Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.
At school the children are taught to add up and subtract(减法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.
Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.
As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”
The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.The passage is mainly about _____________.
| A．how to manage school lessons |
| B．how to deal with the financial crisis |
| C．teaching young people about money |
| D．teaching students how to study effectively |
It can be inferred from the first two paragraphs that __________.
| A．the author complains about the school education |
| B．pupils should not be taught to add up and subtract |
| C．students have been taught to manage their finances |
| D．laws on financial education have been effectively carried out |
The website and the consumer campaigner joined to _________.
| A．instruct the pupils to donate their pocket money |
| B．promote the connection of schools and families |
| C．ask the government to dismiss the parliament |
| D．appeal for the curriculum of financial education |
According to Pfeg, ___________.
| A．it is easy to keep good habits long |
| B．teenagers spend their money as planned |
| C．parents are willing to pay the debt for their kids |
| D．it will be in trouble if the teenagers are left alone |
A poll is mentioned to ___________.
| A．stress the necessity of the curriculum reform |
| B．show the seriousness of the financial recession |
| C．make the readers aware of burden of the parents |
| D．illustrate some people are strongly against the proposal |
Some say everyday miracles (奇迹) are predestined (注定的)----the right time for the appointed meeting. And it can happen anywhere.
In 2001, 11-year-old Kevin Stephan was a bat boy for his younger brother’s Little League team in Lancaster, New York. It was an early evening in late July. Kevin was standing on the grass away from the plate, where another youngster was warming up for the next game. Swinging his bat back and forth, giving it all the power an elementary school kid could give. The boy brought the bat back hard and hit Kevin in the chest. His heart stopped.
When Kevin fell to the ground, the mother of one of the players rushed out of the stands to his aid. Penny Brown hadn’t planned to be there that day, but at the last minute, her shift (换班) at the hospital had been changed to see her son’s performance. She was given the night off. Penny bent over the senseless boy, his face already starting to turn blue, and giving CPR, breathing into his mouth and giving chest compressions. And he revived in the end.
After his recovery, he became a volunteer junior firefighter, learning some of the emergency first-aid techniques that had saved his life. He studied hard in school and was saving money for college by working as a dishwasher in a local restaurant in his spare time.
Kevin, now 18, was working in the kitchen when he heard people screaming, customers in confusion, employees rushing toward a table. He hurried into the main room and saw a woman there, her face turning blue, her hands at her throat. She was choking.
Quickly Kevin stepped behind her, wrapped his arms around her and clasped his hands. Then, using skills he’d first learned in Scouts. The food that was trapped in the woman’s throat was freed. The color began to return to her face.
"The food was stuck. I couldn’t breathe," she said. She thought she was dying. "I was very frightened."
Who was the woman?
Penny Brown.The author wrote the passage to show us that __________.
| A．miracles are predestined and they can happen anywhere |
| B．whoever helps you in trouble will get a reward one day |
| C．God will help those who give others a helping hand |
| D．miracles won’t come without any difficulty sometimes |
Which of the following statements is True of Kevin Stephan?
| A．He was hit on the face by a boy and almost lost his life |
| B．He was a volunteer junior firefighter, teaching the players first-aid skills |
| C．He worked part-time in a local restaurant to save money for college |
| D．He saved Penny Brown though he didn’t really know how to deal with food choke |
The underlined word “revived” (paragraph3) most likely means __________.
| A．came back to life | B．became worse | C．failed | D．moved |
Why did Penny Brown change her shift and was given the night off that night?
| A．She was invited to give the players directions |
| B．She volunteered to give medical services |
| C．She was a little worried about his son’s safety |
| D．She came to watch her son’s game and cheered him |
The US government has started a website, Admongo, to help children think critically about the advertising aimed at them. It claims to provide visitors with an “aducation” through games and other entertainment.
A cartoon man dressed in old time pilot clothing greets visitors to Admongo. "Call me Haiz", he says upon arrival in a rocket ship that opens up with a crazy world inside it. Spacey dance music plays in the background as Haiz tells visitors that they need to learn about advertising.
Its inventors say eight to twelve years old is the age kids develop their critical thinking abilities. Kids that age are also a big market for advertisers.
The idea behind Admongo is to teach children three things: To identify the advertiser. To know what the advertiser is really saying. And to know what the advertisement is trying to get the child to do.
Children learn these things through a video game. They create their own game character. They can choose different skin colors, hair styles, eye and mouth shapes. Then they begin a trip through ad-land, where there are ads on buses and billboards. The players have to find all the marketing in the neighborhood before they can move on to the next level.
The Admongo game takes players inside a home, to the advertising studio and everywhere else ads can be found. It is a complete exploration of the world of marketing.
One such area is food marketing. The Federal Trade Commission (FTC) says it is a big business. The FTC estimates that food, drink and fast-food restaurants spent more than one and a half billion dollars on advertising to young people in 2009.
The FTC says children are important for three reasons. They buy products. They influence parents and caregivers to buy. And they are the future adult buyers of the products.
A recent study says most advertising aimed at children is for foods of the lowest nutritional value. First Lady Michelle Obama has said she would like to see advertisers marketing healthy foods for children.What is the best title of the text?
| A．The guide of Admongo | B．An aducation website for children |
| C．A popular online video game | D．A website aimed at children |
Why did the government start the website?
| A．To attract the biggest market of buyers. | B．To sell the products of its company. |
| C．To help children know about advertising. | D．To advertise the video game for children. |
What can players do in the website game?
| A．Choose hair styles for their character. | B．Travel to a supermarket. |
| C．Eat in a fast-food restaurant. | D．Play video games during the trip. |
Children are important for advertising because they are __________.
| A．important for the society | B．the most potential buyers |
| C．easily influenced by ads | D．easily affected by poor products |
In life, people come across many experiences, which they remember throughout their lives. I had a similar experience, too.
