Winners Club
You choose to be a winner!
The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account (交易账户) where you receive a key – card so you can get to your money 24/7 – that's 24 hours a day, 7 days aweek!
It's a club with impressive features for teenagers:
●No account keeping fees!
You're no millionaire so we don't expect you to pay large fees. In fact, there are no account keeping or transaction fees!
●Excellent interest rates!
You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits (储蓄) without taking them out in a month.
●Convenient
Teenagers are busy – we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet ... You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part – time job!
●Mega magazine included
Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.
The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key-card) but it is easy. We can't want to hear from you. It's the best way to choose to be a winner!The Winners Club is a bank account intended for _________.
A.parents | B.teenagers |
C.winners | D.adults |
The Winners Club provides magazines which _________.
A.encourage spending |
B.are free to all teenagers |
C.are full of adventure stories |
D.help to make more of your money |
If you want to be a member of the Club, you must _________.
A.be an Internet user |
B.be permitted by your parent |
C.have a big sum of money |
D.be in your twenties |
Which of the following is TRUE about the Winners Club?
A.Special gifts are ready for parents. |
B.The bank opens only on work days. |
C.Services are convenient for its members. |
D.Fees are necessary for the account keeping. |
What is the purpose of this text?
A.To set up a club. |
B.To provided part – time jobs. |
C.To introduce a new banking service. |
D.To organize key – cards. |
This is a true story from Guyana.One day, a boy took a piece of paper from a box.He made a paper ball and pushed it into his nose.He couldn’t get it out.He ran crying to his mother.His mother couldn’t get the paper out, either.A week later, the paper was still in the boy’s nose.His nose began to have a bad smell.
So his mother took the boy to a hospital.The doctor looked up at the child’s nose, but she couldn’t get the paper out.She said she had to cut the boy’s nose to get the paper out.
The boy’s mother came home looking sad.She didn’t want her child to have his nose cut.The next day she took the boy to her friend Sidney who lived in a house with an old lady called May.May wanted to see the child, so the child let her look up his nose.
“Yes, I can see it,” May said.“It will be out soon.”
As she spoke, she shook some black pepper (胡椒粉)on the child’s nose.The child gave a mighty sneeze and the paper flew out.His mother was surprised.May told his mother to take the boy to the seaside for a swim, for the salt water would go up his nose and stop the bad smell.
So the lucky boy didn’t have to go to the hospital to have his nose cut.
After the boy pushed a paper ball into his nose, ____.
A.he took it out |
B.his mother took it out |
C.he tried to take it out but failed |
D.he did nothing but cry |
Which of the following is TRUE?
A.The doctor helped to take the paper ball out of the boy’s nose. |
B.The boy had to have his nose cut at last. |
C.The boy’s mother found some black pepper to solve the problem. |
D.May succeeded in taking the paper out. |
The boy should be taken to the seaside for a swim because ____.
A.he needed to learn to swim. |
B.the sea water would wash out the paper ball. |
C.the sea water would stop the bad smell of his nose. |
D.he needed a rest. |
Societies all over the world name places in similar ways. Quite often there is no official naming ceremony but places tend to be called names as points of reference by people. Then an organized body steps in and gives the place a name. Frequently it happens that a place has two names: one is named by the people and the other by the government. As in many areas, old habits die hard, and the place continues to be called by its unofficial name long after the meaning is lost.
Many roads and places in Singapore (新加坡) are named in order that the pioneers will be remembered by future generations. Thus we have names such as Stamford Road and Raffles Place. This is in keeping with traditions in many countries--in both the West and the East.
Another way of naming places is naming them after other places. Perhaps they were named to promote friendships between the two places or it could be that the people who used to live there were originally from the places that the roads were named after. The mystery is clearer when we see some of the roads named in former British bases. If you step into Selector Airbase you will see Piccadilly Circus--obviously named by some homesick Royal Air Force personnel.
