As a parent you have the responsibility to help your children understand money. But first you will need to understand your own attitude towards money, and make sure to practise what you teach.
Ask yourself what things that cost money are the most important to you. Also ask yourself what financial goals do you have for yourself and your family this year, in five years, and so on?
Take a minute to write down a list. Below are some ideas to get you started. There’s no right or wrong here. This exercise is just to help you grasp what money means to you so that you can help your children understand your values.
◆ Home
◆ Household expenses
◆ Education
◆ Recreation, entertainment
◆ Savings
◆ Charitable contributions
You can start discussing money when your children are as young as three years old. The best time to teach a child anything is when he or she shows an interest. So he prepared to start talking about money when your child starts asking you to buy candy or toys.
Begin by showing how money is exchanged for items or services. Show your children how money works by allowing them to buy something, such as a toy or a book.
Be open and honest, and explain to your children why they can or cannot have certain items. If you must say no to a child’s request to spend money, you might say, “You have enough toy trucks now.” Or, if the request is for multiple items, “You have a choice to make, between this toy and that one.”
You can start explaining the bigger picture once your children understand the basic function of money. Show an older child how money is used to provide for the whole family.
45. Why should parents understand their own money attitudes first?
A. To help their children earn money. B. To set an exampel to their children.
C. To help them set financial goals. D. To help them tell right from wrong.
46. Which of the following is NOT one of the major categories of things that cost money listed in the article?
A. Travel and investments. B. Household expenses.
C. Education and entertainment. D. Savings and charitable contributions.
47. Which of the following is NOT a way to teach the children about money?
A. Showing how money is exchanged.
B. Allowing children to buy whatever they like.
C. Explaining the limits involved in using money.
D. Having an open discussion about money.
48. According to the passage, when should parents start teaching a child about money?
A. When the child can understand its basic function.
B. When the child can understand how money is used to provide for the whole family.
C. When the child knows how to support a family.
D. As young as three, or when they start showing an interest.
You're in a department store and you see a couple of attractive young women looking at a sweater. You listen to their conversation: I can't believe it-a Lorenzo Bertolla! They are almost impossible to find. Isn't it beautiful? And it's a lot cheaper than the one Sara bought in Rome."
They leave and you go over to see this incredible sweater. It's nice and the price is right. You've never heard of Lorenzo Bertolla, but those girls looked really stylish. They must know. So, you buy it. You never realize that those young women are employees of an advertising agency. They are actually paid to go from store to store, talking loudly about Lorenzo Bertolla clothes.
Every day we notice what people are wearing, driving and eating. If the person looks cool, the product seems cool, too. This is the secret of undercover marketing. Companies from Ford to Nike are starting to use it. Undercover marketing is important because it reaches people that don't pay attention to traditional advertising. This is particularly true of the MTV generation-consumers between the age of 18 and 34. It is a golden group. They have a lot of money to spend, but they don't trust ads. So advertising agencies hire young actors to "perform" in bars and other places where young adults go. Some people might call this practice deceptive (骗人的), but marketing executive Jonathan Ressler calls it creative. "Look at traditional advertising. Its effectiveness is decreasing."
However, one might ask what exactly is "real" about of young women pretending to be enthusiastic about a sweater? Advertising executives would say it's no less real than an ad. The difference is that you know an ad is trying to persuade you to buy something. You don’t know when a conversation you overhear is just a performance.The two attractive young women were talking so that they could _____.
A.get the sweater at a lower price |
B.be heard by people around |
C.be admired by other shoppers |
D.decide on buying the sweater |
Lorenzo Bertolla is _____.
A.a very popular male singer |
B.an advertising agency |
C.a clothing company in Rome |
D.the brand name of a sweater |
Which of the following can be inferred from the passage?
A.The two girls are in fact employed by the Lorenzo Bertolla Company. |
B.The MTV generation tend to be more easily influenced by ads. |
C.Traditional advertising is becoming less effective because it's too direct. |
D.Undercover marketing will surely be banned soon by the government. |
Which of the following would be the best title for the text?
A.Two Attractive Shoppers |
B.Lorenzo Bertolla Sweaters |
C.Ways of Advertising |
D.Undercover Marketing |
Fun Day To celebrate the Year of the snake Organised by Lam Tin Youth Centre and Kwun Tong High School Date: 2 February 2013 Time: 10 am—5 pm Place: Kwun Tong Playground Fee: $20 (buy three get one free) Programmes: drama, lion dance, magic show and ballet performance Highlights: 1) enter the lucky draw to win a digital camera 2) learn to make festival food Join us on the Fun Day! All are welcome! Free Soft Drinks Note: ● Tickets are available at the General Office of Lam Tin Youth Center ● For those who would like to be a volunteer, please contact Miss Olivia Wong one week before the activity. |
What you have just read is a ________.
