As a parent you have the responsibility to help your children understand money. But first you will need to understand your own attitude towards money, and make sure to practise what you teach.
Ask yourself what things that cost money are the most important to you. Also ask yourself what financial goals do you have for yourself and your family this year, in five years, and so on?
Take a minute to write down a list. Below are some ideas to get you started. There’s no right or wrong here. This exercise is just to help you grasp what money means to you so that you can help your children understand your values.
◆ Home
◆ Household expenses
◆ Education
◆ Recreation, entertainment
◆ Savings
◆ Charitable contributions
You can start discussing money when your children are as young as three years old. The best time to teach a child anything is when he or she shows an interest. So he prepared to start talking about money when your child starts asking you to buy candy or toys.
Begin by showing how money is exchanged for items or services. Show your children how money works by allowing them to buy something, such as a toy or a book.
Be open and honest, and explain to your children why they can or cannot have certain items. If you must say no to a child’s request to spend money, you might say, “You have enough toy trucks now.” Or, if the request is for multiple items, “You have a choice to make, between this toy and that one.”
You can start explaining the bigger picture once your children understand the basic function of money. Show an older child how money is used to provide for the whole family.
45. Why should parents understand their own money attitudes first?
A. To help their children earn money. B. To set an exampel to their children.
C. To help them set financial goals. D. To help them tell right from wrong.
46. Which of the following is NOT one of the major categories of things that cost money listed in the article?
A. Travel and investments. B. Household expenses.
C. Education and entertainment. D. Savings and charitable contributions.
47. Which of the following is NOT a way to teach the children about money?
A. Showing how money is exchanged.
B. Allowing children to buy whatever they like.
C. Explaining the limits involved in using money.
D. Having an open discussion about money.
48. According to the passage, when should parents start teaching a child about money?
A. When the child can understand its basic function.
B. When the child can understand how money is used to provide for the whole family.
C. When the child knows how to support a family.
D. As young as three, or when they start showing an interest.
Princeton University
Location
The University is in Princeton, New Jersey. It is an hour's train ride south of New York City and an hour's train ride north of Philadelphia.
Students
There are 4,600 undergraduates (本科生). There are also 1,900 post-graduate students, but Princeton is unusual among universities in having a student body made up largely of undergraduates.
Faculty
Princeton has about 700 full-time faculty members (教员). There are another 300 or so part -time and visiting faculty. All faculty members at Princeton are expected to teach and research.
Degrees
Princeton offers two undergraduate degrees: the bachelor of arts (A.B.) degree and the bachelor of science in engineering (B.S.E.) degree.
Academic Year
An academic year runs from September to late May and lasts two terms (fall and spring). A normal course load is four or five courses per term, although many students take extra courses.
Residences
Princeton provides housing for all undergraduate students. Freshmen and second-year students are required to spend their first two years in one of five colleges. Each college has its own dining hall, common rooms and computer centers.
Fees and Expenses (Academic Year 2004-2005)
Tuition (学费): $29,910
Room and board: $ 8,387
Other expenses (books, telephone, etc.): $ 3,083
Total: $ 41,380 How many kinds of faculty members are there in Princeton University?
| A．Four. | B．Three. | C．Two. | D．One |
In Princeton University, an undergraduate will pay at least ________ for the Academic
Year2004-2005 besides tuition.
| A．$11,470 | B．$ 52,850 | C．$ 41,380 | D．$ 8, 387 |
In what way is Princeton University different from other American universities according tothe text?
| A．All the faculty members at Princeton are expected to teach and research. |
| B．It provides housing for all undergraduate students. |
| C．Its students are mainly undergraduates. |
| D．It has five colleges. |
Which of the following is NOT true?
| A．It's about an hour's train ride from Princeton University to the north of New York City. |
| B．Undergraduates should spend their first two years in one of five colleges. |
| C．An academic year lasts about nine months in Princeton University. |
| D．Princeton offers two undergraduate degrees. |
Do you always understand the directions on a bottle of medicine? Do you know what is meant by "Take only as directed"? Read the following directions and see if you understand them.
"To reduce pain, take two tablets(药片)with water, followed by one tablet every eight hours, as required. For night-time and early morning relief take two tablets at bedtime. Do not take more than six tablets in twenty-four hours.
For children six to twelve years old, give half the amount. For children under six years old, ask for your doctor's advice.
Reduce the amount if you suffer from restlessness or sleeplessness after taking the medicine.How many tablets at most can a person over 12 have in 24 hours?
| A．Eight | B．Six | C．Four | D．Three |
How many tablets should a nine-year-old child normally take in 24 hours?
| A．Half a tablet. | B．One tablet. |
| C．Two tablets . | D．Four tablets. |
What is the advice for one who cannot sleep well after taking the medicine?
| A．Stop taking the medicine at bedtime. |
| B．Take less than the normal amount. |
| C．Take more than the normal amount. |
| D．Continue to take the normal amount. |
It can be inferred from the directions that this medicine .
| A．helps you to fall asleep quickly |
| B．should not be taken by children under six |
| C．cannot be taken if one feels sleepy |
| D．may be dangerous to small children |
Parents often believe that they have a good relationship with their teenagers. But last summer, Joanna and Henry noticed a change in their older son: suddenly he seemed to be talking far more to his friends than to his parents. “The door to his room is always shut.” Joanna noted.
Tina and Mark noticed similar changes in their 14-year-old daughter. “She used to cuddle up (蜷伏)with me on the sofa and talk,” said Mark. “Now we joke that she does this only when she wants something. Sometimes she wants to be treated like a little girl and sometimes like a young lady. The problem is figuring out which time is which.”