Some places were named after the activities that used to go on at those places. Bras Basah Road is an interesting example. “Bras Basah” means “wet rice” in Malay (马来语). Now why would anyone want to name a road “Wet Rice Road”? The reason is simple. During the pioneering days, wet rice was laid out to dry along this road.
A few roads in Singapore are named by their shapes. There is “Circular Road” for one. Other roads may have part of their names to describe their shapes, like “Paya Lebar Crescent”. This road is called a crescent (月牙) because it begins on the main road, makes a crescent and comes back to join the main road again.We learn from Paragraph 1 that ________.
A.the government is usually the first to name a place |
B.a ceremony will be held when a place is named |
C.many places tend to have more than one name |
D.people prefer the place names given by the government |
What does the underlined phrase “die hard” in Paragraph 1 probably mean?
A.Change suddenly. | B.Change significantly. |
C.Disappear very slowly. | D.Disappear mysteriously. |
Which of the following places is named after a person?
A.Selector Airbase. | B.Raffles Place. |
C.Piccadilly Circus. | D.Paya Lebar Crescent. |
Bras Basah Road is named ________.
A.after an activity | B.after a place |
C.after a person | D.by its shape |
What can be inferred from the passage?
A.Young Singaporeans have forgotten the pioneers. |
B.Some places in Singapore are named for military purposes. |
C.The way Singaporeans name their places is unique. |
D.Some place names in Singapore are the same as in Britain. |
Spending as little as $5 a day on someone else could significantly boost happiness, the team at the University of British Columbia found.
Their experiments on more than 630 Americans showed they were measurably happier when they spent money on others--even if they thought spending the money on themselves would make them happier.
“We wanted to test our theory that how people spend their money is at least as important as how much money they earn,” said Elizabeth Dunn, a psychologist at the University of British Columbia. They asked their 600 volunteers first to rate their general happiness, report their annual income and detail their monthly spending including bills, gifts for themselves, gifts for others and donations to charity.
“No matter how much income each person made, those who spent money on others reported greater happiness, while those who spent more on themselves did not, ” Dunn said in a statement.
Dunn’s team also surveyed 16 employees at a company in Boston before and after they received an annual profit sharing bonus of between $ 3,000 and $ 8,000. “Employees who devoted more of their bonus to prosocial spending experienced greater happiness after receiving the bonus, and the manner in which they spent that bonus was a more important predictor of their happiness than the size of the bonus itself,” they wrote in their report, published in the journal Science.
They gave their volunteers $5 or $20 and half got clear instructions on how to spend it. Those who spent the money on someone or something else reported feeling happier about it.
“These findings suggest that very minor changes in spending allocations-as little as $5-may be enough to produce real gains in happiness on a given day, ” Dunn said.The underlined word “boost” in the first paragraph probably means________.
A.help to find | B.help to increase |
C.help to bring | D.help to get |
Dunn is ________.
A.an employee in a company |
B.a reporter in a journal |
C.a psychologist at a university |
D.a volunteer in the experiment |
Which of the following statements is NOT true according to the passage?
A.Those who spend more money on others can get much more bonus. |
B.People usually think spending money on themselves will make them happier. |
C.Very small changes in spending your money may be enough to gain happiness. |
D.Researchers think that how people spend their money is at least as important as how much money they earn. |
What is the general idea of the passage?
A.The more you earn, the greater happiness you will get. |
B.Spending more money on yourself will make you happier. |
C.You can spend only $ 5 a day on someone else to get happiness. |
D.If you spend money on someone else, you will feel happier. |
It can be inferred from the 6th paragraph that ________.
A.the volunteers not given $ 5 or $ 20 spent their own money on themselves |
B.those who spent the money on someone or something else felt happier about it |
C.half of the volunteers could spend the money as they liked |
D.the volunteers were given $ 5 or $ 20 as a reward for the experiment |
When I was a kid, I was close to my dad, but as I grew older, my dad and I grew further apart. We always had totally different opinions. He thought that college was a waste of time, but for me it was important to finish college. He wanted me to work my way to the top as he had done in his field, but I wanted a different life. There was a time when we did not talk with each other.
