Winners Club
You choose to be a winner！
The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account（交易账户）where you receive a key-card so you can get to your money 24/7—that’s 24 hours a day, 7 days a week!
It’s a club with impressive features for teenagers：
No account keeping fees！
You’re no millionaire so we don’t expect you to pay large fees. In fact, there are no account keeping or transacting fees!
Excellent interest rates!
You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits（储蓄）without talking them out in a month.
Convenient
Teenagers are busy—we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet. You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part-time job!
Mega magazine included
Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.
The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key-card) but it is easy. We can’t wait to hear from you. It’s the best way to choose to be a winner! The Winners Club is a bank account intended for _________.
| A．parents | B．teenagers | C．winners | D．adults |
Which of the following is TRUE about the Winners Club？
| A．Special gifts are ready for parents. |
| B．The bank opens only on work days. |
| C．Services are convenient for its members. |
| D．Fees are necessary for the account keeping. |
If you want to be a member of the Club, you must _________.
| A．be an Internet user | B．be permitted by your parent |
| C．has a big sum of money | D．be in your twenties |
What is the purpose of this text?
| A．To set up a club. | B．To provide part-time jobs. |
| C．To organize key-cards. | D．To introduce a new banking service. |
Diana Jacobs thought her family had a workable plan to pay for college for her 21-year-old twin sons: a combination of savings, income, scholarships, and a modest amount of borrowing. Then her husband lost his job, and the plan fell apart.
“I have two kids in college, and I want to say ‘come home’, but at the same time I want to provide them with a good education.” says Jacobs.
The Jacobs family did work out a solution. They asked and received more aid from the schools, and each son increased his borrowing to the maximum amount through the federal loan (贷款) program. They will each graduate with $20,000 of debt, but at least they will be able to finish school.
With unemployment rising, financial aid administrators expect to hear more families like the Jacobs. More students are applying for aid, and more families expect to need student loans. College administrators are concerned that they will not have enough aid money to go around.
At the same time, tuition（学费）continues to rise. A report from the National Center for Public Policy and Higher Education found that college tuition and fees increased 439% from 1982 to 2007, while average family income rose just 147%. Student borrowing has more than doubled in the last decade.
“If we go on this way for another 25 years, we won’t have an affordable system of higher education,” says Patrick M. Callan, president of the center. “The middle class families have been financing it through debt. They will send kids to college whatever it takes, even if that means a huge amount of debt.”
Financial aid administrators have been having a hard time as many companies decide that student loans are not profitable enough and have stopped making them. The good news, however, is that federal loans account for about three quarters of student borrowing, and the government says that money will flow uninterrupted.How did the Jacobs manage to solve their problem?
| A．They asked their kids to come home. |
| B．They borrowed $20,000 from the school. |
| C．They encouraged their twin sons to do part-time jobs. |
| D．They got help from the school and the federal government. |
Financial aid administrators believe that .
| A．more families will face the same problem as the Jacobs |
| B．the government will receive more letters of complaint |
| C．college tuition fees will double soon |
| D．America’s unemployment will fall |
What can we learn about the middle class families from the text?
| A．They blamed the government for the tuition increase. |
| B．Their income remained steady in the last decade. |
| C．They will try their best to send kids to college. |
| D．Their debts will be paid off within 25 years. |
According to the last paragraph, the government will .
| A．provide most students scholarships |
| B．dismiss some financial aid administrators |
| C．stop the companies from making student loans |
| D．go on providing financial support for college students |
Homestay provides English language students with the opportunity to speak English outside the classroom and the experience of being part of a British home．
What to Expect
The host will provide accommodation and meals．Rooms will be cleaned and bedcovers changed at least once a week．You will be given the house key and the host is there to offer help and advice as well as to take an interest in your physical and mental health．
Accommodation Zones
Homestays are located in London mainly in Zones 2, 3 and 4 of the transport system. Most hosts do not live in the town center as much of central London is commercial and not residential(居住的). Zones 3 and 4 often offer larger accommodation in a less crowed area. It is very convenient to travel in London by Underground．
Meal Plans Available
◇Continental Breakfast
◇Breakfast and Dinner
◇Breakfast, Packed Lunch and Dinner
It’s important to note that few English families still provide a traditional cooked breakfast．Your accommodation includes Continental Breakfast which normally consists of fruit juice, cereal（谷物类食品），bread and tea or coffee．Cheese, fruit and cold meat are not normally part of a Continental Breakfast in England．Dinners usually consist of meat or fish with vegetables followed by dessert, fruit and coffee．
Friends
If you wish to invite a friend over to visit, you must first ask your host’s permission．You have no right to entertain friends in a family home as some families feel it is an invasion of their privacy．
Self-Catering Accommodation in Private Homes
Accommodation on a room-only basis includes shared kitchen and bathroom facilities and often a main living room．This kind of accommodation offers an independent lifestyle and is more suitable for the long-stay student．However, it does not provide the same family atmosphere as an ordinary homestay and may not benefit those who need to practise English at home quite as much．The passage is probably written for .
| A．hosts willing to receive foreign students |
| B．foreigners hoping to build British culture |
| C．travelers planning to visit families in London |
| D．English learners applying to live in English homes |
Which of the following will the host provide?
| A．Room cleaning． |
| B．Medical care． |
| C．Free transport． |
| D．Physical training． |
What can be inferred from Paragraph3?
| A．Zone 4 is more crowded than Zone 2． |
| B．The business centre of London is in Zone1． |
| C．Hosts dislike travelling to the city centre． |
| D．Accommodation in the city center is not provided. |
Why do some people choose self-catering accommodation?
| A．To experience a warmer family atmosphere． |
| B．To enrich their knowledge of English. |
| C．To entertain friends as they like． |
| D．To enjoy much more freedom． |
Most people know that Marie Curie was the first woman to win the Nobel Prize, and the first person to win it twice. However, few people know that she was also the mother of a Nobel Prize winner.
