soft outside and sweet inside
66. Why was the new type of pineapple selling well?
A. It was rich in nutrition and tasted nice. B. It was less sweet and good for health.
C. It was developed by Del Monte. D. It was used as medicine.
67. The underlined word “fixture” in Paragraph 3 probably refers to something ______.
A. that people enjoy eating B. that is always present
C. that is difficult to get D. that people use as a gift
68. We learn from the last paragraph that Del Monte ______.
A. allowed other companies to develop pineapples
B. succeeded in keeping the pineapple for itself
C. tried hard to control the pineapple market
D. planned to help the other companies
阅读理解(满分40分)
第一节（共15小题年每小题2分，满分30分）
请阅读下列短文，从每题所给的四个选项（A、B、C、D）中，选出最佳答案，并在答题卡上将该选项的标号涂黑。
A
When I was a child, I often dreamed of the time when I could leave home and escape to the city. We lived on a farm, in the winter especially, we wear quite out off from the outside world. As soon as I left school, I packed my bags and moved to the capital.
However, I soon discovered that one big disadvantage is money. It costs so much to go out, not to mention basics like food and housing. Another disadvantage is pollution. I suffer from asthma(哮喘), and the air is so bad that I am afraid to go outside. Then there is the problem of traveling round. Although I have a car, I seldom use it became of the traffic jams. One choice is to go by bicycle, but that can be quite dangerous.
Of course there are advantages. First, there is so much to do in the city, whatever you tastes in culture or entertainment(娱乐活动). Besides, there are wonderful jobs and greater chances of moving to a more important job or position. Finally, if you like shopping, the variety of goods is very surprising --- and , what is more, shops are often only a short walk away.
Is life better then, in the city? Perhaps it is , when you are in your teens(十几岁)or twenties. However, as you get older, and especially if you have small children, the peace of the countryside may seem preferable. I certainly hope to move back there soon.
61. What was the writer always thinking about when he was a child?
A. Staying on the farm. B. Moving to the countryside.
C. Leaving home for the city. D. Running away from the school.
62. Which of the following is true about the writer?
A. He is very old now. B. He is in good health.
C. He prefers driving a car. D. He lives in the city now.
63. In the passage, the writer tries to __________.
A. express his opinions about way of life B. describe his life in the countryside
C. an interest in the outside world D. persuade the reader to live in the city
64. How is the passage mainly developed?
A. By inferring. B. By comparing.
C. By listing examples. D. By giving explanations.
D
The spread of worsening international financial crisis has seriously affected world economic growth and stability. The ongoing financial crisis is rarely seen in history. Countries and organizations have taken measures in res
ponse, and we hope these measures will produce the desired results soon. Countries in Asia and Europe are an important force for international financial stability and world economic growth. I suggest that we make greater efforts in the following aspects:
First, countries should run their own affairs well. In the face of the crisis, it is important for leaders to act in the fundamental and long-term interests of the people and use necessary monetary and regulatory tools to regain market confidence as soon as possible and maintain economic growth.
Second, set up coordination(调和) and cooperation among governments. The financial departments, central banks and financial regulators around the world should closely follow the development of the crisis and study its trend and impact.
Third, strengthen regional financial dialogue and cooperation. Members of the Eurozone have reached agreement on the basic principles to tackle the financial crisis. We in Asia are also exploring the possibility of expanding the size of bilateral currency swap(hui互惠外汇信贷)arrangements under the 10+3 framework .
Fourth, push forward the reform of the international monetary and financial systems. The present crisis has exposed the weaknesses in the existing international financial system and governance structure. It important to do three things in this regard: first, increase the say and representation of developing countries in international financial organizations; second, expand the space of the regulation of the international financial system, and third, establish a reasonable global financial rescue mechanism（机制）.
56. According to the passage, members of the Eurozone reached agreement on _______.
A.how to deal with the financial crisis
B.how to regain market confidence
C.how to maintain economic growth
D.how to study the crisis trend
57. Facing the crisis, the first thing the countries should do is ________ .
A. to closely follow the development of the crisis.
B. to study the trend and impact of the financial crisis.
C. to do their own business well.
D. to increase the say and representation of developing countries in international financial organizations.
58. Which word has the same meaning with the underlined word maintain ?
A. mainly B. keep C. increase D. decrease
59.According to the passage, which of the following sentence is false?
A.Global issues included energy, food, the environment etc.
B.There has been no financial crisis more serious than this one in history.
C.Facing the crisis, the first thing the countries should do is to do their own business well.
D.Asian and European countries are an important force for the world economic growth.
60.The passage mainly talks about ________.
A.What we should do during the financial crisis.
B.We should draw serious lessons from the financial crisis.
C.Countries and organizations have taken measures in response to the financial crisis.
D.We should set up coordination and cooperation among governments.
C
Andreea,18,from Romania, sent a photograph of the view from her window and included a brief apology, “Sorry, this picture is plain and boring. No one would like it.”
At home in New Jersey, US, Coreen Burke,16, clicked on the same image on the internet. She saw a village with its
rooftops and walls painted in reds and yellows, a distant chimney(烟囱) giving off smoke. “Isn’t this amazingly different from my country?” She thought to herself.
Burke, a teenager with a skill for computers, saw beauty in that photo. She posted it to her blog, Outside My Window, which features a daily snap
shot(快照) of someone’s window view around the world.
The concept is simple: We can all relate to the act of staring through a piece of glass, onto the scene on the other side. “Maybe if we understood the way people from all over the world live,” she explained, “we would all get along better than we have been lately.”
With a click of a mouse, you can see Frederic’s window in the south of France, looking out on sailboats anchored (抛锚) in a peaceful harbor. Or Virginia’s view in Canada, a winter scene with trees laced in white.
Like most high school students, Burke has traveled the world. But she says someday she hopes to collect stamps in her passport, starting with Greece and India. Her recent break was devoted to launching the site with a blogger account and recruiting(招募) contributors from deviant ART, an online art community. She
posted the first window view from Switzerland, a sunset photographed by an 18-year-old. Then others came flowing in by email, up to seven a day, from as far as Kazakhstan and Indonesia.
Contributors are marked on maps pinned on her bedroom wall: a blue dot indicates their country and a pink dot shows their city, if they provide it. The most responses have come from Europe – Estonia, P
oland, Italy
, Germany and Sweden, to name a few. She is crossing her fingers, thinking that she’ll receive a photo from Africa or Antarctica, which are unrepresented so far.
While she’s become a cyber crusader(网络革新者) for appreciating the beauty outside our own windows, get this: She has no windows in her bedroom. She has a nice skylight（天窗）, though.
51. What does Burke think of the picture she received from Andreea?
A. Boring B. Charming C. Strange D. Plain
52. Outside My Window is a blog intended to show_______.
A. the view from Burke’s window
B. pictures of rural New Jersey
C. photos of window views taken by people all over the world
D. beautiful scenes of famous places of interest
53. We can conclude from the article that Burke _______.
A. believes we should reach out to people of different cultures
B. has traveled around the world and taken many pictures
C. is a member of an online art community
D. has made a lot of money by selling beautiful pictures
54. Which of the following is not true?
A. Burke is likely to receive a photo from Africa or Antarctica.
B. Burke is a junior middle school student.
C. Burke has photos from many countries in the world, including Kazakhstan.
D. Burke wants a photo of window view from Africa or Antarctica.
55．What is the best title of this passage?
A. World Windows
B. Beautiful Pictures
C. Pictures on the Internet
D. Windows in Bedrooms