Fund Tianhong Zenglibao has become the first fund in China to hit 100 billion yuan (＄16.30 billion) of sales thanks to its cooperation with Yu’ebao, Alibaba’s wealth management product.
Alipay(支付宝), attached to the e-commerce giant Alibaba Group, announced in June it would offer its users the option to directly invest with the private Tianhong Fund using spare cash from Alipay accounts. The business is called Yu’ebao.
The past five months have seen this fund blossom, owing to the prosperous Interet e-commerce platform, and the Singles Day shopping spree on November 11 had helped Yu’ebao. In the process of a deal on Taobao, once the buyer pays for the order, his or her money is first accepted by Alipay, then after he or she receives the goods, a final confirmation is made and Alipay then gives the money to the seller. If a buyer forgets to confirm payment, the money is transferred into the seller’s account after 10 days by the system.
The Singles Day had a total volume of 35 billion yuan(＄5.75 billion) and thus a large amount of money passed through Alipay’s account. Analysts estimated that Alipay may have also bought the fund using the extra income, which powerfully enlarged the scale of Yu’ebao. Profit purchasing investors tend to choose safe financial management tools. The relatively stable yields of Yu’ebao is favored by most customers, the report said.
Chinese e-commerence giant Alibaba allows consumers to invest their spare cash in the money market funds through its Alipay online payment service. The product, called Yu’ebao, or “Leftovers Treasure,” has netted 130 billion yuan so far, making the fund’s management firm, Tianhong Fund, the country’s largest fund management company.
Meanwhile, due to the cooperation with Alipay, the management scale of Tianhong monetary fund has doubled from 55.653 billion yuan at the end of September to over 100 billion yuan. During the Singles Day, the frequency of payment of Alipay and Yu’ebao exceeded 188 million and 16.79 million with total transaction volume at 35 billion yuan and 6 billion yuan. The fund has been successful so far mainly because ________.
| A．it is the country’s largest fund management fund. |
| B．it was the first fund in China to cooperate with Yu’ebao. |
| C．consumers can directly invest the spare cash in it through online payment service. |
| D．The online shopping is prosperous and the Singles Day shopping makes great contribution. |
From the passage, we can know that Alipay ________.
| A．allows sellers to invest their spare cash in the money market funds |
| B．offers the business called Yu’ebao |
| C．has doubled to 55.653 billion yuan at the end of September |
| D．transfers the money from the buyer to the seller directly |
Which of the following is the best title of the passage?
| A．Yu’ebao, the right choice to invest |
| B．Alibaba helps make China’s largest fund |
| C．Celestica, the largest fund in China |
| D．Alipay, a branch of Alibaba group |
The day when the jobs were handed out was one of the most exciting moments for all the children in the class．It took place during the first week of the term．Every kid was given a job for which they would be responsible for the rest of that school year．
Some jobs were more interesting than others, and the children were eager to be given one of the best ones．When giving them out, the teacher took into account which pupils had been most responsible during the previous year．During the previous year Rita had carried out the teacher’s instructions perfectly．All the children knew Rita would be given the best job．
But there was a big surprise．Each child received a normal job．But Rita’s job was very different．She was given a little box containing some sand and one ant．Though the teacher insisted that this ant was very special, Rita felt disappointed．Most of her classmates felt sorry for her．Even her father became very angry with the teacher and he encouraged Rita to pay no attention to this insignificant pet．However, Rita preferred to show the teacher her error by doing something special with that job of little interest．
Rita started investigating all about her little ant and gave the ant the best food, and it grew quite a bit bigger．
One day, a man, who looked very important, came into their classroom and declared, “Your class has been chosen to accompany me, this summer, on a journey to the tropical rain forest, where we will investigate all kinds of insects．Among all the schools of this region, your class has best cared for the little ant．”
That day the school was filled with joy and celebration．Everyone thanked Rita for having been so patient and responsible．And many children learnt that to be given the most important task you have to know how to be responsible even in what are the smallest tasks．What did the teacher base his decision on when giving out jobs to the children?
| A．Their characters and interests． |
| B．Their class performance during the previous year． |
| C．Their working performance during the previous year． |
| D．Their ability of managing their accounts during the previous year． |
What does the underlined sentence mean?
| A．Each child got an important job． |
| B．Each child got an interesting job．zyy100 |
| C．The perfect student got the job of everyone’s preference． |
| D．The most responsible student got the job of least interest． |
What is Rita’s attitude to her father’s suggestion?
| A．Negative． | B．Uncertain． |
| C．Totally positive． | D．Acceptable |
We can infer that the man who made the declaration is a _________．
| A．hunter | B．director |
| C．biologist | D．principal |
What would be the best title for the passage?