A.note | B.report | C.schedule | D.poster |
How much do you have to pay in total if four of you go together?
A.$20. | B.$40. | C.$60. | D.$80. |
Which of the following statements is true?
A.Tickets are sold in Kwun Tong High School. |
B.It’s unnecessary to take soft drinks with you. |
C.Free digital cameras are provided for everybody. |
D.Festival food will be served without extra charge. |
When I was young, I went looking for gold in California. I never found enough to make a rich strike. But I did discover a beautiful part of the country called Stanislau. Like Heaven on Earth, it had bright green hills and deep forests where soft winds touched the trees. By the time I arrived, the charming paradise had been deserted because miners’ good luck didn’t last.
Then, I realized I was not alone after all.
A man was smiling at me as he stood in front of his little house. Its front yard was full of blue and yellow flowers. White curtains hung from the windows and floated in the soft summer wind.
Still smiling, the man invited me inside. My spirit seemed to come to life again. I saw a bright rug(地毯) on the shining wooden floor. And on little tables there were seashells, books and china vases full of flowers. A woman had made this house into a home. The joy in my heart showed on my face. The man read my thoughts. “All her work.” He said affectionately, “Nothing here hasn’t felt the touch of her hand.”
One picture on the wall was not hanging straight. He went to fix it. He stepped back several times to make sure the picture was straight. Then he gave it a gentle touch. “She always does that,” he explained, “It is like the finishing pat a mother gives her child’s hair after she has brushed it. I don’t know why I do it. I just do it.”
As he talked, I went to a little black-walnut shelf that held a small picture of the most beautiful creature I had ever seen. There was a sweetness and softness in the woman’s expression. The man stared at the picture. “Nineteen her last birthday. That was the day we married. When you see her...ah, just wait until you meet her!” “Where is she now?” I asked. “Oh, she is away visiting her parents. This is Wednesday,” he said slowly. “She will be back on Saturday, in the evening.”
That night, I stayed. The man told me his name was Henry.
Thursday evening we had two visitors, Tom and Joe. “We just drop over to ask when little madam is coming home. Any news from her?” “Oh yes,” the man replied. “A letter.” He took a yellowed letter out of his wallet and read it. It was full of loving messages. While reading, he glimpsed his friends and cried out, “Oh no, you are doing it again, Tom! Take your hands away and let me see your eyes. I’m going to tell her this time!” “No, you mustn’t do that, Henry,” the grey-haired miner said. “I am getting old. And any little sorrow makes me cry. Lord, we miss her so.”
Saturday finally came.
I was glad to see his two friends, Tom and Joe, with guitars, coming down the road as the sun began to set. They put the flowers they brought in vases and began to play some fast and lively songs.
Henry’s friends kept giving him glasses of whiskey. When I reached for one of the two remaining glasses, Tom stopped my arm. “Drop that! Take the other.” he whispered. I did so. Henry was served last. He had hardly swallowed his drink when the clock struck midnight. His face grew paler and paler. “Boys,” he said, “I am sick with fear. Help! I want to lie down.” Henry was asleep almost before the words were out of his mouth.
In a moment, those handy men had his clothes off and tucked him into his bed. They seemed to be getting ready to leave. So I said, “Please don’t go, gentlemen. She won’t know me. I am a stranger.” They glanced at each other. Then Joe said, “She? Poor thing, she’s been dead nineteen years!” “Dead?” I whispered. “That or worse.” he said.
“She went to see her folks half a year after she got married. On her way back, on a Saturday evening in June, when she was almost here, the Indians captured her. She’s never been heard of since. Henry went insane. He thinks she is still alive. When June comes, he thinks she has gone on her trip to see her parents. Then he begins to wait for her to come back. We drop in here, three days before she’s due, to encourage him up and listen to him read the letter. On Saturday we all come and get everything ready for a dance. We’ve done it for nineteen years. The first Saturday there were twenty-seven of us, but only two now. We drug him to sleep through the night. Then he’s all right for another year.”
The two old men opened the door and disappeared into the darkness of Stanislau.You can sense the existence of a woman from the following sentences EXCEPT “______”.
A.Soft winds touched the trees in Stanislau. |
B.There was a bright rug on the shining wooden floor. |
C.There were seashells, books and china vases full of flowers. |
D.A little black shelf held a small picture of a woman. |
Tom cried when Henry read the yellowed letter, because ______.
A.he was getting older and older |
B.he was moved by the loving messages in the letter |
C.he felt sad at the thought of Henry’s wife |
D.he was disappointed that Henry’s wife would arrive so late |
Tom stopped my reaching for whiskey because ______.
