Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this,they will learn the hard way that spending must be done within a budget (预算). Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands a choice between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.
Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A saving account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot, but over time it adds up. Parents give their children allowances in order to _____.
| A．show off their wealth of family |
| B．let them make more money |
| C．learn the value of money |
| D．help children manage family finance |
What is the second paragraph mainly about?
| A．The time to give allowances. |
| B．The way to spend alloweances. |
| C．the amount of allowances given to children. |
| D．Considerations taken to give allowances. |
Why are parents adivsed to offer young children allowances strictly as planned?
| A．To help children learn to make a budget. |
| B．To have children save money for larger costs. |
| C．To let children make fewer mistakes. |
| D．To give them more allowances next time. |
What does the author intend to tel lthe readers?
| A．The methods of limiting allowances. |
| B．The advice on a better family budget. |
| C．Teaching children to use allowances wisely. |
| D．Offering allowances to children properly. |
I’m sure you know the song “Happy Birthday”. But do you know who wrote the song and for whom it was written?
The retired professor, Archibald A. Hill in Lucasville, USA could tell us the story. Ninety-seven years ago, two of Mr. Archibald Hill’s aunts, Miss Patty Hill and Miss Mildred Hill were asked to write some songs for a book called “Song Storied for the Sunday Morning”. Miss Patty Hill and Miss Mildred Hill were both kindergarten teachers then. They loved children very much and wrote many beautiful songs for the book. One of them was the famous “Good Morning to You.” The song said, “Good morning to you, good morning to you, dear children, good morning to all.” This song was very popular at that time among kindergarten children. But not many grown-ups knew it. A few years later little Archibald was born. As his aunt, Miss Patty Hill sang the song “Happy Birthday” to the melody（曲调）of “Good Morning to you” to her little nephew（侄子）. She sang the song like this: Happy birthday to you! Happy birthday to you! Happy birthday, dear Archie! Happy birthday to you!
Miss Patty Hill and her sister had never expected that this song would become so popular, but it really did. People all over the world like the song because of its simplicity in tune（曲调简单）and friendliness in words.Archibald A. Hill was __________.
A. English B. Russian
C. American D. AustralianWhy did Miss Hiss wrote songs?
| A．Because they are musicians. |
| B．Because they love children. |
| C．Because they were asked to write for a book. |
| D．Because their nephew asked them to do so. |
The sentence “it really did” means __________.
| A．The song really became popular |
| B．Their wish would really come true |
| C．People all over the world like to listen to the song |
| D．Yes, but the song didn’t become popular |
More than half of Americans do not take all their vacation days，even though they think they need one more holiday. And nearly a third of workers who take a break check their emails from the boss every other day and some even keep in touch hourly.
“We’re workaholics(工作狂)’，”said Samuel Nahmias.“From a general perspective，this has a lot to do with the economic situation in the US. More and more people are unemployed.”
With jobless numbers reaching 9.6 percent，people who have jobs seem to be unwilling to take time off.“It is not a great picture and that affects vacations. People are not going on vacation as much and those who are going on vacation are being more selective about where they are going.”Nahmias explained.
Unlike European countries where four or more weeks of holiday each year is normal,27 percent of people questioned in the poll said they had 6 to 10 days of annual leave and 20 percent had less than 3 days.With more people on unemployment lists in America，those still with jobs are facing more responsibility at work，which is reflected in their lack of time off.
The majority of workers who did not take time off mentioned too many responsibilities or stress at work，while some people said they simply did not have time to plan a holiday.“People are more conscious of what they are doing and when they are going on vacation because they don’t want to look bad in this situation，”Nahmias explained.
Technology is also playing a part with smartphones enabling workers to keep in contact in ways that were not possible before.It has to do with technology and the level of concern about what is going on in the office.Americans don’t take all their vacation days because ________.
| A．they devote themselves to the whole work |
| B．they are afraid that they may lose their jobs |
| C．they are asked to keep in touch with their bosses |
| D．they aren’t in need of holidays at all |
What does Nahmias mean by saying the underlined words in Paragraph 3?
| A．Travelling makes people unwelcome. |
| B．People are unwilling to go on short vacations. |
| C．The economic situation remains at a low point. |
| D．People are more selective about places of interest. |
We can infer from Paragraph 4 that ________.
| A．Unemployment rate is higer in America than that in Europe |
| B．European economic situation is better than that in America |
| C．Americans are more hardworking than Europeans |
| D．More people are losing their jobs in Europe |
What’s the main idea of the text?
| A．Americans are all workaholic. |
| B．Many Americans don’t choose to take vacations. |
| C．Unemployment is going from bad to worse. |
| D．US economic situation becomes worse and worse. |
When did you last see a polar bear? On a trip to a zoo, perhaps? If you had attended a winter activity in New York a few years ago, you would have seen a whole polar bear club. These "Polar Bears" are people who meet frequently in the winter to swim in freezing cold water. That day, the air temperature was 3℃, and the water temperature was a bit higher. The members of the Polar Bear Club at Coney Island, New York are usually about the age of 60. Members must satisfy two requirements. First, they must get along well with everyone else in the group. This is very important because there are so many different kinds of people in the club. Polar Bears must also agree to swim outdoors at least twice a month from November through February.
