Starting a bank a child’s play? Absolutely, if you ask some enterprising youngsters in India, who have not only managed to establish one, but also, unlike many of the large International banks, run it successfully since 2001. What’s even more impressive is that the young bankers and their 90,004---clients(委托人) are all homeless!
The Children’s Development Khazana (treasure) opened its first branch in 2001 at a homeless shelter in New Deli as a way to help the street children protect their hard-earned money from thieves. Since then, the idea has caught on like wildfire.
Today, Khazana has 12 branches all across New Deli, with a total of Rupees 12lakh (about 22,000USD) in deposits. Not only that, there are now 77 branches in other parts of Asia, ranging from Nepal, Bangladesh and Afghanistan to the island of Sri Lanka, and even Kyrgyzstan in Central Asia. While no deposit or balance is too small for the bank, they do have strict regulations about where the money is earned from. Funds obtained by begging or selling drugs are not welcomed at this bank !
Also, unlike the real banks, all employees are volunteers , which means that they go to school or a paying job during the day and work at the bank in the evening. To ensure that everybody gets a chance to participate in running the branch, two volunteer managers are elected from the clients base every six months.
Karan, the current manager is just 14-year-old. During the day he earns a living by helping out the cleaning workmates at wedding banquets and other big parties. In the evening, he handles the deposits（存款）and withdrawals（取款）in the bank. After the bank closes, he along with an adult volunteer from the shelter head over to a regular bank and deposit the funds collected into Khazana’s interest-bearing bank account and though it started with one single purpose. The Children’s Development Khazana is today a well-developed bank, one kids can not only deposit money which earns them 5% interest, but also, request loans for family emergencies, to start a business or even to pay for school.The initial aim of starting the Children’s Development Khazana is to______.
| A．provide for jobs for homeless children |
| B．help homeless families with emergencies |
| C．sponsor homeless children to go to school |
| D．safeguard homeless children’s hard-earned money |
The children’s Development Khazana is different from regular banks in that_______.
| A．all its workers are street children |
| B．it pays its customers no interest |
| C．customers can be made its managers |
| D．it opens in the evening six month a year |
According to the passage, the Children’s Development Khazana________.
| A．welcomes all money, however small it is |
| B．offers more and better service than before |
| C．is run by a 14-year-old boy, Karan alone |
| D．has more than 70 branches across India |
In our culture, the sources of what we call a sense of “mastery”— feeling important and worthwhile — and the sources of what we call a sense of “pleasure”— finding life enjoyable — are not always the same．Women often are told “You can’t have it all.” Sometimes what the speaker really is saying is: “You choose a career, so you can’t expect to have closer relationships or a happy family life.” or “You have a wonderful husband and children — what’s all this about wanting a career?” But women need to understand and develop both aspects of well-being, if they are to feel good about themselves.
Our study shows that, for women, well-being has two aspects．One is mastery, which includes self-respect, a sense of control over your life, and low levels of anxiety and depression．Mastery is closely related to the “doing” side of life, to work and activity．Pleasure is the other aspect, and it is made up of happiness, satisfaction and optimism．It is tied more closely to the “feeling” side of life．The two are independent of each other．A woman could be high in mastery and low in pleasure, and vice versa（反之亦然）．For example, a woman who has a good job, but whose mother has just died, might be feeling very good about herself and in control of her work life, but the pleasure side could be damaged for a time.
The concepts of mastery and pleasure can help us identify the sources of well-being for women, and correct past mistakes．In the past, women were encouraged to look only at the feeling side of life as the source of all well-being．But we know that both mastery and pleasure are important．And mastery seems to be achieved largely through work．In our study, all the groups of employed women were valued significantly higher in mastery than women who were not employed.
A woman’s well-being is developed when she takes on multiple roles．At least by middle adulthood, the women who were involved in a combination of roles — marriages, motherhood, and employment — were the highest in well-being, in spite of warnings about stress and strain.It can be inferred from the first paragraph that ________.
| A．for women, a sense of “mastery” is more important than a sense of “pleasure” |
| B．for women, a sense of “pleasure” is more important than a sense of “mastery” |
| C．women can’t have a sense of “mastery” and a sense of “pleasure” at the same time |
| D．a sense of “mastery” and a sense of “pleasure” are both necessary to women |
The author’s attitude towards women having a career is________.
| A．negative | B．positive |
| C．indifferent | D．realistic |
One can conclude from the passage that if a woman takes on several social roles, ________.
| A．it will be easier for her to overcome stress and strain |
| B．she will be more successful in her career |
| C．her chances of getting promoted will be greater |
| D．her life will be richer and more meaningful |
Which of the following can be considered as a source of “pleasure” for women?
| A．Family life | B．Multiple roles in society |
| C．Regular employment | D．Freedom from anxiety |
More than 1.5 billion people around the world live without electricity. Finding better ways to bring light to the poor is the goal of researchers like Professor Irvine. In the late 1990s, he was working in Nepal when his return flight was canceled. A delay gave him time to take a fourteen-day hiking trip in the Himalayas.
