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HARVARD UNIVERSITY
                                 
Office of Admissions
Financial Aid
Our goal in admissions and financial aid is clear: We want to bring the best people to Harvard, regardless of their ability to pay — and we do. About 70 percent of our students receive some form of aid, with over 60 percent receiving need–based scholarships.
Two principles guide us:
· Admission to Harvard is need-blind, by which we mean that financial need is not a barrier to admission. International students have the same access to financial aid as United States citizens.
· Financial aid at Harvard is entirely need–based and we are committed to meeting the demonstrated need of all students. Students apply for aid annually and every year we review our financial aid program, considering such things as any changed student or family circumstances, university resources, and demand.
Removing Economic Barriers
In the past decade we have increased financial aid for low and middle income families by over 180%. No contribution is expected from parents with incomes under $65,000. Beginning with the class of 2016, those parents with annual incomes between $65,000 and $150,000 are asked to contribute from zero to ten percent of their income. Some families with incomes above $150,000 still qualify for aid. Families at all incomes who have significant assets(资产)will continue to pay more than those in less fortunate circumstances. Students are also asked to contribute to the cost of their education through term-time and summer work.
Families with higher incomes facing unusual financial challenges may also qualify for need–based scholarship assistance, yet those with significant assets at all income levels are asked to contribute proportionately(成比例的)more.
Our financial aid program includes an array of financing options beyond our need–based scholarship program, such as a parent monthly payment plan, various loan programs and the opportunity to pre–pay tuition for four years at a student’s freshman year rate.
There are also other forms of financial assistance such as the Faculty Aide Program, the Harvard College Research Program and the Dean’s Summer Research Program that enable students to create paid partnerships with teachers on academic projects of mutual interest. Over two-thirds of Harvard students choose to work during their time in Cambridge and gain valuable job experience working in a wide array of University settings, including our libraries, dining halls, museums and academic departments.
We hope you will visit our websites for a fuller description of our comprehensive program of financial assistance.
Admission to Harvard is need-blind in that _______.

A.Harvard does take into account students’ economic situations
B.Students’ ability to pay does not affect their admissions to Harvard
C.Students need to pay big money to Harvard after they are admitted
D.The majority of students in Harvard do not need financial aids

Based on the requirements above, we can learn that _______.

A.parents with annual incomes of over $ 150,000 needn’t contribute
B.financial aids are not intended for families with higher incomes
C.wealthier families are expected to contribute more to Harvard
D.students are not encouraged to pay the cost of their education

In what way can students get financial assistance from Harvard?

A.Students can be offered paid-work opportunities outside Harvard.
B.Students can have opportunities to get loans for their education.
C.Students can pay for their education in Harvard within one month.
D.Students earn money by assisting teachers in Cambridge University.
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A Municipal Report(Adapted from a story by O.Henry)(Ⅱ)
Azalea Adair herself opened the door when I knocked.She was about 50 years old.Her white hair was pulled back from her small,tired face.She wore a pale yellow dress.It was old,but very clean.
Azalea Adair led me into her living room.A damaged table,three chairs and an old red sofa were in the center of the floor.
Azalea Adair and I sat down at the table and began to talk.I told her about the magazine's offer an she told me about herself.She was from an old southern family.Her father had been a judge.
Azalea Adair told me she had never traveled or even attended school.Her parents taught her at home with private teachers.We finished our meeting.I promised to return with the agreement the next day, and rose to leave.
At that moment,someone knocked at the back door.Azalea Adair whispered a soft apology and went to answer the caller.She came back a minute later with bright eyes and pink cheeks.She looked ten year younger.“You must have a cup of tea before you go,”she said.She shook a little bell on the table,and small black girl about twelve years old ran into the room.
Azalea Adair opened a tiny old purse and took out a dollar bill.It had been fixed with a piece of blue paper and the upper right hand comer was missing.It was the dollar I had given to Uncle Caesar.“Go to Mr.Baker's store,Impy ,”she said,“and get me 25 cents' worth of tea and ten cents' worth of sugar cakes. And please hurry.”
The child ran out of the room.We heard the back door close.Then the girl screamed.Her cry mixed with a man's angry voice.Azalea Adair stood up.Her face showed no emotion as she left the room.I heard the man's rough voice and her gentle one.Then a door slammed and she came back into the room.“I am sorry,but I won't be able to offer you any tea after all,” she said.“It seems that Mr.Baker has no more tea.Perhaps he will find some for our visit tomorrow.”
We said good-bye.I went back to my hotel.
Just before dinner, Major Wentworth Caswell found me.It was impossible to avoid him.He insisted on buying me a drink and pulled two one-dollar bills from his pocket.Again I saw a torn dollar fixed with blue paper, with a corner missing.It was the one I gave Uncle Caesar.How strange,I thought. I wondered how Caswell got it.
63.We can judge from her behavior that Miss Adair was
A.polite and elegant B.confident and determined
C.poor and miserable D.capable and hardworking
64.Adair seemed after coming back from the back door.
A.as calm as before B.sadder C.excited D.surprised
65.The angry man with a rough voice outside might be
A.Uncle Caesar B.Mr.Baker C.Caswell D.A stranger
66.When the narrator saw Caswell again at his hotel,he was surprised
A.that Caswell should find him
B.that Caswell insisted on buying him a drink
C.that Caswell pulled two one-dollar bills from his pocket
D.to find Caswell had the torn dollar bill with a comer missing

