.
Lower Risk with the Potential for High Returns—NOW
You Can Have the Best of Both Worlds
in Investment Portfolio Fund!
To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．
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To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.
So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?
BARCLAYS GLOBAL INVESTORS LTD
BGI have been chosen to track the FTSE A1l Share Index (指数)．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．
BAILLE GIFFORD
EBG will be looking for companies that can offer excellent growth chances．
GMO WOOLLEY LTD
Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．
CLAY FlNLAY
By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．
ROTHSCHILD ASSET MANAGEMENT
Rothschild aims to add stability and income to the Fund by investing in government bonds(公债)and other fixed interest securities．
And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．
It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?
1．The text is most likely to be found in ．
A．a scientific research report B．a travel magazine
C．a weekly newspaper D．a geography textbook
2．Who will be most interested in reading the advertisement?
A．Accountants． B．Students．
C．Investors． D．Professors．
3．What is the function of Investment Portfolio Fund?
A．Exposing your money to the ups and downs of the direct investment into shares．
B．Helping lower risk with the potential for higher returns．
C．Hiring no less than five leading fund managers．
D．Giving a detailed description of balanced management requirement．
4．Which of the following statements is NOT true according to the text?
A．The five fund managers with different approaches to investment can cooperate with each other perfectly．
B．Marks&Spencer Financial Services reassure the investors that their interests will be well 1ooked after．
C．Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．
D．Gmo Woolley will be looking for companies that can offer excellent growth chances.
Thick dust rose and a large building collapsed. This was the scene in Zhu Zhou，Hunan Province on May 17. Nine people were killed and 16 injured.
Things were similar in the Sichuan earthquake. Thousands of people were buried in the ruins and lost their lives. What if we could have warned them?
People are always racking their wits to find a way of preventing buildings’ collapse. Better materials and technology help，but they are not a solution.
Just like humans，a building has its own life cycle from “birth” to “death”．If we know when a building is going to collapse，we can repair it in advance or get out of it before it falls. Now，scientists at the University of Illinois have developed a material that turns red before it breaks. The invention could be used in things like climbing ropes or bridge supports. The research was led by Nancy Sottos，a professor at the university’s Beckman Institute，and Douglas Davis，a graduate research assistant.
The secret behind the color—changing material is a type of molecule (分子)．A molecule is a group of atoms held together by chemical bonds. Imagine you and your friends standing in a circle，holding hands. Each person stands for one atom，your hands represent the bonds，and the entire circle represents a molecule. If one person lets go of his or her hands，the molecule changes color. The research team put the molecule into a soft material. When the researchers stretched the material，it turned bright red for a few seconds before it broke into two pieces. When they repeatedly stretched and relaxed the material，without breaking it，it only turned a little red.
The major problem is that light can get rid of the red color. When the team shone bright light on the molecule，the broken bond was fixed，and the color disappeared. Scientists have yet to do more research before the color—changing molecules can be used outside the lab.What does the passage mainly introduce?
| A．The collapse of a large building in Zhu Zhou, Hunan Province. |
| B．A type of molecule that can be put into a soft material |
| C．A material that turns red before it breaks. |
| D．A way of preventing building from collapsing. |
The underlined words “racking their wits” in the third paragraph mean ________.
| A．suffering a lot | B．collecting beyond imagination |
| C．losing a lot | D．thinking very hard |
Which of the following is a WRONG statement?
| A．Thousands of people died from the collapse of buildings in the Sichuan earthquake because they hadn’t been warned. |
| B．There is no building that will never collapse. |
| C．A new material has been applied to buildings to warn people of collapse. |
| D．A color—changing material can turn red before it breaks. |
What can we infer from the passage?
| A．The color—changing molecules are certain to be used outside the lab. |
| B．There will be less collapse with the help of the color—changing material. |
| C．The bright light may make the material’s warning system useless. |
| D．The problem caused by bright light will be solved by scientists soon. |
The U.S. government is facing an increasing bother. Wild pigs, at their worst, can damage crops, spread diseases, attack humans and kill farm animals. And things are getting worse: a study shows that they are likely to double in number over the next 3 years. Why is it so hard to control wild pigs?