One day he looked in the window of a school and noticed how dark it was. This is a common problem for millions of children around the world. Many families use kerosene oil (煤油) lamps. There are many problems with these lamps. They produce only a small amount of light. They are dangerous to breathe. And they are a big fire danger, causing many injuries and deaths each year. Kerosene costs less than other forms of lighting, but it is still costly in poor countries. Professor Irvine says many people spend over 100 dollars a year on the fuel.
When he returned to Canada, he began researching ways to provide safe and clean lighting. He began experimenting with light-emitting diodes (发光二极管), LEDs, at his lab. As a professor of renewable energy, he already knew about the technology. Light-emitting diodes are small glass lamps that use much less electricity than traditional bulbs (灯泡) and last much longer. He used a one-watt bright white LED made in Japan. He found it on the Internet and connected it to a bicycle-powered generator (发电机). He remembers thinking it was so bright that a child could read by the light of a single diode.
In 2000, after much research and many experiments, he returned to Nepal to put the systems into homes. Now the homes of 25,000 people in 51 countries have been equipped with it. “The one-time cost of our system which basically lives forever, as well as the solar panel — is less than one hundred dollars. So, one year of kerosene would pay for a solid-state lighting system,” he said. Now his aim is to develop a lower-cost lighting system. In January, Irvine is leaving the University of Calgary. He has also decided to start his own company in India.We can learn from the second paragraph that kerosene oil lamps ______.
| A．cost more than other forms of lighting |
| B．have damaged children’s eyesight |
| C．have wasted only a little fuel |
| D．have a lot of disadvantages |
Irvine connected a white LED to a bicycle-powered generator to prove ______.
| A．whether it can work without electricity |
| B．whether it can work well with less electricity |
| C．whether it can last longer than a generator |
| D．whether it is brighter than a traditional bulb |
We can learn from the text that Irvine ______.
| A．likes India rather than Nepal |
| B．is good at making new kinds of bulbs |
| C．is giving up his job in the university |
| D．is to earn much money from his company |
Next time a customer comes to your office, offer him a cup of coffee. And when you’re doing your holiday shopping online, make sure you’re holding a large glass of iced tea. The physical sensation of warmth encourages emotional warmth, while a cold drink in hand prevents you from making unwise decisions—those are the practical lesson being drawn from recent research by psychologist John A. Bargh.
Psychologists have known that one person’s perception (知觉) of another’s “warmth” is a powerful determiner in social relationships. Judging someone to be either “warm” or “cold” is a primary consideration, even trumping (打败) evidence that a “cold” person may be more capable. Much of this is rooted in very early childhood experiences, Bargh argues, when babies’ conceptual sense of the world around them is shaped by physical sensations, particularly warmth and coldness. Classic studies by Harry Harlow, published in 1958, showed monkeys preferred to stay close to a cloth “mother” rather than one made of wire, even when the wire “mother” carried a food bottle. Harlow’s work and later studies have led psychologists to stress the need for warm physical contact from caregivers to help young children grow into healthy adults with normal social skills.
Feelings of “warmth” and “coldness” in social judgments appear to be universal. Although no worldwide study has been done, Bargh says that describing people as “warm” or “cold” is common to many cultures, and studies have found those perceptions influence judgment in dozens of countries.
To test the relationship between physical and psychological warmth, Bargh conducted an experiment which involved 41 college students. A research assistant who was unaware of the study’s hypotheses (假定), handed the students either a hot cup of coffee, or a cold drink, to hold while the researcher filled out a short information form. The drink was then handed back. After that, the students were asked to rate the personality of “Person A” based on a particular description. Those who had briefly held the warm drink regarded Person A as warmer than those who had held the iced drink.