Born in September, 1897, Irene Curie was the first of the Curies’ two daughters. Along with nine other children whose parents were also famous scholars, Irene studied in their own school, and her mother was one of the teachers. She finished her high school education at the College of Sévigné in Paris.
Irene entered the University of Paris in 1914 to prepare for a degree in mathematics and physics. When World War I began, Irene went to help her mother, who was using X-ray facilities（设备）to help save the lives of wounded soldiers. Irene continued the work by developing X-ray facilities in military hospitals in France and Belgium. Her services were recognized in the form of a Military’s Medal by the French government.
In 1918, Irene became her mother’s assistant at the Curie Institute. In December 1924, Frederic Joliot joined the Institute, and Irene taught him the techniques required for his work. They soon fell in love and were married in 1926. Their daughter Helene was born in 1927 and their son Pierre five years later.
Like her mother, Irene combined family and career. Like her mother, Irene was awarded a Nobel Prize, along with her husband, in 1935. Unfortunately, also like her mother, she developed leukemia because of her work with radioactivity（辐射能）. Irene Joliot-Curie died from leukemia on March 17, 1956.Why was Irene Curie awarded a Military Medal?
| A．Because she received a degree in mathematics. |
| B．Because she contributed to saving the wounded. |
| C．Because she won the Nobel Prize with Frederic. |
| D．Because she worked as a helper to her mother. |
Where did Irene Curie meet her husband Frederic Joliot?
| A．At the Curie Institute. |
| B．At the University of Paris. |
| C．At a military hospital. |
| D．At the College of Sevigne. |
When was the second child of Irene Curie and Frederic Joliot born?
| A．In 1932. |
| B．In 1927. |
| C．In 1897. |
| D．In 1926. |
In which of the following aspects was Irene Curie different from her mother?
| A．Irene worked with radioactivity. |
| B．Irene combined family and career. |
| C．Irene won the Nobel Prize once |
| D．Irene died from leukemia. |
A large number of people in the world eat fast food. Whenever you go into a fast food restaurant, you can see lots of people enjoying their meals there. How do you know in which country people like fast food best?
The English people are the world’s biggest fans of fast food, while the French are the least interested in quick meals, according to a survey done last year.
The survey of thirteen countries shows 45% of the English people say they can’t give up fast food because it’s delicious. And 44% of Americans and 37% of Canadians say the same.
The French, proud of their delicious cuisine, don’t like fast food. 81% of them think it is unhealthy, followed by 75% of the Japanese.
How about the Chinese? How often do you have hamburgers or fried chicken? It doesn’t matter whether you like Western fast food or Chinese food. The most important thing is to keep a balanced diet.According to the survey, some people can’t give up fast food because _____.
| A．it’s cheap | B．it’s safe |
| C．it’s delicious | D．it’s healthy From the survey， |
We know _____ like fast food best.
| A．the Chinese | B．the French | C．the Japanese | D．the English |
The survey is about _______.
| A．Western countries | B．fast food |
| C．restaurants in the world | D．Chinese food |
The word “cuisine” in the passage means _______.
| A．food | B．house | C．water | D．country |
The weather is getting hotter. You are thirsty（口渴的） playing basketball or riding home from school. A cold drink may be just the thing. But be careful what you are drinking. Something that looks cool may not be good for your health. There are plenty of “energy drinks” on the market. Most of them have beautiful colors and cool names. The lists on them tell you they are helpful to your health. Sounds great!
But after a careful check you may find that most energy drinks have lots of caffeine(咖啡碱)in them. These drinks are especially aimed at young people, students, busy people and sports players. Makers sometimes say their drinks make you better at sports and can keep you awake. But be careful not to drink too much. Caffeine makes your heart beat fast. Because of this, the International Olympic Committee(IOC)（国际奥委会） has limited its use. Caffeine in most energy drinks is at least as strong as that in a cup of coffee or tea. Possible health dangers have something to do with energy drinks. Just one box of energy drink can make you nervous, have difficulty sleeping and can even cause heart problems. Scientists say that teenagers should be discouraged from taking drinks with a lot of caffeine in them.Which of the following can be the best title of the passage? ______
| A．What’s the Use of Energy Drinks? |
| B．Who Can Drink Energy Drinks? |
| C．What’s that in Energy Drinks? |
| D．Why Can’t We Buy Energy Drinks? |
The underlined word “discouraged” can be replaced(替换) with ______.
| A．disliked | B．helped | C．stopped | D．encouraged |
From the passage we can know that ______.
| A．energy drinks are especially aimed at teenagers |
| B．energy drinks are helpful to teenagers’ study |
| C．sports players need to drink a lot of energy drinks |
| D．advertisements are important in getting people to buy energy drinks |
Many people like drinking energy drinks because of the following EXCEPT that ______.
| A．they have beautiful colors and cool names |
| B．they have lots of caffeine |
| C．they can keep them awake and better at sports |
| D．they are said to be helpful to health |