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Basic Study Manual Hardcover:$37.50
Future Success depends on the ability to learn.Here are the answers to the questions most often asked by parents,teachers,business trainers and by students themselves.Read this book and learn:
*What the three barriers(障碍)to study are and what to do about them
*What to do if you get tired of a subject you are studying
*Twenty-six simple drills to help you learn how to study easily, rapidly and with full understanding
Buy and read the Basic Study Manual and use it to dramatically improve your ability to study.
Study Skills for LifeHardcover:$31.99
L.Ron Hubbard's study technology for teenagers opens the door to their future success by giving them the ability to study and learn.Fully illustrated(插图)for easy comprehension.
Learning How to Learn Hardcover:$24.99
The basics of effective study for 8 to 12-year-olds,fully illustrated.Children who read and apply the materials in this book regain their liking for study and their ability to apply this knowledge in life.Get this book for a child you want to see win at his studies!
How to Use a Dictionary Picture Book for Children Hardcover:$34.90
In spite of billions of dollars spent on“educational research”.children are not taught the most basic skills of leaning,even the most basic of these:how to use a dictionary.In fact,a search of educational books for children found no book that told them how to use a dictionary or that one should.Written for children 8 to 12-year-olds,this fully illustrated book will teach your child:
*How to find words in a dictionary
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It includes a section for parents and teachers showing you how to use this book with children.Buy this book and give it to your children to unlock their education.What's more,you'll just pay 50% for it before May 1,2005.
60.According to the advertisements,the four books are all intended for
A.teachers B.adults C.children D.women
61.Some of the four books were illustrated in order to
A.help readers understand them B.persuade readers to buy them
C.reduce the cost of them D.make them suitable to different readers
62.If you buy the four books before April 1,2005,you will have to payfor them.
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The world is not only hungry, but it is also thirsty for water.This may seem strange to you,since nearly 70 percent of the earth's surface is covered with water.But about 97 percent of this huge amount is sea water, or salt water.Man can only drink and use the other 3 percent-the fresh water from rivers,lakes,underground,and other sources.And we cannot even use all of that,because some of it is in the form of icebergs and glacier.Even worse,some of it has been polluted.
However,as things stand today, this small amount of fresh water is still enough for us.But our need for water is increasing rapidly-almost day by day.Only if we take steps to deal with this problem now can we avoid a severe worldwide water shortage later on.
We all have to learn how to stop wasting our valuable water.One of the first steps is to develop ways of reusing it.
Today in most large cities,water is used only once and then sent out into a sewer system.From there it returns to the sea or runs into underground storage tanks.But it is possible to pipe used water to a purifying plant.There it can be treated with chemicals so that it can be used again,just as if it were fresh from a spring.
But even if every large city purified and reused its water,we still would not have enough.All we'd have to do make use of the vast reserves of sea water in the world is to remove the salt.
If we take these steps we'll be in no danger of drying up.
56.The world is thirsty for water because we can only usepercent of the water covering the surface of the earth.
A.3 B.more than 3 C.less than 3 D.97
57.Which of the following statements is NOT TRUE?
A.As things remain unchanging,this small amount of fresh water is still enough for us.
B.Our need for water is becoming larger and larger.
C.There will be no water shortage in the future.
D.We should take steps to deal with the water shortage problem.
58.To reuse water, we should
A.treat it with chemicals B.use it only once
C.send it out into a sewer system D.make it flow into underground tanks
59.In order to have enough water.we should also make use of
A.icebergs and glaciers B.sea water
C.rivers and lakes D.underground water