A few months ago, I heard that my 84-year-old dad was in poor health. When he called and asked whether I could move from Colorado back to Tennessee to help him, I knew he was seriously ill. I am his only child and so it was time to meet my father’s requirement.
Two weeks after moving back, we bought a boat and started fishing again. Fishing was one of the few things that we did while I was young and that we both enjoyed. It is strange but true that as we are fishing we are able to put things that have kept us apart for so many years behind us. We are able to talk about things that we have never talked about before. Fishing has been healing the old wounds that have kept us apart.
It is not important how many fish we catch. It is about enjoying the relationship that we have not had for years. I’m 62 and he is 84. When we are on the lake fishing, it is like two kids enjoying life. It is far better to find a way to put the unhappy past behind. I am so lucky to spend the happy time with my father in his last years. Now my heart is filled with love. A smile always graces my lips.The author and his father became further apart because_________.
A.they had different views on things |
B.they lived very far from each other |
C.they only communicated by phone |
D.they seldom went to see each other |
What made the author come back to Tennessee?
A.Because his father invited him to go fishing. |
B.Because his father is ill and needs caring. |
C.Because he decided to live in a different city. |
D.Because he regretted being rude to his father. |
For the author, fishing with his old father_________.
A.helps cure his father’s disease |
B.is a good way to get close to nature |
C.offers a chance for them to communicate |
D.makes him realize the importance of exercise |
According to the passage, which of the following is TRUE?
A.The writer’s car is always breaking down. |
B.Father intended me to be a fisherman. |
C.I was unwilling to come back. |
D.Father used to think it was useless to attend college. |
What can be the best title for the text?
A.Forgiving Is Difficult |
B.My Beloved Father |
C.Memories of Old Days |
D.Fishing Brings Us Together |
Since last year, Where Are We Going, Dad? has become the most popular TV shows. On the show, the five fathers and their children traveled around China riding camels through the western deserts, fishing on the east coast, and selling vegetables for their bus fare home in southwestern Yunnan province.
One dad doesn’t know how to do his daughter’s hair, so some people try to help him. Another one must survive with his son for three days in the desert because the father can’t cook, they only eat instant noodles.
Why is Where Are We Going, Dad? so popular? Because it is about how Chinese parents look after their kids. The show makes modern parents think about what they should do with their kids.” In traditional Chinese culture, the father is strict and the mother is kind. But on the show, we see fathers who are much gentle on their kids and more involved in their upbringing (成长).” said Li Minyi, a professor of early childhood education.
In the past, children were taught their parents’ wishes and look after them in their old age. But today Chinese parents increasingly realize that respecting their children’s choices may be a better way to prepare them for modern society. As they raise their children, parents are growing up at the same time.According to the passage, what didn’t the fathers and their children do on the show?
A.Rode camels. |
B.Sold vegetables. |
C.Climbed the mountains. |
D.Fished on the east coast. |
One father and his son only eat instant noodles because______.
A.there aren’t ant vegetables in the desert. |
B.they have no money to buy something to eat. |
C.they think instant noddles are the most delicious. |
D.the father can’t cook. |
In the fourth paragraph, the underlined word “them” refers to______.
A.modern parents |
B.the five fathers on the show |
C.the parents in the past |
D.the children in the old days |
Why is Where Are We Going, Dad? so popular?
A.Because there are many famous stars on the show. |
B.Because it’s about how Chinese parents raise their children. |
C.Because it’s about how to help the poor. |
D.Because it’s about how to sell vegetables. |
Which of the following is NOT true according to the passage?
A.Fathers are much gentle on their kids on the show. |
B.Children were told to obey their parents’ wishes in the past. |
C.Parents can also learn something when they raise their children. |
D.In traditional Chinese culture, parents are both strict with their kids. |