“We are grounded in our physical experiences even when we think abstractly,” says Bargh. In Bargh’s experiment, the students were asked to _______.
| A．evaluate someone’s personality |
| B．write down their hypotheses |
| C．fill out a personal information form |
| D．hold coffee and cold drink alternatively |
We can infer from the passage that _______.
| A．abstract thinking does not come from physical experiences |
| B．feelings of warmth and coldness are studied worldwide |
| C．physical temperature affects how we see others |
| D．capable persons are often cold to others |
What would be the best title for the passage?
| A．Drinking for Better Social Relationships |
| B．Experiments of Personality Evaluation |
| C．Developing Better Drinking Habits |
| D．Physical Sensations and Emotions |
The flag, the most common symbol of a nation in the modern world, is also one of the most ancient. With a clear symbolic meaning, the flag in the traditional form is still used today to mark buildings, ships and other vehicles related to a country.
The national flag as we know it today is in no way a primitive artifact. It is, rather, the product of thousands of years’ development. Historians believe that it had two major ancestors, of which the earlier served to show wind direction.
Early human beings used very fragile houses and boats. Often strong winds would tear roofs from houses or cause high waves that endangered travelers. People’s food supplies were similarly vulnerable. Even after they had learned how to plant grains, they still needed help from nature to ensure good harvests. Therefore they feared and depended on the power of the wind, which could bring warmth from one direction and cold from another.
Using a simple piece of cloth tied to the top of a post to tell the direction of the wind was more dependable than earlier methods, such as watching the rising of smoke from a fire. The connection of the flag with heavenly power was therefore reasonable. Early human societies began to fix long pieces of cloth to the tops of totems (图腾) before carrying them into battle. They believed that the power of the wind would be added to the good wishes of the gods and ancestors represented by the totems themselves.
These flags developed very slowly into modern flags. The first known flag of a nation or a ruler was unmarked: The king of China around 1,000 B.C. was known to have a white flag carried ahead of him. This practice might have been learned from Egyptians even further in the past, but it was from China that it spread over trade routes through India, then across Arab lands, and finally to Europe, where it met up with the other ancestor of the national flag. The underlined word “ vulnerable” in paragraph 3 means _______.
| A．easy to damage | B．likely to be protected |
| C．impossible to make sure of | D．difficult to find |
The earliest flags were connected with heavenly power because they _______.
| A．could tell wind direction | B．could bring good luck to fighters |
| C．were believed to stand for natural forces | D．were handed down by the ancestors |
What does the author know of the first national flag?
| A．He knows when it was sent to Europe. | B．He doubts where it started. |
| C．He thinks it came from China. | D．He believes it was made in Egypt. |
What will the author most probably talk about next?
| A．The role of China in the spread of the national flag. |
| B．The importance of modern flags. |
| C．The use of modern flags in Europe. |
| D．The second ancestor of the national flag. |
Department stores sell ready- to-wear clothing, which is also called ready-made clothing. Such clothing is made in fixed sizes. Those people who find that ready-made clothing fits them well can save money by buying it. Most often, people do not fit exactly into a producer’s size. Their clothing must be altered to make it fit better. However, most alterations are not very expensive. The small cost of most alterations means that ready-made clothing can meet the needs of most customers.
Those who can afford it often get someone to design and make their clothing. Such clothing is called custom-made. The person who makes it measures the customer, and then sews it so that it fits perfectly. Alterations are not needed. Custom-made clothing is largely sewn by hand, has better quality, better material, and is of the style you have chosen. Of course, it costs much more than ready-to-wear clothing. You need to pay the difference for the special fitting and better skill that you are receiving. This often means that you spend double or more than you would for a ready-made garment.
Custom-made clothing is not always that much better than ready-made clothing. It costs more partly because only one garment has been made, just for you. Companies that produce ready-made products make thousands of garments at a time. This means they can buy large quantities of material. Workers cut each size by the hundreds. Companies work out ways to make the garments quickly by machine and pay workers according to their skill. Thus they can sell the finished products at a low price while still making money. Most of the clothing sold in the United States is made in this way. Customers gain from the lower prices which are made possible by mass production. It may or may not give them high quality. According to the passage, people who buy ready-made clothing ______.
| A．wish to make alternations | B．will spend less money |
| C．want to make it better | D．can fit into the sizes |
We can learn from the passage that custom-made clothing is_______.
| A．specially made | B．fashionably designed |
| C．chosen by few people | D．made with difficulties |
Which of the following is true about ready-made clothing?
| A．It is of poor quality. | B．It suits all people. |
| C．It is labor-saving to make it. | D．It takes more time to make it |
The purpose of the writer is _______.
| A．to explain why custom-made clothing costs more |
| B．to show the advantages of mass production |
| C．to tell readers how to make money from ready-made clothing |
| D．to provide information about different kinds of clothing |