.
Can people change their skin colour without suffering like pop king Michael Jackson?Perhaps yes.Scientists have found the gene that determines skin colour.
The gene comes in two versions,one of which is found in 99 per cent of Europeans.The other
is found in 93 to 100 per cent of Africans,researchers at Pennsylvania State University report in the
latest issue of Science.
Scientists have changed the colour of a dark-striped zebrafish to uniform gold by inserting a version of the pigment(色素)gene into a young fish.As with humans,zebrafish skin colour is determined by pigment cells,which contain melanosomes (黑色素).The number,size and
darkness of melanosomes per pigment cell determines skin colour.
It appears that,like the golden zebrafish,light-skinned Europeans also have a mutation(变异)in the gene for melanosome production.This results in less pigmented skin.
However,Keith Cheng,leader of the research team,points out that the mutation is different in human and zebrafish genes.
Humans acquired dark skin in Africa about 1.5 million years ago to protect bodies from ultra-
violet rays of the sun(太阳光紫外线),which can cause skin cancer.
But when modern humans leave Africa to live in northern latitudes,they need more sunlight on their skin to produce vitamin D.So the related gene changes,according to Cheng.
Asians have the same version of the gene as Africans,so they probably acquired their light skin through the action of some other gene that affects skin colour,said Cheng.
The new discovery could lead to medical treatments for skin cancer.It also could lead to
research into ways to change skin colour without damaging it like chemical treatment did on Michael Jackson.
72.The passage mainly tells us that_________.
A.people can not change their skin colour without any pain
B.the new discovery could lead to search into ways to change skin colour safely
C.pop king Michael Jackson often changed his skin colour as he liked
D.scientists have found out that people’s skin colour is determined by the gene
73.It can be inferred from the passage that_________.
A.nowadays people who want to change their skin colour have to suffer a lot from the damage caused by the chemical treatment
B.Europeans and Africans have the same gene
C.the new discovery could help to find medical treatments for skin cancer
D.there are two kinds of genes
74.Scientists have done an experiment on a dark-striped zebra fish in order to_________.
A.find the different genes of humans’
B.prove the humans’ skin colour is determined by the pigment gene
C.find out the reason why the Africans’skin colour is dark
D.find out the ways of changing people’s skin colour
75.The reason why Europeans are light-skinned is probably that_________.
A.they are born light-skinned people
B.light-skinned Europeans have mutation in the gene for melanosome production
C.they have fewer activities outside
D.they pay much attention to protecting their skin

.
Our spiritual intelligence quotient,or SQ,helps us understand ourselves,and live fuller,
happier lives.
While we’re all born with SQ,most of us don’t even realize that we have it.Fortunately,you don't have to sign up for classes to learn how to improve your SQ.Here are some simple steps that can lead you to this new level of understanding.
Sit Quietly.The process of developing spiritual intelligence begins with solitude(独处)and
silence.To tune in to your spirit,you have to turn down the volume in your busy,noisy,complicated life and force yourself to do nothing at all.Start small by creating islands for silence in
your day.In the car,instead of reading or doing something else,use the time to think.At work,
shut the door to our office between meetings,take a few breaths and let them out very,very slowly.Enjoy the stillness in your home after the kids are finally in bed.
Step Outside.For many people,nature sets their spirit free.Go outside to watch a beautiful
sunset.If you are walking with your dog,take the time to admire flowers in bloom;follow the flight of birds;watch clouds float overhead.
Ask Questions of Yourself.Ask open-ended questions,such as “What am I feeling?” “What are my choices?”or “Where am I heading?” But don’t expect an answer to arrive through some
supernatural form or e-mail.“Rarely do I get an immediate answer to my question,”says Reverend Joan Carter,a Presbyterian(长老会的)minister in Sausalito,California.“But later that day I suddenly find myself thinking about a problem in a perspective(视角)I never considered before.”
Trust Your Spirit.While most of us rely on gut feeling(本能的反应)to realize danger,spiritual intelligence pushes us,not away from,but towards some action that will lead to a greater good.
68.The passage is mainly about_________.
A.what your SQ is and in what way it can benefit your life
B.what your SQ is and in what way it can be improved
C.the relationship between your SQ and your life
D.advantages and disadvantages of SQ
69.The underlined phrase “tune in to your spirit” in the third paragraph probably means______.
A.get your spirit relaxed B.keep up your spirit
C.keep seated quietly D.change your spirit
70.The author mentions the example of Reverend Joan Carter to show that_________.
A.there are no immediate answers to your questions
B.e-mails can’t keep working out a problem
C.the more questions you ask,the better answers you’ll get
D.changing your way of thinking might help you solve a problem
71.From the passage,we can know that the most important thing to improve your SQ is________.
A.a peaceful mind B.deep thought
C.spare time and hobbies D.good spirits

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