You work hard for your money so why not keep it? Nothing is more disappointing than working hard all week just to have nothing to spend on the weekends or even worse, having to sit at home on vacation. Try these simple tips to help gain back your financial independence.
1．Educate yourself. Write down what you have spent. Look closely at where your money has been going the last few months. Are you spending a lot more money on morning coffee than you want to? Just by adding up what you're spending and where you're spending it each month will help you make better decisions about the purchases you make.
2．Keep your change. Instead of spending your change, make a habit of putting it all in a special jar or “piggy bank” at home. You will be surprised how quickly your change adds up. Want to go on a family vacation next summer but don't think you can afford it? Try having everyone in the family contribute their change to a “vacation jar”. Your family will enjoy pitching in and your children will learn valuable lessons in saving money and enjoying the reward.
3．Be a host! Like to go out with your friends for a good time? Sure, everyone does, but no one likes getting the bill at the end of the night. Going out to eat and have a few drinks can really put the strain on your wallet. Try going to the grocery store and purchasing food and drinks that can be made at home and inviting everyone over. Yes it can be expensive to play the host every time, but if you take turns going to friends, houses you can keep the cost down and still have a good time while enjoying the same food and drinks.
4．Plan your groceries. Grocery shopping can be dangerous in many ways. One way is to go shopping when you are hungry. Think about it, when you are hungry and want something to eat, you are more likely to put everything in your cart that you just don't need. Impulse(冲动)shopping brings us to the next point. Make a list(and check it twice)．Plan out your meals for the coming week and list all the ingredients you need at the store.
Saving money can be easy and even funny when you see how much you are able to save. Start by educating yourself and your family as to where the money goes every month and then set goals. Make games out of saving your change and look forward to the reward.
| Title：Save your money |
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| Problem |
You work hard but end up having no money at last. |
| Tips |
1.Educate yourself： ◆Write down your __ ◆Check where your money has been going and you can __ 2.Keep your change. ◆Make a habit. ◆Encourage your __ 3.Be a host： ◆Invite your friends to dinner by making food and drinks by _ ◆Play the host in _ 4.Plan your groceries： ◆Just __ ◆__ |
| Conclusion |
◆Your awareness of your _ ◆Keep the tips in mind and set _ ◆Saving money should be seen as a __ |
Soon after Dave left college, one of his uncles, 1 was rich and had no children of his own died and 2 (leave) Dave a lot of money, so he decided to set up his own real estate agency(地产公司).
He found a nice office, 3 (buy) some new furniture and moved in. He had only been there for a few hours when he heard someone coming 4 the door of his office.
“It’s my first customer!” he thought. He quickly picked up 5 telephone and pretended to be very busy 6（answer）an important call from someone in New York 7 wanted to buy a big and expensive house in the country.
The man knocked at the door 8 this was going on, came in and waited 9 (polite) for the agent to finish his conversation. Then he said to him, “I’m from the telephone company, and I 10 (send) here to connect your telephone.”
Experiments have proved that children can 1 (instruct) in swimming at a very early age. At a special swimming pool in Los Angeles, children become expert at 2 (hold) their breath under water even before they can walk. 3 (baby) of two months old do not appear to be reluctant to enter the water. It is not long 4 they are so accustomed to swimming 5 they can pick up weights from the floor of the pool. A game that is very popular with these young 6 (swim) is the underwater tricycle race. Tricycles are lined up on the floor of the pool seven feet under water. The children compete against each other to reach the other end of the pool. Many pedal their tricycles, 7 most of them prefer to push or drag them. Some children 8 cover the whole length of the pool 9 coming up for breath even once. Whether they will ever become future Olympic champions, only time will tell. Meanwhile, they should encourage 10 among us who cannot swim five yards before they are gasping for air.
Thirty-two people watched Kitty Genovese 1 (kill) right below their windows. She was 2 neighbor. Yet 3 of the 32 helped her. Not one even called the police.
John Barley and Bib Fatane went beyond the headlines to research into the reasons 4 people didn’t act. They found that a person has to go through two steps 5 he can help. First he has to notice that it is 6 emergency(紧急情况). Is the smoke coming into the room 7 a leak in the air conditioning? Is it “steam pipes”? Or is it really smoke from a fire? It’s not always easy to tell if you are faced with a real emergency. Second, and 8 important, the person faced with an emergency must feel personally 9 (responsibility). He must feel that he must help, 10 the person won’t get the help he needs.
We often think of future. We often wonder __1________ the world will be like in a hundred years’ time.
Think ___2_____ space. Perhaps a permanent station on the moon ___3_____ (set up). Perhaps people will be able to visit the moon as __4______. Cheap rockets for space travel will have been developed, __5______ (permit) long journeys through the solar system. When that time comes, people will be taking holidays in space and visiting __6_______ planets. Great progress will have been made _____7___ medicine, too. Pollution will have been controlled in a hundred years’ time.
__8________ the world will have been developed — even Antarctica. We will have used up most of the earth’s land to build our cities; __9_______ floating cities will have been built. The Japanese have already had plans of this kind. And there will be cities __10______ the sea.
Why is setting goals so important? __1._________ goals can help you do, be, and experience everything __2._______ you want in life. Instead of just __3._______(let) life happen to you, goals allow yourself to make your life happen.
__4.________ (success) and happy people have set lots of goals to help them reach their aims. By setting goals you are taking control of your life. It’s __5._______ having a map to show you __6.__________ you want to go.
Winners in life set goals and follow through with them. Winners decide what they want in life and then get there by making plans and __7.___________ (set) goals. __8.____________ (success) people just let life happen by accident. Goals aren’t difficult to set, and __9.___________aren’t difficult to reach. It is up to you to find out what your goals really are. You are _10._____________one who must decide what to do and in what direction to aim your life.