If you want to stay out of debt（债务），you need to set a budget．First，know what you are spending your money on．Write down what you buy and how much you spend．You can use an app or a computer program．Then look at your information．First，write how much your food，housing，transportation，and other monthly bills like electricity cost．These are your needs．Then write your goals．These are any debts you have to pay and money you want to save．Then write the other things you enjoy．These are extras，such as going to restaurants，movies，or the gym．These are the things you like but don't need．How much do you spend on these extras each month？
Now look at your income．Your income is the amount of money you make each month．How much of it do you spend on needs，goals，and extras？One good rule is 50percent of your paycheck is for your needs．Pay for things in this order：needs first，goals second，and extras third．The first step in setting a budget is to know where your money goes．Then you can make payments，plan for your goals，and make good choices．
16．The underlined word"budget"in Paragraph 1means．
A．a method for how to borrow money
B．a plan for how to spend money
C．a suggestion on how to lend money
D．a test on how to use money
17．Which of the following does housing belong in according to the text？
A．Monthly income
B．Needs
C．Goals
D．Extras
18．How much is spent on restaurants according to the table？
A.1，050
B.750
C.550
D.300
19．How much of your income is spent on goals according to the chart？
A.20%
B.30%
C.50%
D.100%
阅读理解
In almost every big university in the United States football is a favorite sport. American football is not like soccer.
Players sometimes kick the ball, but they also throw the ball and run with it. They try to take it to the other end of the field. They have four chances to move the ball ten yards. They can carry it or throw it. If they move it to the end of the field, they receive six points. This is called a touch—down. It is difficult to move the ball. Eleven men on the team try to stop the man who has the ball. If the man does not move the ball ten yards, his team kicks the ball to the other team.
Each university wants its team to win. Thousands of people come to watch. They all yell for their favorite team. Young men and women called cheerleaders come on the field to help the people yell more. They dance and jump while they yell.
Each team plays ten or eleven games each season. The season begins in September and ends in November. If a team is very good, it may play another game after the season ends. The best teams play again on January 1st, the first day of the New Year. Many people go to see these games and many others watch them on televisionIn American football players can ___.
| A．only kick the ball |
| B．only throw the ball |
| C．only carry the ball |
| D．kick, throw and carry the ball |
If a team wants to get points, it has to move the ball ___.
| A．10 yards | B．to the other end |
| C．40 yards | D．away from its own end |
Who are dancing and jumping while they yell?
| A．The cheerleaders. |
| B．All those who are watching the game. |
| C．The winners. |
| D．The players of both sides. |
Most teams play games in ___.
| A．spring | B．summer | C．autumn | D．winter |
When do the best teams play again?
| A．At Christmas. | B．Before the season ends. |
| C．On New Year’s Day | D．On the last day of season |
Danny was just tired about the way things were going. His mum came to school and talked on and on about Rick Jackson. It seemed that she would never stop talking. “Somebody’s got to stop that boy!” she was shouting. “Rick’s troubling everybody in the neighborhood. And he loves to pick on little boys like Danny.”
Mrs. Green, Danny’s teacher, was concerned a lot. “I didn’t know that Danny was being picked on,” she said. “He’s never said anything about this to me!” Mrs. Green looked at Danny. “How long had this been going on?” she asked. Danny could only shake his head and look at the floor. He knew if he said a word about this, he would have trouble at school.
Danny hadn’t said anything about the problem because he wanted to do things with the boys in the neighborhood. After all, most of them were nice to him. He hated to leave the gang just because of Rick. Maybe the time had come to find new friends. He felt it hard to make up his mind.We learn from the reading that.
| A．Danny was not a good student |
| B．Danny’s mother talked too much about the school |
| C．Danny’s teacher knew something about Danny’s problem before |
| D．Danny wanted to get away from Rick |
When Danny’s mother came for Mrs. Green, the matter was nowto Mrs Green.
| A．serious | B．common | C．untrue | D．similar |
Danny now.
| A．was tired of the school and his friends |
| B．had no friends at all |
| C．was not sure what he would do with the problem |
| D．made some new friends in the neighborhood |
Danny didn’t say anything about the matter to Mrs. Green because.
| A．she had known it |
| B．the other boys would tell her |
| C．he didn’t want to be in trouble |
| D．his mother didn’t want him to say it |
The word “gang” in the reading means“”.
| A．a place for boys to play games |
| B．a group of young people |
| C．a school bus for children to and from school |
| D．the teacher’s office |
阅读理解
An expensive car speeding down the main street of a small town was soon over-taken by a young motorcycle policeman. As he started to take out the ticket, the woman in the car said proudly. “Before you go any further, young man, I think you should know that the mayor of this city is a good friend of mine.”