A.there was not enough whiskey for Henry |
B.he didn’t want me to get drunk |
C.that glass of whiskey was drugged |
D.it was for Henry’s wife |
The underlined phrase “went insane” probably means “lost his______”.
A.hope | B.mind | C.heart | D.temper |
It can be inferred from the passage that ______.
A.Henry’s wife was 38 when she was last seen |
B.Tom and Joe have heard the letter many times |
C.the author stayed in Henry’s house because he was lost |
D.the two miners came on Saturday to share past memories |
The story is mainly about ______.
A.ever-lasting love |
B.lifelong friendship |
C.an unforgettable experience |
D.charming Stanislau |
My house is made out of wood, glass and stone. It is also made out of software.
If you come to visit, you'll probably be surprised when you come in. Someone will give you an electronic PIN (个人身份号码)to wear. This PIN tells the house who and where you are. The house uses this information to give you what you need. When it's dark outside, the PIN turns on the lights nearest you, and then turns them off as you walk away from them. Music moves with you too. If the house knows your favorite music, it plays it. The music seems to be everywhere, but in fact other people in the house hear different music or no music. If you get a telephone call, only the nearest telephone rings.
Of course, you are also able to tell the house if you want something. There is a home control console (控制台), a small machine that turns things on and off around you.
The PIN and the console are new ideas, but they are in fact like many things we have today. If you want to go to a movie, you need a ticket. If I give you my car keys, you can use my car. The car works for you because you have the keys. My house works for you because you wear the PIN or hold the console.
I believe that ten years from now, most new homes will have the systems that I've put in my house. The systems will probably be even bigger and better than the ones I've put in today.
I like to try new ideas. I know that some of my ideas will work better than others. But I hope that one day I will stop thinking of these systems as new, and ask myself instead, "How will I live without them?"What does the passage mainly discuss?
A.How to develop a new system. |
B.The function of the PIN. |
C.A home for the future. |
D.Easy life in the future. |
What's the purpose when the writer wrote the fourth paragraph?
A.To let readers know why his ideas are new. |
B.To let readers know how special his house is. |
C.To explain the importance of the PIN and the console. |
D.To explain more easily what the functions of the PIN and the console are. |
The writer's new house is different from ordinary ones mainly because _____.
A.it has been controlled by computers |
B.you can make a telephone call anywhere |
C.it has your favorite music following you |
D.the writer is able to change his new idea into practice |
What is the writer most likely to be according to the passage?
A.An IT expert. | B.A famous doctor. |
C.An idealist | D.An experienced teacher. |
Welcome here! The Southern Spring Home & Garden Show will be held at The Park Expo and Conference Center. This show will last from Wednesday (March 2) to Sunday (March 6,2012).
Admission : Adults $10.00. Teenagers under 15 free with a paying adult.
Join Lincolnton’s own Tammie Davis as she performs her original country songs at 6:30 p.m. on Saturday,March 5th.
Special Days: The Spring for Kids First Night Gala benefiting the Council for Children’s Rights will take place from 7 p.m. to 10p.m. on Wednesday, March 2,2012. Tickets are $50 and include an access to Freedom Hall, where you can enjoy delicious food, beverage(饮料)and entertainment free of charge.
Seniors Day(55+):Wednesday is for them. Cost is $7.00 but without coupons(减价优惠).
Hours :Wednesday,Thursday &Sunday :10 a.m.---5p.m.;Friday &Saturday :10 a.m.----9 a.m.
Wheelchairs are available on a first come first served basis for you. The cost is $1.00 and you are required to leave a valid driver’s license or ID.
Parking :All Day Parking: $6.00;Half Day Parking:$3.00; Every Hour Parking:$1.00
For more Information: Come to visit Mardee Woodward in person.
E-mail: mwoodward@southernshows.com
Telephone:704-376-4085We can learn from the text that the show will ___________.
A.last only five days |
B.offer a free parking |
C.have the only one singer |
D.take place in a private house |
.How much is the admission for a family of two grown-ups and a child aged 16?
A.$ 10 | B.$ 30 | C.$ 20 | D.$40 |
When can we visit Southern Spring Home& Garden Show?
A.At 9 p.m. Thursday | B.At 8 a.m. Wednesday |
C.At 8 p.m. Friday | D.At 6 p.m. Sunday |
How many ways can visitors get more information for this show?
A.One | B.Two | C.Three | D.Four |
We can infer from the text that______________.
A.old people can visit the show only on Wednesday |
B.the disabled can use the wheelchairs free of charge |
C.there are not enough wheelchairs for the disabled |
D.kids’ tickets on Wednesday don’t include beverage |