| A．Never complain about life． |
| B．Small tasks can lead to fortunes． |
| C．Men are best known by their friends． |
| D．Responsibility and intelligence bring good luck． |
Fix it on your own
Did you know that a bowl of rice could save your iPod if you drop it in a swimming pool by accident? Or that the camera on your phone could tell you what’s wrong with your TV remote control? The experts at Geek Squad （geelsquad．co．uk） have made a gadget （小机件） rescue guide．So, let’s take a look at some of their useful advice．
♦How to get more juice out of your phone batter
If your battery goes dead but you need to get a number or send one last text, try warming it up．That may give you a tiny bit of power．Take the battery from the phone and rub it between your hands．Or warm it under your arm for a few minutes．Then try to start the phone but use it quickly．
♦What to do if your gadget gets wet
First, try drying it out with a vacuum cleaner （真空吸尘器）．If a vacuum cleaner isn’t at hand, fill a pot or bowl with uncooked rice and put your wet gadget inside．The dry, uncooked rice will absorb all the water and, after a few hours, you should be able to use the gadget．Don’t forget to remove the battery and SIM card before you dry it．
♦What to do if your TV remote control stops working
If replacing the batteries doesn’t work, get the camera function up on your phone and point the remote at the lens （镜头）．When you press a button on the remote, if it is working, the glass bobble （小球） at the front of the remote will light up when you look at it on the screen of your phone．This is because the screen on a phone or digital camera picks up infrared rays （红外线）, even though your eyes don’t．If the glass bobble doesn’t light up, the remote is broken．If it does, the receiving device （装置） is broken．If your cell phone falls into a sink, you can _________．
| A．warm it up under your arm |
| B．remove the battery after you dry it |
| C．put it into the uncooked rice |
| D．press it with both of your hands |
Why can a phone be used to prove the TV remote control works well? Because it can _____．
| A．improve the TV remote control | B．receive infrared ray |
| C．picture the TV remote control | D．reflect infrared ray |
In which section of a newspaper can we possibly read this text?
| A．Life | B．Entertainment | C．Finance | D．Culture |
The purpose of this passage is to give people __________．
| A．personal opinions | B．professional guides |
| C．necessary warnings | D．practical tips |
In the mid-1950s, I was a somewhat bored early-adolescent male student who believed that doing any more than necessary was wasted effort．One day, this approach threw me into embarrassment
In Mrs. Totten’s eighth-grade math class at Central Avenue School in Anderson, Indiana, we were learning to add and subtract decimals （小数）．
Our teacher typically assigned daily homework, which would be recited in class the following day．On most days, our grades were based on our oral answer to homework questions．
Mrs. Totten usually walked up and down the rows of desks requesting answers from student after student in the order the questions had appeared on our homework sheets．She would start either at the front or the back of the classroom and work toward the other end．
Since I was seated near the middle of about 35 students, it was easy to figure out which questions I might have to answer．This particular time, I had completed my usual two or three problems according to my calculations．
What I failed to expect was that several students were absent, which threw off my estimate．As Mrs. Totten made her way from the beginning of the class，I desperately tried to determine which math problem I would get．I tried to work it out before she got to me, but I had brain freeze and couldn’t function．
When Mrs. Totten reached my desk，she asked what answer I’d got for problem No．14．“I…I didn’t get anything,” I answered，and my face felt warm．
“Correct,” she said．
It turned out that the correct answer was zero．
What did I learn that day? First, always do all your homework．Second, in real life it isn’t always what you say but how you say it that matters．Third，I would never make it as a mathematician．
If I could choose one school day that taught me the most, it would be that one．What does the underlined part in Paragraph 1 indicate?
| A．It is wise to value one’s time． |
| B．It is important to make an effort |
| C．It is right to stick to one’s belief． |
| D．It is enough to do the necessary． |
Usually, Mrs. Totten asked her students to _______．
| A．recite their homework together |
| B．grade their homework themselves |
| C．answer their homework questions orally |
| D．check the answers to their homework questions |
The author could work out which questions to answer since the teacher always _______．
| A．asked questions in a regular way |
| B．walked up and down when asking questions |
| C．chose two or three questions for the students |
| D．requested her students to finish their usual questions |
The author failed to get the questions he had expected because _______．
| A．the class didn’t begin as usual |
| B．several students didn’t come to school |
| C．he didn’t try hard to make his estimate |
| D．Mrs. Totten didn’t start from the back of the class |
Which of the following can be the best title for the passage?