The officer did not say a word, but kept writing.
“I am also a friend of Chief of Police Barnes,” continued the woman, getting angrier each moment.
Still he kept on writing.
“Young man,” she said, “I know Judge Lawson and State Senator Patton.”
Handing the ticket to the woman, the officer asked pleasantly. “Tell me, do you know Bill Bronson?”
“No. Why?” she replied.
“Well, this is the man you should have known,” he said, going back to his motorcycle, “I am Bill Bronson.”The policeman stopped the car because.
| A．it was an expensive car |
| B．the driver was a proud lady |
| C．the driver was driving too fast |
| D．the driver was going to attack him |
The woman was getting angrier each moment because.
| A．the policeman didn’t know her friends |
| B．the policeman kept writing the ticket for her |
| C．the policeman refused to accept her offer of money |
| D．she didn’t know the policeman’s name |
The woman driving the expensive car.
| A．failed to stop the policeman writing the ticket |
| B．warned the policeman not to move a step further |
| C．was surprised that the policeman did not know the mayor |
| D．told the policeman to stay where he was |
The policeman was.
| A．an honest and fair fellow |
| B．a foolish and proud fellow |
| C．a silly and rude fellow |
| D．a kind-hearted fellow |
The policeman.
| A．had no sense of humor |
| B．had a sense of humor |
| C．had no sense of duty |
| D．was playing a joke on the woman |
阅读下列短文，根据短文内容填写表格 (每空限填一词)
There are many things you can do to improve your memory. Among them are many kinds of useful ways as well as taking special care of your health.
It is important that you make yourself excited to make your memory more active. You can do this by doing some new activities and by changing your daily habits. Learning a new skill helps your brain(大脑) to develop. When trying to remember something, you should pay special attention to the most important things about it. Do not allow other thoughts to enter your mind because this will reduce your chances of making right memories.
An excellent way to help memory is to connect information with pictures. Try to see the pictures in your mind. Taking notes and keeping a diary will also be helpful.
Healthy food and plenty of vitamins are necessary for your memory to work well. Drinking a lot of water also helps keep your memory. You must allow your brain to have enough sleep and rest. When you are sleep, Your brain stores memory. Not enough sleep can cause problems with storing information. And being tired will also stop you from being able to think clearly and well.
In order to keep your mind on your work, you must be free from worry. Generally keeping fit and normal health checks are both important as well--- not just for improving your memory.
根据短文内容完成表格。
| Title |
How to___1___ Your Memory |
| Main__2_____ |
*taking special ____3____ of your health *making yourself excited to make your memory more active by taking_4___ in some new activities and changing your daily habits. *paying attention to the most ____5___ things, in order to add to add to your chances to ___6___ right memories. |
| Other ways |
*connecting information with _____7____ * taking notes and __8____ diaries * eating __9____ food and taking plenty of vitamins * drinking a lot of water * having ___10___ sleep and rest |
In 1638, John Harvard donated some money and about four hundred books to a new university. This was the beginning of the library at Harvard University. The gift was so important that the university was named for John Harvard.
Thomas Bray began the first free lending library in the late 1600s. He set up more than 30 or these libraries in the American colonies. However, the idea for this kind of free library ended when Bray died in 1730. In 1731, Benjamin Franklin and some friends started the first subscription（订阅费） library in the United States. In a subscription library people pay money to become members, but they may borrow the books without paying again.
In the United States, every child had a free education. This idea soon led to free libraries. One of the first libraries that used tax money to buy books was a library in Peterborough, New Hampshire. This library was set up in 1833.The main idea of paragraph 2 is________.
| A．Franklin started the first subscription library |
| B．in a subscription library people pay money to become members |
| C．Bray and Franklin were important in the history of public libraries |
| D．Bray died in 1730 and Franklin died in 1833 |
The underlined word “borrow” means_______.
| A．read and write with no help from another person |
| B．use for a short time and then return |
| C．like very much |
| D．lend |
The reading does not say it, but we can guess that_______.
| A．there were free schools in the United States before there were free libraries |
| B．free schools and free libraries in the United States began at about the same time |
| C．the library in New Hampshire also had a free school in it |
| D．there were free libraries in the United States before there were free schools |
Havard University began_______.
| A．in 1731 | B．in 1730 |
| C．in 1833 | D．in 1638 |
At the library that Franklin started, ________.
| A．children could use books for no money at all |
| B．people paid a little money in the beginning but none after that |
| C．people paid a lot of money in the beginning but none after that |
| D．both A and B |