Before age 11, children like to tell their parents what’s on their minds. “In fact, parents are first on the list.” said Michael Riera, author of Uncommon Sense for Parents with Teenagers. “This completely changes during the teen years.” Riera explained. “They talk to their friends first, then maybe their teachers, and their parents last.”
Parents who know what’s going on in their teenagers’ lives are in the best position to help them. To break down the wall of silence, parents should create chances to understand what their children want to say, and try to find ways to talk and write to them. And they must give their children a mental break, for children also need freedom, though young. Another thing parents should remember is that to be a friend, not a manager, with their children is a better way to know them. “The door to his room is always shut” suggests that the son.
| A．keeps himself away from his parents |
| B．doesn’t want to be disturbed |
| C．is always busy with his studies |
| D．begins to dislike his parents |
What troubles Tina and Mark most is that.
| A．their daughter isn’t as lovely as before |
| B．they don’t know what to say to their daughter |
| C．they can’t read their daughter’s mind exactly |
| D．their daughter talks with them only when she needs help |
Which of the following best explains “the wall of silence” in the last paragraph?
| A．Teenagers do not talk much with their parents. |
| B．Teenagers do not want to understand their parents. |
| C．Teenagers talk a lot with their friends. |
| D．Teenagers talk little about their own lives. |
．What can be learned from the passage?
| A．Parents are unhappy with their growing children. |
| B．Parents have suitable ways to talk with their teenagers. |
| C．Parents should try to understand their teenagers. |
| D．Parents should be patients with their silent teenagers. |
A new generation addiction is quickly spreading all over the world. Weboholism, a twentieth century disease, affects people from different ages.They surf the net, use e-mail and speak in chat reoms. They spend many hours on the computer, and it becomes a compulsive habit. They cannot stop, and it affects their lives.
Ten years ago, no one thought that using computers could become Compulsive
behavior that could affect the social and physical life of computer users. This obsessive behavior has affected teenagers and college students. They are likely to log on computers and spend long hours at different websites.
They become hooked on computers and gradually their social and school life is
affected by this situation. They spend all free time surfing and don't concentrate on homework, so this addiction influences their grades, and success at schools. Because they can find everything on the websites, they hang out there. Moreover, this addiction to websites influences their soeial life.
They spend more time in front of computers than with their friends. The relation with their friends changes. The virtual life becomes more important than their real life. They have a new language that they speak in the chat rooms and it causes cultural changes in society,
Because of the change in their behavior, they begin to isolate themselves from the society and live with their virtual friends. They share their emotions and feelings with friends Who they have never met in their life.Although they feel confident on the computer, they are not confident with real life friends they have known all their fife. lt is a problem for the future. This addictive behavior is beginning to affect the whole world. The passage is about
| A．the cause of weboholism | B．the advantage of weboholism |
| C．the popularity of weboholism | D．the influence of weboholism |
The underlined word"obsessive" in the second paragraph most probably means
| A．attractive | B．addictive | C．professional | D．potential |
We can learn from the passage that.
| A．weboholism has the greatest effect on teenagers |
| B．teeangers can hardly balance real and virtual life |
| C．people are addicted to games on the lnternet |
| D．virtual life is more vivid and attractive anyway |
Which of the following is NOT true of weboholism?
| A．It contributes to the development of the web. |
| B．The chat room language may change social culture. |
| C．The problem will have a negative influence on our future. |
| D．People addicted to the web often become inactive in real life. |
The author's attitude towards weboholism is that of being
| A．objective | B．positive | C．opposed | D．acceptable |
Dear Michelle:
Why can't my daughter manage her life better? She is 17 and an honor student, but she seems to be wasting her life away with a boyfriend who is holding her back.
He consumes every waking, minute of her precious time and smooth-talks her as well.
His goal is to get her to agree to go to the college of his choice, not her choice, and because his grades are lower, his choice will be limited.
I feel like I want to rescue her, but she pushes me away and shuts me out. She has only brought us pride and joy; and now this! Help!
A worried mother
Dear Mother of a 17-year-old Girl:
Hmmmmm. What's the matter with kids today? Remember that song from "Bye Bye
Birdie"?
Well if you do not, let me fill you in about teenagers and their life-management skills.Do not expect too much too soon because at the ripe age of 17, life-management is not within their reach, not should it be.
Life experience creates both the conditions and the skills for management, and if management went before experiene, there would be tittle of it.
Your daughter is an honor student for good reasons. She is smart, studies with
intelligence and you have given her good Values.
When the time comes for her to apply for college, and she visit the ones that were specifically desigened for student the top of their grade, she will most likely break away from her boyfriend's influenee.
It is rare for an honor student to change the path of their academic career for puppy love. That being said, them might be some adoldscent wisdom in her behavior after all.
Perhaps she is choosing to worry you, her parents, for unconscious reasons. Being such a good girl and being a steady source of joy might have become a bit too much for her.
Let your daughter have her own private moment of 11th grade rebellion. She deserves a break from perfection.
MichelleFrom the mother's letter we can learn that her daughter
| A．is being fooled by the boy | B．has fallen behind in her studies |
| C．doesn't talk much with her mother | D．has chosen which college to attend |
According to Michelle; 17-year-teenagers.
| A．are too young to manage their life |
| B．are old enough to live their own life |
| C．should have managemnent before experience |
| D．have reached the age of an adult |
The underlined word"puppy-love"refer to
| A．false love | B．foolish love | C．pure love | D．adolescent love |
Michelle seems to believe that the daughter will finally
| A．come up with the right decision |
| B．follow her boyfriend's advice |
| C．worry her parents for unconscious reasons |
| D．influence her boyfriend's behavior |
The best title for the passage would be
| A．College of kids' own choice |
| B．How can I help my girl? |
| C．How to manage teenagers' life? |
| D．A 17-year-old girl and her mother |