Introduced to America in the 16th century, and related to the wild pigs found in Europe, wild pigs can be found in 75% of all states. No single law exists to control them and regulations differ between states: while in Missouri they can only be shot if met by chance, in Texas hunting is actively encouraged; a “pork chopper” law allows Texan hunters to shoot wild pigs from helicopters, and some people in Louisiana have even built their own pig—hunting drone(无人机). As well as being popular with hunters, wild pigs are cheaper for game raisers to breed(饲养)than deer. In Michigan and Pennsylvania suggested bans on the private breeding of pigs for hunting have caused quarrels between game raisers and wildlife officials.
Wild pigs' double nature—considered pests by farmers, but valued by hunters—makes it hard to pass laws to control them. Two other factors also contribute. Nearly 70% of land in America is privately owned. And it is difficult for lawmakers to force breeding and hunting laws on private landowners. Secondly, it is hard to define a wild pig.
In some states, laws are being introduced to redefine the term “wild animal” to keep out wild pigs. This is good news for those raising pigs for hunting, but less are to those who consider them pests whose number should be limited. Meanwhile, discussions continue over how to deal with this problem.People are not permitted to hunt wild pigs freely in ________.
| A．Texas | B．Michigan |
| C．Missouri | D．Louisiana |
Why do the game raisers prefer raising wild pigs to deer?
| A．It's difficult to raise deer. |
| B．Wild pigs are in large numbers. |
| C．Deer are not popular with hunters. |
| D．They can benefit more from wild pigs. |
Which is NOT the reason for the difficulty in controlling wild pigs?
| A．The difficulty of passing effective laws. |
| B．The high percentage of land owned privately. |
| C．The farmers' unwillingness to shoot wild pigs. |
| D．The popularity of raising wild pigs in many states. |
What is the best title of the text?
| A．Why are wild pigs so hard to control? |
| B．Are wild pigs pests or wild animals? |
| C．Wild pigs—an increasing danger in the US. |
| D．How to deal with the problem of wild pigs? |
The tough economy is bringing new shoppers to the secondhand market. Plato’s Closet in Chaelotte, NC is a private company, which mainly buys and sells used clothes. While Charlotte has outstanding secondhand stores offering high-end and graceful brands for women, most of their stock applies to adults. Plato’s closet targets teens and those in their 20s. Plato’s Closet , with stores in Matthews and the university area, sells clothes and accessories(装饰品) that are currently popular at about one third the retail prices(零售价).
The two hottest brands, for buying and selling, are Hollister and Abercrombie &Fitch. Even though the offerings tend to be suitable for young people, there are a variety of shoppers at Plato’s Closet of varying ages. Women in their 30s, 40s, and older could easily find a purse, jacket or piece of jewelry they like.
If you are selling
Unlike higher-end resale stores which usually work on consignment(寄售),Plato’s Closet buys on the spot.
Items can be gently used, but must be in very good condition.
Clothes should be less than two years old and styles should be the same as those still being sold at the shopping center.
There is no negotiation; prices are set company-wide. If what you sell amounts to $30 or less, they’ll give you cash. More than that, you’ll get a Visa cash card.
Secondhand success
Don’t get discouraged if you can’t find something on your first trip. Resale shops are always getting new lists of goods and change their styles with each season.
Be sure to check each piece carefully before buying.
Price comparison
Jackets: New York & Company black blazer, $12; retail: $37
Pants: Express Editor-style pants, $12; retail: $69.90.
Shoes: Nine West black peep-toe pumps, $12; retail: $89.
Jewelry: Necklaces, $3-$5; retail: $18-$30.What is the difference between Plato’s Closet and other resale shops?
| A．They offer service for people of different ages. |
| B．The offerings in Plato’s Closet are more expensive. |
| C．Plato’s Closet only offers high-end brands for women. |
| D．Plato’s Closet also sells books to customers. |
Which of the following about Plato’s Closet is NOT true?
| A．Hollister and Abercrombie &Fitch are the two hottest brands in Plato’s Closet. |
| B．Women in their fifties can’t find proper clothes and accessories in Plato’s Closet. |
| C．Goods in Plato’s Closet are sold at 67 percent off retail prices or so. |
| D．Plato’s Closet targets teens and those in their 20s. |
In Plato’s Closet, which of the following is not accepted?
| A．Items you sell must be in very good condition. |
| B．You can negotiate with buyers about prices of goods. |
| C．The clothes you sell should be less than two years old. |
| D．You can sell your goods on the spot instead of on consignment. |
If you buy a pair of Express Editor-style pants in Plato’s Closet, you can save _______.
| A．57.9 dollars | B．15 dollars |
| C．77 dollars | D．25 dollars. |
A widow’s wish to hear her late husband’s voice again has pushed London’s Subway system to restore a 40-year-old recording of the subway’s famous “ Mind the gap” announcement.