I was very excited. It was the day of my last paper of the final examination. My mind was full of thoughts of how I would spend my vacation. I was especially excited of the invitation that my uncle had given me to stay with him for a few days in Cambridge.
I was prepared for the subject, physics. My friends and I were on the ground doing the last minute revisions and also discussing the questions that were supposed to come in the paper. Suddenly the bell rang and we got into our classrooms. The teacher came and quickly handed out the answer paper and the question paper. The paper was of two hours and some of the expected questions came. I finished it almost forty-five minutes earlier. But since it was a rule not to collect the answer paper before the allotted（规定的）time. the teacher was not collecting and I had to sit till the time was over. I checked my paper twice and corrected some of the mistakes in it. I started thinking about the place my friends and I had planned to go after the paper.
Though I was thinking for a long time, the time seemed to be endless. So I thought of drawing something on the question paper and turned it overleaf. I was shocked to see that the page which I had supposed to be blank had four more questions on it which carried 20 marks and would take at least half an hour to complete. I had a quick glance at my watch. There were only 10 minutes left. I was so nervous that I was hardly in a state to write anything. They were the sub-questions（小题）of the last question. Suddenly our physics teacher came in and told all of us that in the last question, out of 6 sub-questions only 2 had to be solved. I felt very much relieved.
Thereafter I never made such mistakes again. But I realized that my anxiousness and excitement could have cost me to lose 20 marks and decided never to make such a mistake again.Which of the following statements is true?
| A．The writer didn’t work hard at physics. |
| B．The writer lost 20 marks for the last question. |
| C．The writer made some mistakes during the exam. |
| D．The questions on the paper were difficult for the writer. |
The underlined word “relieved” means ________.
| A．more nervous | B．less afraid | C．more surprised | D．less worried |
We can infer from the passage that _____________.
| A．the writer did 2 sub-questions of the last question |
| B．the writer turned overleaf to do the sub-questions |
| C．the writer spent 45 minutes finishing the paper |
| D．the writer got full marks in the physics exam |
We can learn from the passage that we should _____________.
| A．learn some exam skills |
| B．concentrate on what we are doing |
| C．try our best to do well in the exam |
| D．be careful not to make mistakes in the exam |
People know the dangers of fires. It’s good for a family to learn how to prepare for a fire. Here are some suggestions.
Put a smoke alarm in the house. Smoke from a fire causes the alarm to go off. The alarm makes a loud sound. The sound tells everyone to leave the house at once.
Make escape (逃脱) plan. They should know all the ways out of the house. If there is a fire, everyone follows the plan to get out. Part of the plan is to check all the windows to make sure they can be opened easily.
Buy fire extinguishers(灭火器) in the house. Everyone in the family should know how to use them.
Practice for a fire. They do fire practice because they teach children about fire safety. Ever yone in the family should know the following fire rules:
＊ Don’t open a hot door! The fire can grow more quickly if you open the door.
＊ Stay close to the floor! Smoke can be more dangerous than the fire. The best air is near the floor because smoke rises.
＊ What will you do if your hair or clothes start to burn? First, Stop! Don’t run! The fire burns faster because of more air. Drop! Fall to the floor. Then roll! Turning over and over will make the fire go out. Put a blanket(毯子) around you to keep air away from the fire that may still be on you..
There are many possible causes for fires. A wise family is ready all the time. If there is a fire, don’t forget to call 119 for help.The writer advises people to do the following to prepare for a fire except that _______.
| A．they prepare for a fire | B．they make escape plans |
| C．they buy fire extinguishers | D．they use electrical cookers |
What are the right steps you should take when your hair or clothes catch fire?
| A．Stop, run, roll . | B．Stop, drop, roll |
| C．Run, drop, roll | D．Roll, drop, stop |
What is the best title for this passage?
| A．The Dangers of a Fire | B．The Causes of a Fire |
| C．Learn to Use a Fire Extinguishers | D．Be Ready For a Fire |
Have you ever complained why life is so tiring? Does the sky sometimes seem dark to you? Are your studies sometimes not successful? Well, friends, cheer up and smile all the time. If you see the world with your warm heart, you’ll find that the whole world smiles to you.
While in school, sometimes you are tired of your lessons, but have you ever noticed the happy smile on your teacher’s face when you did a good job?
One day it is fine. Just before you go out, it suddenly starts to rain. Maybe you would feel very sad and start to complain about the weather. But friends, why don’t you sit down and listen to the free concerts that the nature offers you? And with the timely(及时地) rain, crops in the fields will grow better and better and farmers will have a good harvest.
Although everyone wants to succeed in what he tries to do, sometimes failure can’t be avoided. I think failure is not terrible, and the terrible thing is that we are afraid of it and give up hope. When we face failure, we must be confident(信心) in ourselves, draw a useful lesson from it and try our best to finish what we have decided to do. As a popular saying goes, “Failure is the mother of success”.
Attitude(态度) decides everything. With an optimistic(乐观) attitude life is easy and pleasant. Let’s smile to whatever we meet and the whole world will smile to us. People sometimes complain _________.
| A．the sky is always dark | B．their studies are successful |
| C．they see the world with their heart | D．life is tiring |
When we face failure, we ___________.
| A．must be confident in ourselves | B．shouldn’t be afraid of it |
| C．shouldn’t give up hope | D．All of the above |
The best title for the passage is_______.
| A．Smile and the World Smiles to You | B．Complaining about Life |
| C．Failure is the Mother of Success | D．It is Very Hard to Succeed |