| A．An Unforgettable Teacher | B．A Future Mathematician |
| C．An Effective Approach | D．A Valuable Lesson |
People aren’t walking any more---if they can figure out a way to avoid it．
I felt superior about this matter until the other day I took my car to mail a small parcel．The journey is a matter of 281 steps．But I used the car．And I wasn’t in any hurry, either, I had merely become one more victim of a national sickness: motorosis．
It is an illness to which I had thought myself immune（免疫的）, for I was bred in the tradition of going to places on my own two legs．At that time, we regarded 25 miles as good day’s walk and the ability to cover such a distance in ten hours as sign of strength and skill．It did not occur to us that walking was a hardship．And the effect was lasting．When I was 45 years old I raced –and beat—a teenage football player the 168 steps up the Stature of Liberty．
Such enterprises today are regarded by many middle-aged persons as bad for the heart．But a well-known British physician, Sir Adolphe Abrhams, pointed out recently that hearts and bodies need proper exercises．A person who avoids exercise is more likely to have illnesses than one who exercises regularly．And walking is an ideal form of exercise--- the most familiar and natural of all．
It was Henry Thoreau who showed mankind the richness of going on foot．The man walking can learn the trees, flower, insects, birds and animals, the significance of seasons, the very feel of himself as a living creature in a living world, He cannot learn in a car．
The car is a convenient means of transport, but we have made it our way of life．Many people don’t dare to approach nature any more; to them the world they were born to enjoy is all threat．To them security is a steel river thundering on a concrete road．And much of their thinking takes place while waiting for the traffic light to turn green．
I say that the green of forests is the mind’s best light．And none but the man on foot can evaluate what is basic and everlasting．What is the national sickness?
| A．Walking too much | B．Traveling too much |
| C．Driving cars too much | D．Climbing stairs too much． |
What was life like when the author was young?
| A．People usually went around on foot． |
| B．people often walked 25 miles a day |
| C．People used to climb the Statue of Liberty． |
| D．people considered a ten-hour walk as a hardship． |
The author mentions Henry Thoreau to prove that
| A．middle-aged people like getting back to nature |
| B．walking in nature helps enrich one’s mind |
| C．people need regular exercise to keep fit |
| D．going on foot prevents heart disease |
What is compared to “a steel river” in Paragraph6?
| A．A queue of cars | B．A ray of traffic light |
| C．A flash of lightning | D．A stream of people |
What is the author’s intention of writing this passage?
| A．To tell people to reflect more on life． |
| B．To recommend people to give up driving |
| C．To advise people to do outdoor activities |
| D．To encourage people to return to walking |
Scientists today are making greater effort to study ocean currents （洋流） ．Most do it using satellites and other high-tech equipment．However, ocean expert Curtis Ebbesmeyer does it in a special way --- by studying movements of random floating garbage．A scientist with many years’ experience, he started this type of research in the early 1990s when he heard about hundreds of athletic shoes washing up on the shores of the northwest coast of the United States．There were so many shoes that people were setting up swap meets to try and match left and right shoes to sell or wear．
Ebbesmeyer found out in his researches that the shoes — about 60,000 in total — fell into the ocean in a shipping accident．He phoned the shoe company and asked if they wanted the shoes back．As expected, the company told him that they didn't．Ebbesmeyer realized this could be a great experiment．If he learned when and where the shoes went into the water and tracked where they landed, he could learn a lot about the patterns of ocean currents．
The Pacific Northwest is one of the world's best areas for beachcombing（海滩搜寻） because winds and currents join here, and as a result, there is a group of serious beachcombers in the area．Ebbesmeyer got to know a lot of them and asked for their help in collecting information about where the shoes landed．In a year he collected reliable information on 1, 600 shoes．With this data, he and a colleague were able to test and improve a computer program designed to model ocean currents, and publish the findings of their study．
As the result of his work, Ebbesmeyer has become known as the scientist to call with questions about any unusual objects found floating in the ocean．He has even started an association of beachcombers and ocean experts, with 500 subscribers from West Africa to New Zealand．They have recorded all lost objects ranging from potatoes to golf gloves．The underlined phrase swap meets in Paragraph 1 is closest in meaning to ___________．
| A．fitting rooms | B．trading fairs |
| C．business talks | D．group meetings |
Ebbesmeyer phoned the shoe company to find out ___________．
| A．what caused the shipping accident |
| B．when and where the shoes went missing |
| C．whether it was all right to use their shoes |
| D．how much they lost in the shipping accident |
How did Ebbesmeyer prove his assumption?
| A．By collecting information from beachcombers． |
| B．By studying the shoes found by beachcomber． |
| C．By searching the web for ocean currents models． |
| D．By researching ocean currents data in the library． |
Ebbesmeyer is most famous for _________________．
| A．traveling widely the coastal cities of the world |
| B．making records for any lost objects on the sea |
| C．running a global currents research association |
| D．phoning about any doubtful objects on the sea |
What is the purpose of the author in writing this passage?
| A．To call people's attention to ocean pollution． |
| B．To warn people of shipping safety in the ocean． |
| C．To explain a unique way of studying ocean currents． |
| D．To give tips on how to search for lost objects on the beach． |