The underground, or the tube, first opened in 1863, tracked down the voice recording by Oswald Lawrence after his widow, Margaret McCollum, told them what it meant to her.
McCollum, 65, said she used to frequently visit Embankment tube station or plan her journeys around the stop to listen to Lawrence’s voice, even before his death. She was taken aback in November when she noticed it had been replaced by a different voice.
“Lawrence was a drama school graduate when he auditioned (试音) for a tour company. For six years after his death, I’d stay on the platform—just sit and listen to it again,” she added.
When Margaret approached the tube, she was told it had a new broadcast system and it couldn’t use the old recording anymore.
Nigel Holness, director of London Underground, said its staff has been so moved by McCollum’s story that they dug up the recording and gave the widow a copy of the announcement on a CD for her to keep. “Tube staff is also working to restore Lawrence’s announcement at the station,” he added. “It is celebrating its 150th anniversary this year. The tube’s ‘Mind the gap’ messages, voiced by various actors, have accompanied countless London commuter journeys since the 1960s. Train drivers and staff made the warnings themselves before that.”
“I’m very pleased that people are interested in Oswald’s old recording,” Margaret said. “He was a great London transport user all his life .He would be amused, touched, and delighted to know he’s back where he belonged.”The best title for the passage is________.
| A．A Replaced Recording | B．Mind the Gap |
| C．A Widow’s Wish | D．The Tube’s Struggle |
The underlined phrase “ taken aback” means_________.
| A．disappointed | B．annoyed |
| C．excited | D．shocked |
What can we infer from the passage?
| A．The tube always uses recordings to remind passengers. |
| B．Oswald’s voice is great comfort to Margaret. |
| C．No recording can be equal to Oswald’s voice. |
| D．Oswald was an outstanding actor in London. |
I started to learn English when I was in elementary school. Together with my two friends, I had English classes with a private teacher. I lacked motivation and I learned very little. This stage was insignificant and could just as well have not happened at all.
I began to learn English in earnest when I went to high school. I was in the same class with Michael, but in different groups. I was in a group for students who were to learn English from scratch, and he was in a group for those who had already known some English. Very soon, my teacher noticed that my English was improving rapidly and he told me to join the group for the advanced learners. This was the worst thing that could have happened to me. My new teacher, who was Irish, didn’t speak Polish so I couldn’t understand her and I never knew what I was supposed to do. I was completely at a loss. My English didn’t improve at all. As a result, at the end of that year I was sent back to the group for beginners.
My stay with the advanced group made me realize what kind of learning strategies I should use in the future. I discovered that I cannot pick up a new language directly from foreigners. I started to learn hard again.
I translated into Polish all new words that appeared in my course-book. Before a test I would memorize dozens of words with their Polish equivalents (对等物). However, later I would never revise those words so I would soon forget most of them.
I knew that I should improve my learning techniques and I decided to ask for help those who had the best results in our class, that is Michael. That wasn’t easy because in the second grade, they seemed to look down on girls. So after a few attempts to approach them I decided to give up. For two years I learned English using the method described above. My English was improving but I was still forgetting new words. Finally, in the fourth grade I got closer to Michael, who started to show me how to learn English more efficiently, which was a breakthrough in the whole process of my learning English.
Michael encouraged me to read books in English with monolingual dictionaries. Several months later, I began to write e-mail messages in English.
I have been using these techniques for four years, and in my opinion, I have achieved pretty good results.Which of the author’s English learning experiences was not worthy of notice?
| A．In elementary school. |
| B．The first year in high school. |
| C．The second and third years in high school. |
| D．The fourth year in high school. |
Of the following experiences, which one made the greatest suffering to the author?
| A．She shared a private English teacher with his two friends. |
| B．She was moved to the advanced group in the first high school year. |
| C．She was sent back to the group for beginners. |
| D．She got Michael to help her in English. |
What did the author learn from her study in the advanced group?
| A．She could not learn a new language quite well. |
| B．Learning strategies are not important. |
| C．The Irish teacher is not suitable for her. |
| D．She had to ask for help those who had the best results in her class. |
What is the most important thing in the author’s process of English learning?
| A．Michael began to teach her an efficient way of learning English. |
| B．She tried to read books in English. |
| C．She tried to use monolingual dictionaries. |
| D．She tried to write e-mail messages in English. |