Doctors do not agree about the medical effects of cold-water swimming. Some are worried about the dangers of a condition in which the body's temperature drops so low that finally the heart stops. Other doctors, however, point out that there is more danger of a heart attack during summer swimming because the difference between the air temperature and water temperature is much greater in summer than in winter.
The Polar Bears themselves are satisfied with the benefits (or advantages) of cold-water swimming. They say that their favorite form of exercise is very good for the circulatory system（循环系统）because it forces the blood to move fast to keep the body warm. Cold-water swimmers usually turn bright red after a few minutes in the water. A person who turns blue probably has a very poor circulatory system and should not try cold-water swimming.
The main benefits (or advantages) of cold-water swimming are probably mental. The Polar Bears love to swim year-round; they find it fun and relaxing. As one 70-year-old woman says. "When I go into the water, I pour my troubles into the ocean and let them float away."The members of the Polar Bear Club must meet the following requirements except that ___.
| A．they must reach the age of 60 |
| B．they should be easy to make friends with |
| C．they must swim outdoors at least 8 times in the four cold months |
| D．they must agree to swim outdoors from November through February |
Doctors __________.
| A．encourage people to take part in cold-water swimming actively |
| B．point out the possible danger of blood illness during cold-water swimming |
| C．believe swimming is helpful both in winter and in summer |
| D．have different ideas about the medical effects of cold-water swimming |
The Polar Bears like to swim all the year round, for __________.
| A．they can remain young |
| B．it is an easy way to keep the body warm in winter |
| C．they find it enjoyable and interesting |
| D．they might meet fewer troubles in life |
The passage is mainly about __________.
| A．a group of cold-water swimming lovers |
| B．the polar bears' life |
| C．doctors' ideas about cold-water swimming |
| D．the requirements of the Polar Bear Club |
475 Riverside Drive
New York N.Y. 10027
Jan.15, 2011
Dear John,
I'm sorry you didn't get the part you tried out for in that play. I know how much you wanted to be in the play. Now you feel that maybe acting isn't the right future for you. I think you're wrong. You're a good actor. Do you remember when you played Caesar in your summer theatre group's play? You were excellent . People clapped(鼓掌)every time you walked on stage（舞台). Even the other actors loved you.
All actors have to get used to being turned down for a job. It's part of an actor's life. Even famous actors don't get every part they want. I think you should give acting another chance. You love it so much, and you're good at it. Don't be discouraged because you lose one part in the play. Wait a bit, and try for another one. After all , you can always give up some other time.
Love,
JaneJane wrote this letter because____.
| A．she wanted John to get a part in the play he was trying out for |
| B．she wanted to tell John that he shouldn't give up acting. |
| C．she wanted to tell John how to become an actor. |
| D．she was unhappy with John. |
Jane talks about other actors to show John that ____.
| A．they are as bad as he is |
| B．acting is a hard life |
| C．they sometimes get turned down for parts they want |
| D．they are lucky enough |
What does Jane think of John?
| A．He is a good actor, and some day he will be successful. |
| B．He is too easily discouraged to become a good actor. |
| C．He is a better actor than the person who has got the part. |
| D．He is as unlucky as the other actors. |
The person who wrote this letter probably ____.
| A．is an actress. |
| B．cares about John |
| C．wants to be an actress some day |
| D．envies at John's success |
Once upon a time, there was a beautiful bird, which was very curious about hell(地狱). When she was little, her mother always told her that if she didn’t master the flying skills, she would go to hell. She was so curious about hell that she always asked others what hell looked like, but no one was sure, because none of them had ever been there. Some said hell was a place full of water, and others told her that hell was full of burning fire. However, the bird knew they were lying. She wanted to find out what hell was.
When other birds were learning flying skills, she always hid herself and watched them. She thought in this way she could go to hell and see what hell looked like. However, she spent so little time learning flying skills that one day she was caught by a little boy. The little boy gave her to his grandpa in the countryside as a gift. The old man liked her very much. He made a delicate(精美的) cage and put her in it. The bird was very worried because she thought she couldn’t find out what hell was like staying in this small cage. However, she couldn’t escape. Day after day, she just stayed in the cage, watching other birds flying. She lost her freedom and she became sadder and sadder. At last, she became ill. The old man finally opened the cage, but she was too weak to fly. Lying on the ground, she thought of the question that she ever asked all the time.
“What does hell look like?”
“Hell is a small well—decorated cage.” Before she closed her eyes forever, she finally answered that question herself.
What does the underlined word “master” in the first paragraph mean?
| A．Miss. | B．Finish. |
| C．Follow. | D．Learn well. |
Why did the bird hide herself when other birds were learning flying skills?
| A．Because she was lazy. |
| B．Because she didn’t like learning flying skills. |
| C．Because she thought she could go to hell by doing this. |
| D．Because she thought she didn’t have to learn flying skills. |
According to the passage, the bird at last found that .
| A．hell was a place full of water |
| B．hell was a place full of burning fire |
| C．there was no hell |
| D．hell was a small well-decorated cage |